STAGED PHOTOS ARE PRE-HURRICANE. An exceptional opportunity to own a waterfront property with direct Gulf access in the highly sought-after Gulf Harbors community of New Port Richey. Situated on an oversized double lot, 4424 Floramar Terrace offers the space, location, and potential to create a true coastal retreat at an attainable price point. The home experienced limited water intrusion during Hurricane Helene, reportedly only a few inches, and the previous owners have already taken the first steps toward restoration by removing drywall and clearing the interior, allowing the next owner to design and renovate the space to their own vision. The existing layout includes two bedrooms, one and a half bathrooms, and an open living-to-kitchen configuration ideal for future entertaining. Built on a concrete slab with solid block construction, the home was designed with durability in mind, and the roof was replaced in 2020. The backyard has been improved with pavers and a fire pit, a storage shed conveys, and the wide canal view includes a floating dock already in place. As an added bonus, the sellers may include a complete set of architectural floor plans for a thoughtfully designed 3-bedroon, 3- bath expansion. These plans were professionally prepared by an architect and signed and sealed by a licensed engineer, providing a valuable head start for future development and potentially saving the buyer significant time and design costs. Residents enjoy an optional HOA of only $125 per year, access to a private beach club for $200 annually, a calendar full of community events and parades, and a members-only yacht club with popular dining options nearby. Flood insurance is currently in place and is assumable at an affordable price. Conveniently located near US Highway 19 and just minutes from downtown New Port Richey, shopping, dining, and everyday conveniences, this property presents a rare opportunity to secure a Gulf-access waterfront home and create the Florida coastal lifestyle you’ve been waiting for.
For sale
$330,000
4424 Floramar Ter, New Port Richey, FL 34652
2beds
1,220sqft
Est.:
Single Family Residence
Built in 1966
8,000 Square Feet Lot
$-- Zestimate®
$270/sqft
$-- HOA
What's special
Wide canal viewStorage shed conveys
- 42 days |
- 681 |
- 22 |
Zillow last checked: 8 hours ago
Listing updated: January 05, 2026 at 08:51am
Listing Provided by:
Eric Hill 813-545-4072,
EXIT BAYSHORE REALTY 813-839-6869
Source: Stellar MLS,MLS#: TB8460265
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Rooms
- Room types: Storage Rooms
Primary bedroom
- Features: Built-in Closet
- Level: First
- Area: 156 Square Feet
- Dimensions: 13x12
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 117 Square Feet
- Dimensions: 13x9
Primary bathroom
- Features: Single Vanity, Tub With Shower, Window/Skylight in Bath
- Level: First
- Area: 45 Square Feet
- Dimensions: 9x5
Balcony porch lanai
- Level: First
- Area: 130 Square Feet
- Dimensions: 10x13
Dining room
- Features: Ceiling Fan(s)
- Level: First
- Area: 90 Square Feet
- Dimensions: 9x10
Family room
- Level: First
- Area: 216 Square Feet
- Dimensions: 18x12
Kitchen
- Level: First
- Area: 90 Square Feet
- Dimensions: 9x10
Kitchen
- Level: First
Laundry
- Level: First
- Area: 100 Square Feet
- Dimensions: 10x10
Living room
- Level: First
- Area: 204 Square Feet
- Dimensions: 12x17
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
- Laundry: Inside, Laundry Room
Features
- Ceiling Fan(s), Living Room/Dining Room Combo, Open Floorplan
- Flooring: Laminate
- Doors: Sliding Doors
- Has fireplace: No
Interior area
- Total structure area: 1,520
- Total interior livable area: 1,220 sqft
Property
Parking
- Total spaces: 1
- Parking features: Driveway, Off Street
- Carport spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio, Rear Porch, Screened
- Exterior features: Private Mailbox
- Has view: Yes
- View description: Water, Canal
- Has water view: Yes
- Water view: Water,Canal
- Waterfront features: Waterfront, Canal - Saltwater, Beach - Access Deeded, Saltwater Canal Access, Gulf/Ocean Access, Bridges - Fixed, No Wake Zone, Seawall
- Body of water: GULF OF MEXICO
Lot
- Size: 8,000 Square Feet
- Features: FloodZone, In County, Landscaped, Level
- Residential vegetation: Mature Landscaping
Details
- Additional structures: Shed(s)
- Parcel number: 1626070030007000290
- Zoning: R4
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Concrete, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1966
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Phone Available, Public, Sewer Connected, Water Available
Community & HOA
Community
- Features: Private Boat Ramp, Water Access, Waterfront, Deed Restrictions, Golf Carts OK, No Truck/RV/Motorcycle Parking
- Subdivision: FLOR A MAR
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Optional Additional Fees
- Services included: Other
- HOA name: Gulf Harbors Civic Association/office manager
- HOA phone: 727-848-0596
- Pet fee: $0 monthly
Location
- Region: New Port Richey
Financial & listing details
- Price per square foot: $270/sqft
- Tax assessed value: $321,409
- Annual tax amount: $5,300
- Date on market: 1/4/2026
- Cumulative days on market: 43 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/4/2026 | Listed for sale | $330,000+13.8%$270/sqft |
Source:  Stellar MLS #TB8460265 Report a problem | ||
| 6/2/2025 | Sold | $290,000-3.2%$238/sqft |
Source: Stellar MLS #W7871762 Report a problem | ||
| 5/10/2025 | Pending sale | $299,500$245/sqft |
Source: Stellar MLS #W7871762 Report a problem | ||
| 2/28/2025 | Price change | $299,500-7.8%$245/sqft |
Source: Stellar MLS #W7871762 Report a problem | ||
| 1/24/2025 | Listed for sale | $325,000-18.5%$266/sqft |
Source: Stellar MLS #W7871762 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,319 +5.9% | $321,409 +15.7% |
| 2023 | $5,024 +26.4% | $277,700 +10% |
| 2022 | $3,974 +12.2% | $252,460 +21% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,135/mo
Principal & interest
$1543
Property taxes
$476
Home insurance
$116
Climate risks
Neighborhood: Flor-A-Mar
Nearby schools
GreatSchools rating
- NAMittye P. Locke Elementary SchoolGrades: PK-5Distance: 1.1 mi
- 2/10Gulf Middle SchoolGrades: 6-8Distance: 2.1 mi
- 3/10Gulf High SchoolGrades: 9-12Distance: 1.4 mi
Schools provided by the listing agent
- Elementary: Mittye P. Locke-PO
- Middle: Gulf Middle-PO
- High: Gulf High-PO
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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