Welcome Home! Step into this stunning reverse basement floor plan home in the desirable Settlers Lake Subdivision—a rare find with 3 spacious stories, 6 bedrooms, a bonus room (possible 7th bedroom), and 3.5 baths. Designed for both style and functionality, this layout offers unique flexibility perfect for modern living. Recent updates include stylish new light fixtures and modern toilets, giving the home a fresh, contemporary feel. The main level features a versatile bonus room—perfect for a home office or guest suite—alongside a half bath, and a bright, open living space with beautiful hardwood floors and abundant natural light. The chef’s kitchen is a dream with stainless steel appliances, a large island, and ample cabinetry, flowing seamlessly into a cozy family room with fireplace and a formal dining room that’s great for entertaining. Upstairs, you’ll find the primary suite complete with a luxurious ensuite bathroom—including a soaking tub, separate shower, and new toilet—plus three additional bedrooms and another full bath. The lower level (reverse basement) offers a flexible loft-style area—ideal for a media room, home gym, or playroom—and includes two more spacious bedrooms and a full bath with new toilet, providing privacy and comfort for guests or multi-generational living. Neighborhood amenities are second to none, offering: Community pool Tennis courts Clubhouse Basketball courts Playground Scenic lake with a dock Homestead Park with a wood-burning fireplace—perfect for cozy outdoor gatherings All of this, just minutes from Highway 400, top-rated schools, shopping, dining, and recreational hot spots. This home offers the perfect blend of comfort, elegance, and convenience. Schedule your private tour today—homes like this don’t come around often!
Closed
$540,000
4345 Settlers Grove Rd, Cumming, GA 30028
6beds
4,207sqft
Single Family Residence, Residential
Built in 2006
9,583.2 Square Feet Lot
$530,200 Zestimate®
$128/sqft
$3,126 Estimated rent
Home value
$530,200
$493,000 - $567,000
$3,126/mo
Zestimate® history
Loading...
Owner options
Explore your selling options
What's special
Zillow last checked: 8 hours ago
Listing updated: August 25, 2025 at 10:59am
Listing Provided by:
The Cullity Martin Group,
Keller Williams Realty Community Partners,
Jeff Moran,
Keller Williams Realty Community Partners
Bought with:
Lauren Sieber, 377568
Epique Realty
Source: FMLS GA,MLS#: 7519193
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Features: Other
- Level: Other
Bedroom
- Features: Other
Primary bathroom
- Features: Double Vanity, Separate Tub/Shower, Soaking Tub
Dining room
- Features: Separate Dining Room
Kitchen
- Features: Cabinets Other, Other Surface Counters, Pantry, View to Family Room
Heating
- Central
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Disposal, Gas Oven, Microwave, Refrigerator
- Laundry: Upper Level
Features
- Entrance Foyer, Entrance Foyer 2 Story, High Speed Internet, Walk-In Closet(s)
- Flooring: Carpet, Hardwood
- Windows: Insulated Windows, Shutters
- Basement: None
- Number of fireplaces: 1
- Fireplace features: Factory Built, Family Room, Gas Starter
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 4,207
- Total interior livable area: 4,207 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage, Garage Faces Front, Level Driveway
- Garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Three Or More
- Patio & porch: Front Porch, Patio
- Exterior features: None, No Dock
- Pool features: None
- Spa features: None
- Fencing: Back Yard
- Has view: Yes
- View description: Rural, Trees/Woods
- Waterfront features: None
- Body of water: None
Lot
- Size: 9,583 sqft
- Features: Back Yard, Front Yard, Level
Details
- Additional structures: None
- Parcel number: 233 297
- Other equipment: None
- Horse amenities: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence, Residential
Materials
- Brick, Brick Front, HardiPlank Type
- Foundation: Slab
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 2006
Utilities & green energy
- Electric: 110 Volts, 220 Volts
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Natural Gas Available, Sewer Available, Underground Utilities, Water Available
Green energy
- Energy efficient items: None
- Energy generation: None
Community & neighborhood
Security
- Security features: Smoke Detector(s)
Community
- Community features: Clubhouse, Homeowners Assoc, Near Schools, Near Shopping, Playground, Pool, Tennis Court(s)
Location
- Region: Cumming
- Subdivision: Settlers Lake
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $550 annually
- Services included: Maintenance Grounds, Swim, Tennis
Other
Other facts
- Road surface type: Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 6/6/2025 | Sold | $540,000$128/sqft |
Source:  FMLS GA #7519193 Report a problem | ||
| 4/28/2025 | Pending sale | $540,000$128/sqft |
Source: FMLS GA #7519193 Report a problem | ||
| 4/8/2025 | Price change | $540,000-2.7%$128/sqft |
Source: FMLS GA #7519193 Report a problem | ||
| 3/18/2025 | Price change | $555,000-3.5%$132/sqft |
Source: FMLS GA #7519193 Report a problem | ||
| 2/4/2025 | Listed for sale | $575,000-2.5%$137/sqft |
Source: FMLS GA #7519193 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,390 +7% | $219,820 +7.4% |
| 2023 | $5,036 +19.7% | $204,584 +29.4% |
| 2022 | $4,208 +12.5% | $158,112 +16.7% |
Find assessor info on the county website
Neighborhood: Settlers Lake
Nearby schools
GreatSchools rating
- 7/10Silver City Elementary SchoolGrades: PK-5Distance: 2 mi
- 5/10North Forsyth Middle SchoolGrades: 6-8Distance: 3.6 mi
- 8/10North Forsyth High SchoolGrades: 9-12Distance: 3.7 mi
Schools provided by the listing agent
- Elementary: Silver City
- Middle: North Forsyth
- High: North Forsyth
Source: FMLS GA. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$530,200
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$530,200