Exquisite Bayfront Estate in Bay Point, Florida
Experience the pinnacle of waterfront luxury in this breathtaking five-bedroom, seven-bathroom estate, perfectly positioned on the bay in the exclusive Bay Point community. With unparalleled deep-water access, this home is a boater's dream, featuring both a 40,000-pound and a 17,000-pound boat lift, allowing you to dock your yachts and watercraft with ease. Located just moments from Pointsouth Marina, this property offers direct access to the Gulf of Mexico, making it ideal for the avid mariner.
Step inside to discover a stunningly designed residence that seamlessly blends coastal elegance with modern sophistication. Walls of glass showcase panoramic bay views, filling the expansive living spaces with natural light. The chef's kitchen is an entertainer's delight, boasting top-of-the-line appliances, custom cabinetry, and a spacious island for hosting family and friends. Featuring two master suites with amazing bathrooms and spacious closets and three additional suites, all with custom baths and private balconies, there is plenty of room for the entire family and your guests. Multiple gorgeous bars, a home movie theater, a game room, and a stunning kitchen are just a few of the highlights.
Indulge in resort-style living with the brand-new heated saltwater pool, perfectly designed for year-round relaxation while overlooking the shimmering bay.
This estate is more than a home—it's a lifestyle. Whether you're setting sail from your private dock, entertaining in the grand living spaces, or unwinding by the waterfront pool, every moment here is pure luxury. Don't miss the opportunity to own this extraordinary Bay Point masterpiece. OWNER FINANCING may be possible.
Contact us today for a private showing!
Pending
$3,590,000
4522 Bay Point Rd, Panama City Beach, FL 32408
5beds
6,561sqft
Est.:
Single Family Residence
Built in 1997
0.4 Acres Lot
$-- Zestimate®
$547/sqft
$-- HOA
What's special
Private dockWaterfront poolModern sophisticationSpacious islandTwo master suitesBrand-new heated saltwater poolCoastal elegance
- 304 days |
- 2,171 |
- 75 |
Zillow last checked: 8 hours ago
Listing updated: January 27, 2026 at 05:32pm
Listed by:
Hope Abbott, PA 850-596-7653,
Keller Williams Realty Emerald
Source: CPAR,MLS#: 771168
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 7
- Full bathrooms: 6
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Kitchen, Primary Bedroom, Recreation, Bonus Room
Primary bedroom
- Level: First
- Dimensions: 23 x 20
Primary bedroom
- Level: Second
- Dimensions: 23 x 18
Primary bedroom
- Level: First
- Dimensions: 23 x 20
Primary bedroom
- Level: Second
- Dimensions: 23 x 18
Bedroom
- Level: Second
- Dimensions: 22 x 17
Bedroom
- Level: Second
- Dimensions: 17 x 14
Bedroom
- Level: Second
- Dimensions: 22 x 17
Bedroom
- Level: Second
- Dimensions: 17 x 14
Kitchen
- Level: First
- Dimensions: 24 x 17
Kitchen
- Level: First
- Dimensions: 24 x 17
Recreation
- Level: First
- Dimensions: 12 x 23
Recreation
- Level: First
- Dimensions: 12 x 23
Heating
- Central, Electric, Fireplace(s)
Cooling
- Central Air, Ceiling Fan(s), Multi Units, Zoned
Appliances
- Included: Bar Fridge, Convection Oven, Electric Oven, Gas Cooktop, Gas Water Heater, Ice Maker, Wine Cooler, Warming Drawer
Features
- Bidet, Central Vacuum, Handicap Access, Interior Steps
- Flooring: Luxury Vinyl Plank
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total structure area: 6,561
- Total interior livable area: 6,561 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Additional Parking, Circular Driveway, Garage, Garage Door Opener
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Patio & porch: Balcony, Deck, Covered, Patio
- Exterior features: Boat Lift, Deck, Dock, Fire Pit
- Has private pool: Yes
- Pool features: Gas Heat, In Ground, Salt Water, Private
- Has view: Yes
- View description: Bay, Canal, Lagoon
- Has water view: Yes
- Water view: Bay,Canal,Lagoon
- Waterfront features: Bay Access, Canal Access, Riparian Rights, Seawall
Lot
- Size: 0.4 Acres
- Dimensions: 163 x 100
- Features: Paved
Details
- Parcel number: 30933973000
- Zoning description: County
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Condition
- New construction: No
- Year built: 1997
Utilities & green energy
- Utilities for property: Cable Connected, Electricity Available
Community & HOA
Community
- Features: Golf, Gated, Marina, Playground, Waterfront, Short Term Rental Allowed
- Security: Security Gate, 24 Hour Security, Security Service
- Subdivision: Bay Point Unit 1-A
HOA
- Has HOA: Yes
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $547/sqft
- Tax assessed value: $2,672,716
- Annual tax amount: $32,885
- Date on market: 3/31/2025
- Cumulative days on market: 302 days
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
$4,003/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/28/2026 | Pending sale | $3,590,000$547/sqft |
Source:  CPAR #771168 Report a problem | ||
| 9/3/2025 | Price change | $3,590,000-0.3%$547/sqft |
Source: CPAR #771168 Report a problem | ||
| 5/28/2025 | Price change | $3,600,000-4%$549/sqft |
Source: CPAR #771168 Report a problem | ||
| 3/31/2025 | Listed for sale | $3,750,000+19.8%$572/sqft |
Source: CPAR #771168 Report a problem | ||
| 8/11/2023 | Sold | $3,130,000+1%$477/sqft |
Source: CPAR #734261 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $32,885 +31.4% | $2,672,716 +33.7% |
| 2023 | $25,025 +138.3% | $1,998,383 +112% |
| 2022 | $10,502 | $942,663 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$22,833/mo
Principal & interest
$17777
Property taxes
$3799
Home insurance
$1257
Climate risks
Neighborhood: Upper Grand Lagoon
Nearby schools
GreatSchools rating
- 8/10Patronis Elementary SchoolGrades: K-5Distance: 2.5 mi
- 7/10Surfside Middle SchoolGrades: 6-8Distance: 8.4 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 6.5 mi
Schools provided by the listing agent
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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