A piece of Heaven in the Heart of Cottleville! This home is 2600 sq ft, 4 bedrooms, 2.5 baths, 2 car garage. Home includes all the bells and whistles. The lot is over .35 acres, backs to trees. Large paver stone patio. Irrigation System. Architectural Roof, Steel Siding, A/C is 3 years, Furnace is 2 years. Greatroom includes Bay window, floor to ceiling brick fireplace. Kitchen has 42 inch raised panel cabinets, wood floors, center island, granite countertops, stainless steel appliances, Refrigerator stays, desk area, main floor laundry with sink and cabinets, Front Dining room (table and hutch are negotiable and can stay), Front Living room/Office, Large Primary Suite with crown molding and a walkin closet, Luxury Primary bath completely remodeled with tiled shower and glass surround, tiled floors, double vanities. Three large secondary bedrooms with fans and crown molding. Hall bath has been remodeled with tiled shower, tiled floors, large vanity. This is an incredible home in a great location. Community pool and so much more!
Pending
Listing Provided by: ReeceNichols Real Estate
$475,000
440 Country Ridge Dr, Saint Charles, MO 63304
4beds
2,610sqft
Est.:
Single Family Residence
Built in 1979
0.35 Acres Lot
$472,200 Zestimate®
$182/sqft
$42/mo HOA
What's special
Granite countertopsRefrigerator staysStainless steel appliancesDouble vanitiesGreatroom includes bay windowCenter islandFront dining room
- 38 days |
- 2,360 |
- 58 |
Zillow last checked: 7 hours ago
Listing updated: March 04, 2026 at 08:15am
Listing Provided by:
Lucia M Roberts 314-304-7918,
ReeceNichols Real Estate
Source: MARIS,MLS#: 26008466
Originating MLS: St. Charles County Association of REALTORS
Originating MLS: St. Charles County Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Primary bedroom
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 264
- Dimensions: 22x12
Bedroom 2
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 156
- Dimensions: 13x12
Bedroom 3
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 165
- Dimensions: 15x11
Bedroom 4
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 150
- Dimensions: 15x10
Breakfast room
- Features: Floor Covering: Wood
- Level: Main
- Area: 120
- Dimensions: 12x10
Dining room
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 156
- Dimensions: 13x12
Great room
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 288
- Dimensions: 18x16
Kitchen
- Features: Floor Covering: Wood
- Level: Main
- Area: 150
- Dimensions: 15x10
Laundry
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 80
- Dimensions: 10x8
Living room
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 210
- Dimensions: 15x14
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Microwave, Free-Standing Electric Oven, Electric Range, Free-Standing Electric Range, Free-Standing Refrigerator, Gas Water Heater
- Laundry: Laundry Room, Main Level
Features
- Breakfast Room, Ceiling Fan(s), Crown Molding, Custom Cabinetry, Double Vanity, Eat-in Kitchen, Entrance Foyer, Granite Counters, Kitchen Island, Open Floorplan, Pantry, Separate Dining, Storage, Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile, Hardwood
- Doors: Sliding Doors
- Windows: Blinds, Wood Frames
- Basement: Concrete,Full,Storage Space,Sump Pump,Unfinished
- Number of fireplaces: 1
- Fireplace features: Gas Starter, Great Room
Interior area
- Total structure area: 2,610
- Total interior livable area: 2,610 sqft
- Finished area above ground: 2,610
Property
Parking
- Total spaces: 2
- Parking features: Additional Parking, Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Side
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Patio & porch: Front Porch, Patio
- Pool features: Community
- Fencing: None
Lot
- Size: 0.35 Acres
- Features: Back Yard, Front Yard, Landscaped, Level, Sprinklers In Front, Sprinklers In Rear
Details
- Additional structures: None
- Parcel number: 301135282000898.0000000
- Special conditions: Standard
- Other equipment: Irrigation Equipment
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Aluminum Siding, Steel Siding
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle
Condition
- Year built: 1979
Utilities & green energy
- Electric: Other
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected
Community & HOA
Community
- Features: Pool
- Security: Smoke Detector(s)
- Subdivision: Timberwood Trails
HOA
- Has HOA: Yes
- Amenities included: Pool
- Services included: Pool
- HOA fee: $500 annually
- HOA name: Timberwood Trails
Location
- Region: Saint Charles
Financial & listing details
- Price per square foot: $182/sqft
- Tax assessed value: $402,807
- Annual tax amount: $4,537
- Date on market: 2/18/2026
- Cumulative days on market: 38 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Private
- Electric utility on property: Yes
- Road surface type: Concrete
Estimated market value
$472,200
$449,000 - $496,000
$2,921/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/4/2026 | Pending sale | $475,000$182/sqft |
Source:  MARIS #26008466 Report a problem | ||
| 2/18/2026 | Listed for sale | $475,000$182/sqft |
Source: MARIS #26008466 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $76,533 +11.9% |
| 2024 | $4,085 +0% | $68,424 |
| 2023 | $4,083 +11.2% | $68,424 +19.8% |
| 2022 | $3,672 | $57,134 |
| 2021 | -- | $57,134 +2% |
| 2020 | -- | $55,987 |
| 2019 | $3,602 | $55,987 +7.5% |
| 2018 | $3,602 +0.8% | $52,060 |
| 2017 | $3,572 +13.9% | $52,060 +18.4% |
| 2016 | $3,136 +1.1% | $43,972 |
| 2015 | $3,101 +6.1% | $43,972 +9.4% |
| 2014 | $2,922 | $40,188 |
| 2013 | -- | $40,188 -8% |
| 2012 | -- | $43,680 -3.8% |
| 2011 | -- | $45,390 |
| 2010 | -- | $45,390 |
| 2009 | -- | $45,390 -7.2% |
| 2008 | -- | $48,920 -79.5% |
| 2007 | -- | $238,820 |
| 2006 | -- | $238,820 |
| 2005 | -- | $238,820 +25.4% |
| 2004 | -- | $190,380 |
| 2003 | -- | $190,380 |
| 2002 | -- | -- |
| 2001 | -- | -- |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,849/mo
Principal & interest
$2383
Property taxes
$424
HOA Fees
$42
More affordability tools
Climate risks
Neighborhood: 63304
Nearby schools
GreatSchools rating
- 8/10Warren Elementary SchoolGrades: K-5Distance: 1.4 mi
- 6/10Saeger Middle SchoolGrades: 6-8Distance: 0.4 mi
- 7/10Francis Howell Central High SchoolGrades: 9-12Distance: 0.4 mi
Schools provided by the listing agent
- Elementary: Warren Elem.
- Middle: Saeger Middle
- High: Francis Howell Central High
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 63304
- Missouri
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- 440 Country Ridge Dr
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