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  • Price cut: $55K (11/8)
    $1,995,000

    45 CORTEZ Avenue, St. Augustine, FL 32080

    4beds
    2,872sqft
    : 
    Condominium
    Built in 2024
    -- sqft lot
    $-- Zestimate®
    $695/sqft
    $1,278/mo HOA

    What's special

    Waterfront poolCovered poolside lanaiHot tubPrivate in-unit elevatorCasual dining nookOversized two-car garageWide-plank staircase
    Welcome to 45 Cortez within Cortez on the Water-a limited collection of 30 luxury waterfront residences along the Intracoastal Waterway, offering premier views of the Intracoastal, Salt Run, the iconic St. Augustine Lighthouse, and the city skyline of historic downtown. Ideally located just minutes from Anastasia State Park, top-rated restaurants, and entertainment, this refined Swordfish floor plan offers elevated design, modern coastal elegance, and low-maintenance luxury living. This 2,872 sq ft three-story residence features a private in-unit elevator, deeded boat slip with deep water access, and an oversized two-car garage. A grand, wide-plank staircase with a flared entry design creates a striking first impression, while the paverstone driveway adds timeless curb appeal in harmony with the coastal architectural style. The first floor features a private guest suite or flex/entertainment room pre-plumbed for a wet bar with full bath, a dedicated laundry room, and direct access to a covered patio with marina and water views. On the second floor, the spacious primary suite is its own retreat and offers a spa-style oversized bath, large walk-in closet, and a private covered balcony with tranquil water views. Two additional bedrooms and a full bath complete this level. The third floor showcases a bright, fully open floor plan thoughtfully designed for effortless entertaining and everyday living. The gourmet kitchen includes a waterfall-edge quartz island with wainscoting and ample storage, high-end stainless steel appliances, and designer cabinetry. A casual dining nook off the kitchen opens to a private balcony with expansive views of the Intracoastal Waterway, the heated pool, and the surrounding community. The open dining area flows seamlessly into the spacious living room, which extends onto a second covered balcony overlooking the marina and Intracoastal. From the front windows, enjoy an incredible view of the historic St. Augustine Lighthouse. Additional features include wide-plank wood flooring throughout, a tankless water heater, and pre-plumbing for a water softener in the garage. Stylish details and modern finishes enhance the residence's refined coastal character. Enjoy resort-style amenities including a waterfront pool, hot tub, private marina access, and a covered poolside lanai featuring ample counter space for serving and an island with bar seatingperfect for effortless outdoor entertaining. Cortez on the Water offers timeless design, exceptional craftsmanship, and the best of coastal St. Augustine living. **Select builder upgrades still available.
    171 days
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    21
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    1
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    Zillow last checked: 8 hours ago

    Listing updated: December 08, 2025 at 10:44am

    Listed by:

    HILARIE DURRETT 904-463-2208,

    HOUSE & HAVEN 904-774-2836,

    WILLIAM H SHARP 904-962-1409

    Source: realMLS,MLS#: 2095644MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    Heating
    • Central, Electric
    Cooling
    • Central Air, Electric
    Appliances
    • Included: Other, Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Tankless Water Heater
    • Laundry: Electric Dryer Hookup, Lower Level, Washer Hookup
    Features
    • Ceiling Fan(s), Eat-in Kitchen, Elevator, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
    • Flooring: Wood
    • Windows: Impact Windows
    Interior area
    • Total interior livable area: 2,872 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Attached, Garage
    • Attached garage spaces: 2
    Features
    • Levels: Three Or More
    • Stories: 3
    • Patio & porch: Covered, Patio
    • Exterior features: Balcony, Boat Slip
    • Spa features: Community
    • Has view: Yes
    • View description: Intracoastal, Marina
    • Has water view: Yes
    • Water view: Intracoastal,Marina
    • Waterfront features: Intracoastal, Navigable Water
    Details
    • Parcel number: 2184310114
    • Zoning description: Residential

    Construction

    Type & style
    • Home type: Condo
    • Architectural style: Contemporary,Other
    • Property subtype: Condominium
    • Attached to another structure: Yes
    Materials
    • Concrete, Fiber Cement, Frame
    Condition
    • New construction: Yes
    • Year built: 2024

    Utilities & green energy

    • Water: Public
    • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

    Community & HOA

    Community
    • Subdivision: Cortez on the Water
    HOA
    • Has HOA: Yes
    • Amenities included: Boat Dock, Marina, Spa/Hot Tub
    • Services included: Insurance, Maintenance Grounds, Maintenance Structure
    • HOA fee: $3,834 quarterly
    • HOA name: The CAM Team
    • HOA phone: 904-278-2338
    Location
    • Region: Saint Augustine

    Financial & listing details

    • Price per square foot: $695/sqft
    • Date on market: 6/27/2025
    • Listing terms: Cash,Conventional
    • Road surface type: Asphalt
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    Estimated market value

    Not available

    Estimated sales range

    Not available

    Not available

    Price history

    Price history
    DateEventPrice
    11/8/2025Price change$1,995,000-2.7%$695/sqft
    Source: realMLS #2095644 Report a problem
    6/27/2025Listed for sale$2,050,000-8%$714/sqft
    Source: realMLS #2095644 Report a problem
    10/29/2024Listing removed$2,229,000$776/sqft
    Source: St Augustine St Johns County BOR #243882 Report a problem
    8/20/2024Listed for sale$2,229,000$776/sqft
    Source: St Augustine St Johns County BOR #243882 Report a problem

    Public tax history

    Public tax history
    Tax history is unavailable.

    BuyAbility℠ payment

    Est. payment
    $14,091/mo
    Principal & interest
    $9937
    Property taxes
    $2178
    Other costs
    $1976

      Climate risks

      Neighborhood: 32080

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: R.b. Hunt
      • Middle: Sebastian
      • High: St. Augustine

      Source: realMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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