Welcome to your own slice of North Georgia paradise! Nestled on 9.71 lush acres, 445 McMurray Lake Rd in Toccoa offers the rare opportunity to own a private lakefront property surrounded by nature's finest. This one-of-a-kind retreat features a serene spring fed private lake, peaceful walking trails, and over 100 varieties of native Georgia plants and trees, creating a botanical sanctuary just minutes from town. You'll find blackberries, blueberries, crab apples, persimmons, grapes, wild blueberries, pawpaw's, fig, elderberries, muscadines, and more! The 3 bedroom, 2 bath home offers comfortable living with tranquil lake views and plenty of natural light. Step outside to explore the craft cottage, potting shed, and large workshop - perfect for hobbyists, gardeners, or anyone seeking a creative escape. Bonus - there is an office space inside the home just off the kitchen. The detached shop is heated and cooled and is 24x30 with a 10x9 roll up door and a half bath in the shop with a temperature-controlled storage loft. RV Pad with electrical 30 & 50 amp and sewer hookups. The craft cottage is heated and cooled as well and is the cutest space to get creative! Located in the heart of Stephens County, just a short drive to downtown Toccoa, Lake Hartwell, and the scenic foothills of the Appalachian Mountains, this property blends privacy and convenience in a way that's hard to find. If you've been dreaming of a lakefront home in the North Georgia mountains, this is your chance to make it a reality. Schedule your private showing today and experience the unmatched beauty!
Closed
$425,000
446 McMurray Lake Rd, Toccoa, GA 30577
3beds
1,392sqft
Single Family Residence, Manufactured Home
Built in 1992
9.71 Acres Lot
$-- Zestimate®
$305/sqft
$1,219 Estimated rent
Home value
Not available
Estimated sales range
Not available
$1,219/mo
Zestimate® history
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Owner options
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What's special
Zillow last checked: 8 hours ago
Listing updated: July 17, 2025 at 05:34am
Listed by:
Sarabeth Adams Sarabeth Adams,
BHHS Georgia Properties
Bought with:
Nicole Heaton, 411510
Talan Properties LLC
Source: GAMLS,MLS#: 10519313
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Oven/Range (Combo)
- Laundry: Mud Room
Features
- Tile Bath, Vaulted Ceiling(s)
- Flooring: Tile
- Windows: Double Pane Windows
- Basement: None
- Number of fireplaces: 1
- Fireplace features: Family Room, Factory Built
Interior area
- Total structure area: 1,392
- Total interior livable area: 1,392 sqft
- Finished area above ground: 1,392
- Finished area below ground: 0
Property
Parking
- Parking features: Side/Rear Entrance, RV/Boat Parking
Features
- Levels: One
- Stories: 1
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake, Floating Dock, Creek
- Body of water: Mcmurray Lake
- Frontage type: Waterfront
Lot
- Size: 9.71 Acres
- Features: Level, Sloped, Private
- Residential vegetation: Grassed, Partially Wooded
Details
- Additional structures: Workshop, Outbuilding
- Parcel number: 034 189
Construction
Type & style
- Home type: MobileManufactured
- Architectural style: Ranch
- Property subtype: Single Family Residence, Manufactured Home
Materials
- Vinyl Siding
- Foundation: Pillar/Post/Pier
- Roof: Tin
Condition
- Resale
- New construction: No
- Year built: 1992
Utilities & green energy
- Electric: 220 Volts
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, Electricity Available, High Speed Internet, Phone Available, Water Available
Green energy
- Energy efficient items: Water Heater
Community & neighborhood
Community
- Community features: Lake
Location
- Region: Toccoa
- Subdivision: 0100 - PRIMARY - AC
HOA & financial
HOA
- Has HOA: No
- Services included: None
Other
Other facts
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan,USDA Loan
Price history
| Date | Event | Price |
|---|---|---|
| 7/14/2025 | Sold | $425,000$305/sqft |
Source:  GAMLS #10519313 | ||
| 6/17/2025 | Pending sale | $425,000$305/sqft |
Source: GAMLS #10519313 | ||
| 5/9/2025 | Listed for sale | $425,000+97.7%$305/sqft |
Source: GAMLS #10519313 | ||
| 10/11/2019 | Sold | $215,000+7.5%$154/sqft |
Source:  GAMLS #8633232 | ||
| 8/21/2019 | Pending sale | $200,000$144/sqft |
Source: Hammock Realty North Georgia #8633232 | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2018 | $598 | $18,858 +25.7% |
| 2017 | $598 | $14,999 |
| 2016 | -- | $14,999 |
Find assessor info on the county website
Neighborhood: 30577
Nearby schools
GreatSchools rating
- NALiberty Elementary SchoolGrades: 1-2Distance: 2.9 mi
- 4/10Stephens County Middle SchoolGrades: 6-8Distance: 3.5 mi
- 6/10Stephens County High SchoolGrades: 9-12Distance: 4 mi
Schools provided by the listing agent
- Elementary: Liberty
- Middle: Stephens County
- High: Stephens County
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.