Forever Gulf views define this beautifully updated residence in the gated community of White Cliffs. Designed with an open and inviting floor plan, the first level welcomes you with a custom walk-in wine cooler and flows seamlessly into a fully renovated living area. Highlights include a striking pecky cypress ceiling, new custom cabinetry, and expansive bi-fold doors that open to multiple covered porches overlooking the beach. A reimagined fireplace with a precast surround and gas balls creates a stunning focal point. This level also features a private ensuite bedroom, perfect for guests.Ascending by staircase or the new elevator, the second floor unveils an additional living space with French-style doors that open to both north- and south-facing balconies. The primary suite offers a private retreat with a renovated spa-inspired bath featuring a walk-through closet, double vanity, soaking tub, and separate shower. French doors lead to the suite's own Gulf-front balcony, ideal for enjoying breathtaking sunsets.
Three additional guest suites each include private baths, with the southern suite enjoying its own balcony. Blending coastal charm with modern luxury, this Gulf-front home provides a rare opportunity to experience beachside living at its finest.
The Village of White Cliffs is an exclusive gated community offering a private pool, tennis court, and clubhouse, all set among some of the highest elevations along the Gulf of Mexico. Ideally situated along Scenic Highway 30A in Blue Mountain Beach, this sought-after location provides easy access to boutique shops, coastal dining, and the vibrant 30A lifestyle.
Local engineer Ong Shin believes that a private pool would be approved by the DEP!!
For sale
Price cut: $960K (11/16)
$9,440,000
46 White Cliffs Crst, Santa Rosa Beach, FL 32459
5beds
4,104sqft
Est.:
Single Family Residence
Built in 1998
0.69 Acres Lot
$-- Zestimate®
$2,300/sqft
$417/mo HOA
What's special
Private poolTennis courtForever gulf viewsRenovated spa-inspired bathGulf-front homeNew custom cabinetryCustom walk-in wine cooler
- 96 days |
- 1,620 |
- 99 |
Zillow last checked: 8 hours ago
Listing updated: November 16, 2025 at 01:59am
Listed by:
Jimbo B Holloway 850-830-3943,
The Premier Property Group Seacrest Office
Source: ECAOR,MLS#: 986282
Originating MLS: Emerald Coast
Originating MLS: Emerald CoastTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Primary bedroom
- Features: MBed Balcony, MBed Waterfront
- Level: Second
Bedroom
- Level: Second
Primary bathroom
- Features: Double Vanity, Soaking Tub, MBath Separate Shwr, MBath Tile
Kitchen
- Level: First
Heating
- Electric
Cooling
- Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range Hood, Refrigerator, Gas Range, Washer
Features
- Breakfast Bar, Bookcases, Crown Molding, Ceiling Tray/Cofferd, Elevator, Kitchen Island, Recessed Lighting, Wet Bar, Bedroom, Dining Area, Kitchen, Living Room, Master Bedroom
- Flooring: Tile
- Windows: Window Treatments
- Has fireplace: Yes
- Fireplace features: Gas
- Furnished: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 4,104
- Total interior livable area: 4,104 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Garage
- Garage spaces: 1
Features
- Stories: 2
- Patio & porch: Deck Open, Patio Covered, Patio Open, Porch, Porch Open
- Exterior features: Balcony, Outdoor Shower, Tennis
- Pool features: Community
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf, Beach, Waterfront
- Frontage type: Beach,Water
- Frontage length: Beach: 75.00,Water: 75
Lot
- Size: 0.69 Acres
- Dimensions: 75' x 399'
- Features: See Remarks, Sidewalk, Within 1/2 Mile to Water, Deed Access
Details
- Parcel number: 123S203463100B0190
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subtype: Single Family Residence
Materials
- Stucco
Condition
- Construction Complete
- Year built: 1998
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Tap Fee Paid, Underground Utilities
Community & HOA
Community
- Features: Community Room, Game Room, Gated, Picnic Area, Pool
- Subdivision: Village Of White Cliffs The
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Insurance, Master Association, Recreational Faclty
- HOA fee: $1,250 quarterly
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $2,300/sqft
- Tax assessed value: $4,876,603
- Annual tax amount: $33,844
- Date on market: 9/26/2025
- Cumulative days on market: 97 days
- Listing terms: Conventional
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/16/2025 | Price change | $9,440,000-9.2%$2,300/sqft |
Source:  ECAOR #986282 Report a problem | ||
| 9/26/2025 | Listed for sale | $10,400,000+153.7%$2,534/sqft |
Source: ECAOR #986282 Report a problem | ||
| 5/31/2019 | Sold | $4,100,000$999/sqft |
Source: ECAOR #820553 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $33,845 +3.7% | $3,743,493 +3% |
| 2023 | $32,631 +0.9% | $3,634,459 +3% |
| 2022 | $32,343 -1.4% | $3,528,601 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$57,802/mo
Principal & interest
$46765
Property taxes
$7316
Other costs
$3721
Climate risks
Neighborhood: 32459
Nearby schools
GreatSchools rating
- 10/10Bay Elementary SchoolGrades: K-5Distance: 7.9 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 5.8 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 3.2 mi
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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