433 Water Oak Cir, Panama City Beach, FL 32408

Set on a ¼-acre private lot in North Lagoon Oaks, this well-maintained 3-bedroom, 2-bath home offers comfort, convenience, and space to enjoy the Florida lifestyle. The open and inviting layout features a large living area with natural light, a dedicated dining space, and a functional kitchen with plenty of cabinet storage. The split floor plan provides privacy with a spacious primary suite complete with an ensuite bath, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. Outside, enjoy a cleared and oversized yard—perfect for pets, gardening, or adding a workshop or storage building. The property includes a private driveway with ample parking for vehicles, a boat, or RV, and no HOA means you have the freedom to make it your own. Located on a quiet cul-de-sac just minutes from St. Andrews State Park, the Grand Lagoon, beaches, dining, and marinas, this home combines peaceful living with easy access to everything Panama City Beach has to offer. Whether you're looking for a full-time residence, seasonal getaway, or investment opportunity, this one is ready for your next chapter.