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  • $540,000

    4345 Settlers Grove Rd, Cumming, GA 30028

    6beds
    4,207sqft
    Single Family Residence
    Built in 2006
    9,583.2 Square Feet Lot
    $525,500 Zestimate®
    $128/sqft
    $3,388 Estimated rent

    Home value

    $525,500

    $489,000 - $568,000

    $3,388/mo

    Zestimate® history
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    What's special

    Welcome Home! Step into this stunning reverse basement floor plan home in the desirable Settlers Lake Subdivision-a rare find with 3 spacious stories, 6 bedrooms, a bonus room (possible 7th bedroom), and 3.5 baths. Designed for both style and functionality, this layout offers unique flexibility perfect for modern living. Recent updates include stylish new light fixtures and modern toilets, giving the home a fresh, contemporary feel. The main level features a versatile bonus room-perfect for a home office or guest suite-alongside a half bath, and a bright, open living space with beautiful hardwood floors and abundant natural light. The chef's kitchen is a dream with stainless steel appliances, a large island, and ample cabinetry, flowing seamlessly into a cozy family room with fireplace and a formal dining room that's great for entertaining. Upstairs, you'll find the primary suite complete with a luxurious ensuite bathroom-including a soaking tub, separate shower, and new toilet-plus three additional bedrooms and another full bath. The lower level (reverse basement) offers a flexible loft-style area-ideal for a media room, home gym, or playroom-and includes two more spacious bedrooms and a full bath with new toilet, providing privacy and comfort for guests or multi-generational living. Neighborhood amenities are second to none: Community pool Tennis courts Clubhouse Basketball courts Playground Scenic lake with a dock Homestead Park with a wood-burning fireplace-perfect for cozy outdoor gatherings All of this, just minutes from Highway 400, top-rated schools, shopping, dining, and recreational hot spots. This home offers the perfect blend of comfort, elegance, and convenience. Schedule your private tour today-homes like this don't come around often!

    Zillow last checked: 8 hours ago

    Listing updated: July 24, 2025 at 10:03am

    Listed by:

    Jeff Moran 770-856-6945,

    Keller Williams Community Partners

    Bought with:

    Lauren Sieber, 377568

    Epique Realty

    Source: GAMLS,MLS#: 10453036MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 6
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    Kitchen
    • Features: Pantry
    Heating
    • Central
    Cooling
    • Ceiling Fan(s), Central Air
    Appliances
    • Included: Dishwasher, Disposal, Microwave, Refrigerator
    • Laundry: Upper Level
    Features
    • Walk-In Closet(s)
    • Flooring: Carpet, Hardwood
    • Windows: Double Pane Windows
    • Basement: None
    • Number of fireplaces: 1
    • Fireplace features: Factory Built, Family Room, Gas Starter
    • Common walls with other units/homes: No Common Walls
    Interior area
    • Total structure area: 4,207
    • Total interior livable area: 4,207 sqft
    • Finished area above ground: 4,207
    • Finished area below ground: 0

    Property

    Parking
    • Parking features: Garage
    • Has garage: Yes
    Features
    • Levels: Three Or More
    • Stories: 3
    • Patio & porch: Patio
    • Fencing: Back Yard
    • Waterfront features: No Dock Or Boathouse
    • Body of water: None
    Lot
    • Size: 9,583 sqft
    • Features: Level
    Details
    • Parcel number: 233 297
    • Special conditions: Agent Owned,Investor Owned

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Brick Front,Traditional
    • Property subtype: Single Family Residence
    Materials
    • Brick
    • Foundation: Slab
    • Roof: Composition
    Condition
    • Resale
    • New construction: No
    • Year built: 2006

    Utilities & green energy

    • Electric: 220 Volts
    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Sewer Available, Underground Utilities, Water Available

    Community & neighborhood

    Security
    • Security features: Smoke Detector(s)
    Community
    • Community features: Clubhouse, Playground, Pool, Tennis Court(s), Walk To Schools, Near Shopping
    Location
    • Region: Cumming
    • Subdivision: Settlers Lake

    HOA & financial

    HOA
    • Has HOA: Yes
    • HOA fee: $550 annually
    • Services included: Maintenance Grounds, Swimming, Tennis

    Other

    Other facts
    • Listing agreement: Exclusive Agency

    Price history

    DateEventPrice
    6/6/2025Sold$540,000$128/sqft
    Source: GAMLS #10453036 Report a problem
    4/28/2025Pending sale$540,000$128/sqft
    Source: FMLS GA #7519193 Report a problem
    4/8/2025Price change$540,000-2.7%$128/sqft
    Source: FMLS GA #7519193 Report a problem
    3/18/2025Price change$555,000-3.5%$132/sqft
    Source: FMLS GA #7519193 Report a problem
    2/4/2025Listed for sale$575,000-2.5%$137/sqft
    Source: FMLS GA #7519193 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$5,390 +7%$219,820 +7.4%
    2023$5,036 +19.7%$204,584 +29.4%
    2022$4,208 +12.5%$158,112 +16.7%

    Find assessor info on the county website

    Neighborhood: Settlers Lake

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Silver City
    • Middle: North Forsyth
    • High: North Forsyth

    Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value$525,500
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $525,500