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  • $395,000

    433 Merchant Road, Jefferson, NY 12093

    4beds
    1,650sqft
    Single Family Residence, Residential
    Built in 1982
    82 Acres Lot
    $387,300 Zestimate®
    $239/sqft
    $-- HOA

    What's special

    Spiral staircaseOpen floor planFour spring-fed pondsSurrounded by natureReplanted pine and spruceCozy woodstoveArtistic country home
    HIGHEST AND BEST OFFERS BY TUESDAY 1/13 @ 10AM Escape to the peace and natural beauty of Jefferson in Schoharie County, NY with this artistic country home for sale, set on a quiet paved road with little traffic and surrounded by nature. This property spans 82.1 acres with four spring-fed ponds, open meadows, and a diverse landscape of hardwood forest including sugar maple, ash, and northern black cherry, balanced by replanted pine and spruce. For over 25 years, bluebirds and tree swallows have returned each season to nest, a testament to the harmony and care this land has known. Outdoor recreation is available in every season, with swimming in summer, ice skating in winter, and over one mile of cross-country skiing trails winding through fields and forest. Natural springs and a small stream feed the ponds, creating a peaceful, ever-changing landscape. The property features four separate buildings, each with its own character. The main home offers large windows framing tranquil views of the pond, lawns, and surrounding trees. Inside, an open floor plan, spiral staircase, and cozy woodstove create a warm and inviting space, while a new furnace adds modern comfort. The second house, built in the early 1800s and currently used as a workshop or artist studio, showcases original hand-hewn beams and timeless craftsmanship. The passive solar greenhouse is a separate structure with a built-in Koi pond, staying warm enough for tropical plants to thrive year-round. The large storage pole barn provides abundant space for equipment, cattle, or horses. Whether you seek a full-time residence, a vacation home, or a peaceful retreat, this home in Jefferson, Schoharie County, NY captures the essence of quiet Upstate living—natural, inspiring, and filled with enduring charm.
    7 days
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    26,984
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    2,698
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    Zillow last checked: 8 hours ago

    Listing updated: January 12, 2026 at 07:07am

    Listing by:

    Country Boy Realty 518-234-4371,

    Matthew Loder 518-378-1235

    Source: Global MLS,MLS#: 202610187MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 2
    • Full bathrooms: 1
    • 1/2 bathrooms: 1
    Bedroom
    • Level: Second
    Bedroom
    • Level: Second
    Bedroom
    • Description: Sitting Room
    • Level: Third
    Bedroom
    • Level: Third
    Full bathroom
    • Level: First
    Half bathroom
    • Level: Second
    Dining room
    • Description: Dining Area
    • Level: First
    Family room
    • Level: Second
    Kitchen
    • Level: First
    Living room
    • Level: First
    Other
    • Description: Bonus Room
    • Level: Third
    Sun room
    • Level: First
    Utility room
    • Level: First
    Heating
    • Forced Air, Oil
    Cooling
    • None
    Appliances
    • Included: Dishwasher, Freezer, Gas Water Heater, Range, Refrigerator
    Features
    • Flooring: Wood
    • Has fireplace: Yes
    • Fireplace features: Wood Burning Stove
    Interior area
    • Total structure area: 1,650
    • Total interior livable area: 1,650 sqft
    • Finished area above ground: 1,650
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 10
    • Parking features: Garage
    • Garage spaces: 3
    Features
    • Has view: Yes
    • View description: Meadow, Mountain(s), Pond
    • Has water view: Yes
    • Water view: Pond
    Lot
    • Size: 82 Acres
    • Features: Secluded, Road Frontage, Views, Landscaped
    Details
    • Additional structures: Greenhouse, Workshop, Barn(s), Garage(s)
    • Parcel number: 433600 145.427
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Contemporary,Custom
    • Property subtype: Single Family Residence, Residential
    Materials
    • Wood Siding
    • Foundation: Slab
    • Roof: Metal,Shingle,Asphalt
    Condition
    • New construction: No
    • Year built: 1982

    Utilities & green energy

    • Sewer: Septic Tank
    • Utilities for property: Cable Available

    Community & HOA

    HOA
    • Has HOA: No
    Location
    • Region: Jefferson

    Financial & listing details

    • Price per square foot: $239/sqft
    • Tax assessed value: $275,875
    • Annual tax amount: $6,602
    • Date on market: 1/6/2026

    Estimated market value

    $387,300

    $368,000 - $407,000

    $2,117/mo

    Price history

    Price history
    DateEventPrice
    1/6/2026Listed for sale$395,000$239/sqft
    Source: Global MLS #202610187 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024-- $110,350
    2023-- $110,350
    2022-- $110,350 +1.8%

    Find assessor info on the county website

    BuyAbility℠ payment

    Estimated monthly payment
    All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
    HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
    Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
    See how much you could borrow to make a competitive offer.

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    Learn more*Terms apply. Match provided by Foyer. Account offered by Pacific West Bank, Member FDIC.

    Climate risks

    Neighborhood: 12093

    Nearby schools

    GreatSchools rating

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