Stunning 3BR, 3.5BA Lakefront Home with Wraparound Deck & Private Boat Slip!
This incredible lake home is packed with charm, updates, and everything you need to start living the lake life with family and friends—just move in and start making memories! From the moment you arrive, you'll be wowed by the full wraparound deck that sets the tone for the indoor-outdoor lifestyle this home offers. Step inside to gorgeous hardwood floors throughout the main level and an updated kitchen featuring stainless steel appliances, granite countertops, and an eat-in layout that flows into the living room with a cozy fireplace. The main floor also features a spacious primary suite with a full ensuite bathroom. Upstairs, you'll find two additional bedrooms and a full bath—perfect for guests or family. The lower level is an entertainer's dream with a custom bar featuring stainless steel appliances, beautiful wood cabinetry, and a second fireplace for those cozy lake nights. Enjoy two covered porch sitting areas, a tiered deck with a covered bar, an outdoor fire pit area, and your very own dock with a covered boat slip and upper-level sun deck for relaxing by the water.
Whether you're looking
Sold for $672,000 on 07/17/25
$672,000
445 Elk Lake Resort Rd #882, Owenton, KY 40359
3beds
--sqft
Single Family Residence, Residential
Built in 2007
0.72 Acres Lot
$678,800 Zestimate®
$--/sqft
$-- Estimated rent
What's special
Zillow last checked: 7 hours ago
Listing updated: July 18, 2025 at 06:00am
Listed by:
Patrick Tenoever 513-615-3002,
Sibcy Cline, REALTORS-Florence
Bought with:
Patrick Tenoever, 251387
Sibcy Cline, REALTORS-Florence
Source: NKMLS,MLS#: 632720

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Features: See Remarks
- Level: First
- Area: 169
- Dimensions: 13 x 13
Bedroom 2
- Features: See Remarks
- Level: Second
- Area: 196
- Dimensions: 14 x 14
Bedroom 3
- Features: See Remarks
- Level: Second
- Area: 182
- Dimensions: 13 x 14
Bathroom 2
- Description: FULL
- Features: See Remarks
- Level: Second
- Area: 45
- Dimensions: 5 x 9
Bathroom 3
- Description: HALF
- Features: See Remarks
- Level: First
- Area: 36
- Dimensions: 6 x 6
Bathroom 4
- Description: FULL
- Features: See Remarks
- Level: Lower
- Area: 50
- Dimensions: 5 x 10
Bonus room
- Description: Bonus Room/ 4BR
- Features: See Remarks
- Level: Lower
- Area: 280
- Dimensions: 14 x 20
Bonus room
- Description: Sitting Area
- Features: See Remarks
- Level: Second
- Area: 315
- Dimensions: 15 x 21
Dining room
- Features: See Remarks
- Level: First
- Area: 1
- Dimensions: 1 x 1
Entry
- Features: See Remarks
- Level: First
- Area: 63
- Dimensions: 7 x 9
Family room
- Features: See Remarks
- Level: Lower
- Area: 360
- Dimensions: 18 x 20
Kitchen
- Features: See Remarks
- Level: First
- Area: 308
- Dimensions: 14 x 22
Kitchen
- Description: Bar Kitchen
- Features: See Remarks
- Level: Lower
- Area: 280
- Dimensions: 14 x 20
Living room
- Features: See Remarks
- Level: First
- Area: 528
- Dimensions: 22 x 24
Primary bath
- Features: See Remarks
- Level: First
- Area: 169
- Dimensions: 13 x 13
Utility room
- Features: See Remarks
- Level: Lower
- Area: 140
- Dimensions: 10 x 14
Heating
- Forced Air, Electric
Cooling
- Central Air
Appliances
- Included: See Remarks, Stainless Steel Appliance(s), Electric Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
- Laundry: Lower Level
Features
- Walk-In Closet(s), Storage, Open Floorplan, Granite Counters, Entrance Foyer, Eat-in Kitchen, Double Vanity, Chandelier, Breakfast Bar, Built-in Features, Beamed Ceilings, Ceiling Fan(s), Recessed Lighting, Vaulted Ceiling(s), Wet Bar
- Doors: Multi Panel Doors
- Windows: Double Hung, Picture Window(s), Wood Frames
- Basement: Other,See Remarks
- Number of fireplaces: 2
- Fireplace features: Stone, Gas
Property
Parking
- Parking features: Driveway, Off Street
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Patio, Porch
- Exterior features: Private Yard, Fire Pit, Boat Slip, Dock, Balcony, Lighting, Outdoor Grill
- Has view: Yes
- View description: Lake, Trees/Woods
- Has water view: Yes
- Water view: Lake
- Waterfront features: Waterfront
Lot
- Size: 0.72 Acres
- Features: Cleared, Sloped, Wooded
- Residential vegetation: Cedar Trees, Oak Trees, Partially Wooded
Details
- Additional structures: Shed(s)
- Parcel number: 0758008082.00
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence, Residential
Materials
- Concrete, Vinyl Siding
- Foundation: Poured Concrete
- Roof: Shingle
Condition
- Existing Structure
- New construction: No
- Year built: 2007
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, Propane
Community & neighborhood
Location
- Region: Owenton
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $2,500 annually
- Amenities included: Lake Year Round, Lake Seasonal, Playground, Clubhouse, Trail(s)
- Services included: Association Fees, Maintenance Grounds, Management, Security, Snow Removal, Trash
Other
Other facts
- Road surface type: Gravel
Services availability

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