Rare Riverfront Opportunity on the Choctawhatchee! ** MOTIVATED Seller and is open to providing a closing credit that the buyer can apply toward upgrades or incentives of their choice- whether it's central air, new flooring, fresh paint, or even an interest rate buy-down. ** Don't miss your chance to own this unique 3-bedroom home perched on the tranquil banks of the Choctawhatchee River. Whether you're looking for a serene primary residence or the ultimate fish camp getaway, this property offers the best of both worlds. Just seconds from the nearest boat ramp, you'll have quick and easy access to endless days on the water. Enjoy peaceful, uninterrupted views from the back porch and living room, where nature becomes part of your everyday experience. Located just 20 minutes from Panama City Beach, you can enjoy the quiet of riverfront living without sacrificing convenience. This is a rare find in an unbeatable location act fast!
For sale
$299,000
439 Big Cedar Rd, Ponce De Leon, FL 32455
3beds
1,344sqft
Est.:
Single Family Residence
Built in 1989
0.27 Acres Lot
$292,900 Zestimate®
$222/sqft
$-- HOA
What's special
Peaceful uninterrupted viewsRiverfront opportunity
- 186 days |
- 1,552 |
- 86 |
Zillow last checked: 7 hours ago
Listing updated: February 17, 2026 at 11:14am
Listed by:
Kaitlyn Fucci 850-814-6839,
Counts Real Estate Group Inc
Source: CPAR,MLS#: 778860
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom
Bedroom
- Description: Measurments approx.
- Level: First
- Dimensions: 14 x 18
Bedroom
- Description: Measurments approx
- Level: Second
- Dimensions: 11 x 10
Bedroom
- Description: Measurements approx
- Level: Second
- Dimensions: 12 x 11
Interior area
- Total structure area: 1,344
- Total interior livable area: 1,344 sqft
Property
Features
- Waterfront features: River Access
Lot
- Size: 0.27 Acres
- Dimensions: .27 AC
Details
- Parcel number: 361N170405000C0130
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida
- Property subtype: Single Family Residence
Condition
- New construction: No
- Year built: 1989
Utilities & green energy
- Utilities for property: Cable Connected
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: [No Recorded Subdiv]
HOA
- Has HOA: No
Location
- Region: Ponce De Leon
Financial & listing details
- Price per square foot: $222/sqft
- Tax assessed value: $176,867
- Annual tax amount: $1,552
- Date on market: 9/11/2025
- Cumulative days on market: 110 days
Estimated market value
$292,900
$278,000 - $308,000
$2,267/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/28/2025 | Price change | $299,000-6.6%$222/sqft |
Source:  ECAOR #975793 Report a problem | ||
| 9/7/2025 | Price change | $320,000-4.2%$238/sqft |
Source: ECAOR #975793 Report a problem | ||
| 7/4/2025 | Price change | $334,000-1.5%$249/sqft |
Source: ECAOR #975793 Report a problem | ||
| 5/7/2025 | Listed for sale | $339,000-3.1%$252/sqft |
Source: ECAOR #975793 Report a problem | ||
| 2/13/2024 | Listing removed | -- |
Source: ECAOR #942076 Report a problem | ||
| 2/12/2024 | Listed for sale | $349,999+16.7%$260/sqft |
Source: ECAOR #942076 Report a problem | ||
| 7/18/2022 | Sold | $300,000$223/sqft |
Source: ECAOR #890739 Report a problem | ||
| 6/22/2022 | Contingent | $300,000$223/sqft |
Source:  CPAR #721970 Report a problem | ||
| 6/22/2022 | Pending sale | $300,000$223/sqft |
Source: ECAOR #890739 Report a problem | ||
| 6/14/2022 | Price change | $300,000-4.8%$223/sqft |
Source: CPAR #721970 Report a problem | ||
| 5/31/2022 | Pending sale | $315,000$234/sqft |
Source: CPAR #721970 Report a problem | ||
| 5/27/2022 | Price change | $315,000-3.1%$234/sqft |
Source: CPAR #721970 Report a problem | ||
| 5/12/2022 | Price change | $325,000-1.5%$242/sqft |
Source: CPAR #721970 Report a problem | ||
| 2/7/2022 | Listed for sale | $330,000-2.9%$246/sqft |
Source: CPAR #721970 Report a problem | ||
| 1/31/2022 | Listing removed | -- |
Source: CPAR #719087 Report a problem | ||
| 11/15/2021 | Listed for sale | $339,900+70%$253/sqft |
Source: CPAR #719087 Report a problem | ||
| 5/7/2021 | Sold | $200,000$149/sqft |
Source: CPAR #711203 Report a problem | ||
| 5/5/2021 | Pending sale | $200,000$149/sqft |
Source: CPAR #711203 Report a problem | ||
| 3/12/2021 | Listing removed | -- |
Source: CPAR #708940 Report a problem | ||
| 3/10/2021 | Pending sale | $200,000$149/sqft |
Source: CPAR #708940 Report a problem | ||
| 3/10/2021 | Listed for sale | $200,000+9%$149/sqft |
Source: CPAR #708940 Report a problem | ||
| 11/3/2017 | Listing removed | $183,500$137/sqft |
Source: Owner Report a problem | ||
| 9/28/2017 | Price change | $183,500-2.7%$137/sqft |
Source: Owner Report a problem | ||
| 9/21/2017 | Price change | $188,500-2.6%$140/sqft |
Source: Owner Report a problem | ||
| 9/4/2017 | Price change | $193,500-2%$144/sqft |
Source: Owner Report a problem | ||
| 8/31/2017 | Listed for sale | $197,500+6%$147/sqft |
Source: Owner Report a problem | ||
| 11/14/2014 | Sold | $186,300+710%$139/sqft |
Source: Public Record Report a problem | ||
| 6/24/2004 | Sold | $23,000$17/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,552 -1.2% | $176,867 -1.7% |
| 2023 | $1,571 +18.1% | $179,850 +22.3% |
| 2022 | $1,331 +54.7% | $147,048 +93.6% |
| 2021 | $860 +20.7% | $75,972 +10% |
| 2020 | $713 +3.8% | $69,065 +3.7% |
| 2019 | $686 | $66,573 +2% |
| 2018 | $686 +1.3% | $65,292 +0.3% |
| 2017 | $677 -0.1% | $65,125 +0.8% |
| 2016 | $678 -0.2% | $64,640 +1.8% |
| 2015 | $680 +0.1% | $63,524 -1% |
| 2014 | $679 | $64,186 -1% |
| 2013 | -- | $64,849 -1% |
| 2012 | -- | $65,511 -1% |
| 2011 | -- | $66,173 +22.1% |
| 2010 | -- | $54,211 -2.7% |
| 2009 | -- | $55,741 +415.4% |
| 2008 | -- | $10,815 |
| 2007 | -- | $10,815 |
| 2005 | -- | $10,815 |
| 2004 | -- | $10,815 |
| 2003 | -- | $10,815 |
| 2002 | -- | $10,815 |
| 2001 | -- | $10,815 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,684/mo
Principal & interest
$1452
Property taxes
$232
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Climate risks
Neighborhood: 32455
Nearby schools
GreatSchools rating
- 6/10Freeport Elementary SchoolGrades: PK-4Distance: 13.5 mi
- 7/10Freeport Middle SchoolGrades: 5-8Distance: 14.4 mi
- 8/10Freeport Senior High SchoolGrades: 9-12Distance: 14.4 mi
Local experts in 32455
- Florida
- Walton County
- Ponce de Leon
- 32455
- 439 Big Cedar Rd
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