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  • Listed by: 

    Melene Thompson,

    COMPASS

    Price cut: $20K (9/20)
    $398,000

    4689 Surfcrest Drive, Oak Harbor, WA 98277

    --beds
    --baths
    0.64Acres
    Unimproved Land
    Built in ----
    0.64 Acres Lot
    $-- Zestimate®
    $--/sqft
    $33/mo HOA

    What's special

    Soft sandsMiles of beach walkingWater sharePrivate tidelandsNo-bank waterfront lot
    Gorgeous Whidbey Island, 100 ft no bank waterfront lot, now just $398,000! Call your agent to make an appointment to see it this weekend, then get ready for long walks on the sandy beach that can take you to Deception Pass. Located in the gated Surfcrest Beach Community, this waterfront property includes: Water Share & completed septic design & site registration. Use 3-bdrm house plans or design & build your dream home! Enjoy stunning sunsets & gorgeous views of the San Juan Islands & Olympic Mountains. Bald Eagles, seals & other local wildlife can become part of the serenity you enjoy daily. The hard work is done. Tour today & plan your move to Whidbey Island's Surfcrest Beach!
    204 days
    |
    356
    |
    14
    |

    Zillow last checked: 8 hours ago

    Listing updated: December 11, 2025 at 10:42am

    Listed by:

    Melene Thompson,

    COMPASS

    Source: NWMLS,MLS#: 2372204MLS Logo

    Facts & features

    Interior

    Features
    • Has fireplace: No
    Interior area
    • Total structure area: 0

    Property

    Features
    • Has view: Yes
    • View description: Mountain(s), Ocean, See Remarks, Sound, Strait, Territorial
    • Has water view: Yes
    • Water view: Ocean,Sound,Strait
    • Waterfront features: No Bank, Ocean Front, Saltwater, Sound
    • Frontage length: Waterfront Ft: 100
    Lot
    • Size: 0.64 Acres
    • Features: Dead End Street, Secluded, Dune Grasses
    • Topography: Level,See Remarks
    • Residential vegetation: See Remarks
    Details
    • Parcel number: R133033603930
    • Zoning description: Residential,Jurisdiction: County
    • Special conditions: Standard

    Utilities & green energy

    • Electric: On Property
    • Gas: Not Available
    • Sewer: Not Available, Septic Design Applied
    • Water: Available, Community Well, In Street
    • Utilities for property: Electricity Connected, Septic Design Applied

    Community & HOA

    Community
    • Features: CCRs, Community Well, Gated
    • Subdivision: North Whidbey
    HOA
    • Services included: Common Area Maintenance, Road Maintenance
    • HOA fee: $400 annually
    Location
    • Region: Oak Harbor

    Financial & listing details

    • Tax assessed value: $465,000
    • Annual tax amount: $3,038
    • Date on market: 5/23/2025
    • Cumulative days on market: 206 days
    • Listing terms: Cash Out,Conventional
    • Electric utility on property: Yes
    • Road surface type: Gravel

    Estimated market value

    Not available

    Estimated sales range

    Not available

    $1,659/mo

    Price history

    Price history
    DateEventPrice
    9/20/2025Price change$398,000-4.8%
    Source: NWMLS #2372204 Report a problem
    8/29/2025Price change$418,000-2.6%
    Source: NWMLS #2372204 Report a problem
    5/24/2025Listed for sale$429,000+14.4%
    Source: NWMLS #2372204 Report a problem
    8/19/2020Sold$375,000
    Source: Public Record Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$3,038 +4%$465,000 +3.3%
    2023$2,922 -4.9%$450,000
    2022$3,072 +6.2%$450,000 +50%

    Find assessor info on the county website

    BuyAbility℠ payment

    Estimated monthly payment
    All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
    HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
    Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
    See how much you could borrow to make a competitive offer.

    Boost your down payment with 6% savings match

    Earn up to a 6% match & get a competitive APY with a *. Zillow has partnered with to help get you home faster.

    Learn more*Terms apply. Match provided by Foyer. Account offered by Pacific West Bank, Member FDIC.

    Climate risks

    Neighborhood: 98277

    Nearby schools

    GreatSchools rating

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