Water Views! Water Access! Kentucky Lake!! Two houses! Two lots! One price! The million-dollar water vistas from this home on the bluff are spectacular. The main house 1532 sq ft boasts scenery of the water from every room, including the owner’s retreat with tongue & groove cathedral ceilings, the living room with gas fireplace, cathedral ceilings, built-in book cases and high niche shelves, the open dining room with cathedral ceilings, the gourmet kitchen has custom cabinets in maple finish, and the private 23x13 Florida room with windows galore and white tongue & groove cathedral ceilings. The Florida room which can be used as sleeping quarters has black-out blinds on each window & a black-out curtain on the doors. The Florida room easily accommodates two twin or one double bed, a living area with TV and a secondary dining area for friendly gather. The owner's retreat has two walk-in closets, two vanities, and an elegant tile shower for two to enjoy. The half bathroom is conveniently located and houses the laundry closet. For easy cleaning, luxury vinyl floors are throughout the home and the owner’s retreat has plush carpet and beautiful tile bathroom floors. In addition, there is a private detached 437 sq ft guest house with a comfortable living room, a quiet bedroom, and a full bathroom. The separate detached oversized 40x36 three car tandem garage fits cars, boats, campers, toys & tools and has an enclosed 21x10 heated & cooled office with storage. The 2 lots total 1.20 acres. This bird lover's paradise has White Pelicans, Eagles & Egrets living in the backyard foliage and soothing waters. The views include miles of TWRA land and nearby land of the National Wildlife Refuge overseen by the U.S. Fish and Wildlife Services. Lot #22 septic system is approved for 1 bedroom, and lot #23 is approved for 3 bedrooms. For a dock permit, the new owner may apply to the TVA for a section 26a permit. Most furnishings convey making this turn key home ready for your pleasure.
Under contract - showing
$525,000
439 Bluff Rd Lot 22&23, Big Sandy, TN 38221
2beds
1,969sqft
Est.:
Single Family Residence, Residential
Built in 1987
1.2 Acres Lot
$-- Zestimate®
$267/sqft
$2/mo HOA
What's special
- 184 days |
- 73 |
- 2 |
Zillow last checked: 7 hours ago
Listing updated: January 25, 2026 at 02:43pm
Listing Provided by:
Jennifer van Nelson 615-293-8323,
Benchmark Realty, LLC 615-371-1544
Source: RealTracs MLS as distributed by MLS GRID,MLS#: 3001081
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Bedroom 1
- Features: Suite
- Level: Suite
- Area: 208 Square Feet
- Dimensions: 16x13
Bedroom 2
- Features: Bath
- Level: Bath
- Area: 120 Square Feet
- Dimensions: 12x10
Primary bathroom
- Features: Double Vanity
- Level: Double Vanity
Den
- Features: Separate
- Level: Separate
- Area: 247 Square Feet
- Dimensions: 19x13
Dining room
- Features: Formal
- Level: Formal
- Area: 208 Square Feet
- Dimensions: 16x13
Kitchen
- Features: Pantry
- Level: Pantry
Living room
- Features: Great Room
- Level: Great Room
- Area: 351 Square Feet
- Dimensions: 27x13
Other
- Features: Florida Room
- Level: Florida Room
- Area: 299 Square Feet
- Dimensions: 23x13
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Electric Oven, Electric Range, Dishwasher, Dryer, Microwave, Refrigerator, Washer
Features
- Flooring: Carpet, Laminate, Tile
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 1,969
- Total interior livable area: 1,969 sqft
- Finished area above ground: 1,969
Property
Parking
- Total spaces: 3
- Parking features: Garage Door Opener, Detached
- Garage spaces: 3
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch, Covered
- Exterior features: Dock Permit
- Has view: Yes
- View description: Bluff, River, Water
- Has water view: Yes
- Water view: River,Water
- Waterfront features: Lake Front, River Front, Summer Access, Year Round Access
Lot
- Size: 1.2 Acres
- Dimensions: 200 x 262
- Features: Private, Rolling Slope, Views
- Topography: Private,Rolling Slope,Views
Details
- Additional structures: Guest House, Storage
- Parcel number: 025I A 05500 000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence, Residential
Materials
- Roof: Metal
Condition
- New construction: No
- Year built: 1987
Utilities & green energy
- Sewer: Septic Tank
- Water: Private
- Utilities for property: Water Available
Community & HOA
Community
- Security: Security System, Smoke Detector(s)
- Subdivision: Harbor Town South
HOA
- Has HOA: Yes
- HOA fee: $25 annually
Location
- Region: Big Sandy
Financial & listing details
- Price per square foot: $267/sqft
- Annual tax amount: $912
- Date on market: 9/25/2025
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/25/2025 | Listing removed | $525,000$267/sqft |
Source:  RealTracs MLS as distributed by MLS GRID #3001081 Report a problem | ||
| 9/25/2025 | Listed for sale | $525,000$267/sqft |
Source: RealTracs MLS as distributed by MLS GRID #3001081 Report a problem | ||
Public tax history
Public tax history
Tax history is unavailable.BuyAbility℠ payment
Est. payment
$2,839/mo
Principal & interest
$2583
Property taxes
$254
HOA Fees
$2
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Climate risks
Neighborhood: 38221
Nearby schools
GreatSchools rating
- 6/10Big Sandy SchoolGrades: K-12Distance: 1.5 mi
- 6/10Camden Central High SchoolGrades: 9-12Distance: 12.3 mi
- NABenton Co Adult High SchoolGrades: 9-12Distance: 12.5 mi
Schools provided by the listing agent
- Elementary: Big Sandy School
- Middle: Big Sandy School
- High: Camden Central High School
Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 38221
- Tennessee
- Benton County
- Big Sandy
- 38221
- 439 Bluff Rd Lot 22&23
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