STUNNING LIKE-NEW WATERFRONT HOME ON LAKE JAMES WITH DOUBLE-DECKER ALUMINUM DOCK. This custom-built home offers luxury, low maintenance, open-concept design, and year-round OPEN WATER & MOUNTAIN VIEWS. On the main floor, you will love the open dining, kitchen, and living room with vaulted ceiling and rocked fireplace. This kitchen has it all... commercial-grade appliances (gas range), plentiful custom cabinets, pantry, subway tile, quartz counters, and a large breakfast bar/dining area. Two bedrooms on the main and two full bathrooms. The primary bedroom boasts a tongue-and-groove tray ceiling, en suite bath, private deck entry, and INCREDIBLE WATER VIEWS! Have the bathroom of your dreams... quartz dual vanity, huge walk-in custom tiled shower with rainhead, and LARGE walk-in closet with system. The home features 9-ft ceilings, real hardwoods, Superior Walls, well filtration system, oversized windows, and more! Downstairs, the mostly finished basement has great natural light and is set up for secondary living quarters with a spacious kitchenette (w/ pantry), full bath, two more sizable bedrooms, HUGE bunk/flex room, and open family room. Outside off the main level, take in the views year-round from the screened-in and covered Trex deck, uncovered deck, and lower poured covered patio. This property is such a rare find on Lake James, having a double dock with HydroHoist lift, amazing views, flat front yard, and low HOA fees. Sellers will leave the home fully furnished with an adequate offer.
Active
$1,750,000
464 Lake Crest Dr, Nebo, NC 28761
4beds
4,086sqft
Est.:
Single Family Residence
Built in 2024
1 Acres Lot
$1,724,700 Zestimate®
$428/sqft
$33/mo HOA
What's special
Rocked fireplaceWaterfront homeMostly finished basementVaulted ceilingTongue-and-groove tray ceilingUncovered deckReal hardwoods
- 52 days |
- 1,145 |
- 68 |
Zillow last checked: 8 hours ago
Listing updated: December 06, 2025 at 11:23am
Listing Provided by:
Christie Leonard ChristieLeonardHomes@gmail.com,
WNC Real Estate at Lake James
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4304909
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Basement
Bedroom s
- Level: Basement
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Basement
Other
- Level: Basement
Kitchen
- Features: Breakfast Bar
- Level: Main
Living room
- Level: Main
Office
- Level: Basement
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Double Oven, Electric Water Heater, Exhaust Hood, Filtration System, Gas Range, Microwave, Refrigerator with Ice Maker, Self Cleaning Oven, Washer/Dryer, Other
- Laundry: Mud Room, Laundry Room, Main Level, Sink
Features
- Breakfast Bar, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Other - See Remarks
- Flooring: Tile, Wood
- Doors: French Doors
- Basement: Partially Finished,Storage Space,Walk-Out Access
- Fireplace features: Living Room, Wood Burning
Interior area
- Total structure area: 2,061
- Total interior livable area: 4,086 sqft
- Finished area above ground: 2,061
- Finished area below ground: 2,025
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Accessible Hallway(s), Mobility Friendly Flooring
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Deck, Front Porch, Rear Porch, Screened
- Exterior features: Other - See Remarks
- Has view: Yes
- View description: Long Range, Mountain(s), Water, Year Round
- Has water view: Yes
- Water view: Water
- Waterfront features: Boat Lift, Dock, Waterfront
- Body of water: Lake James
Lot
- Size: 1 Acres
- Features: Views
Details
- Parcel number: 172400210894
- Zoning: R3
- Special conditions: Standard
- Other equipment: Fuel Tank(s)
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Fiber Cement, Stone
Condition
- New construction: No
- Year built: 2024
Utilities & green energy
- Sewer: Private Sewer
- Water: Well
- Utilities for property: Electricity Connected, Propane, Satellite Internet Available
Community & HOA
Community
- Features: Gated, Lake Access
- Security: Smoke Detector(s)
- Subdivision: Bear Cliff
HOA
- Has HOA: Yes
- HOA fee: $400 annually
- HOA name: Bear Creek HOA
Location
- Region: Nebo
Financial & listing details
- Price per square foot: $428/sqft
- Tax assessed value: $944,460
- Annual tax amount: $5,348
- Date on market: 10/24/2025
- Cumulative days on market: 224 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Electric utility on property: Yes
- Road surface type: Concrete, Paved
Estimated market value
$1,724,700
$1.64M - $1.81M
$4,281/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/24/2025 | Listed for sale | $1,750,000-18.6%$428/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4304909 Report a problem | ||
| 9/4/2025 | Listing removed | $2,150,000$526/sqft |
Source: Canopy MLS as distributed by MLS GRID #4230870 Report a problem | ||
| 6/13/2025 | Price change | $2,150,000-14%$526/sqft |
Source: Canopy MLS as distributed by MLS GRID #4230870 Report a problem | ||
| 3/16/2025 | Listed for sale | $2,500,000+316.7%$612/sqft |
Source: Canopy MLS as distributed by MLS GRID #4230870 Report a problem | ||
| 7/3/2024 | Sold | $600,000+166.7%$147/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,348 -0.4% | $766,150 -0.4% |
| 2023 | $5,368 +333.2% | $769,030 +339.4% |
| 2022 | $1,239 +2.9% | $175,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$10,115/mo
Principal & interest
$8711
Property taxes
$758
Other costs
$646
Climate risks
Neighborhood: 28761
Nearby schools
GreatSchools rating
- 4/10North Cove Elementary SchoolGrades: PK-5Distance: 4.8 mi
- 2/10West Mcdowell Junior High SchoolGrades: 6-8Distance: 5.8 mi
- 3/10Mcdowell High SchoolGrades: 9-12Distance: 5.8 mi
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