Welcome to Turtle Lake Apartments in Panama City, FL - a welcoming community offering spacious one, two, and three-bedroom homes designed for comfort and convenience. Whether you're a student, military personnel, or working professional, Turtle Lake delivers value-packed living in a serene, well-connected neighborhood.
Quick access to Highway 98 puts you close to everything Panama City has to offer - from local dining and shopping to top employers and recreational spots. Come home to Turtle Lake Apartments and experience a community built around your lifestyle.
Apartment for rent
Special offer
$1,330/mo
4324 W 20th St #U-U183, Panama City, FL 32405
2beds
900sqft
Price may not include required fees and charges.
Apartment
Available now
Cats, dogs OK
Shared laundry
What's special
- 49 days |
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Zillow last checked: 9 hours ago
Listing updated: December 03, 2025 at 11:25am
Travel times
Looking to buy when your lease ends?
Consider a first-time homebuyer savings account designed to grow your down payment with up to a 6% match & a competitive APY.
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Appliances
- Included: Dishwasher, WD Hookup
- Laundry: Shared
Features
- Large Closets, WD Hookup
Interior area
- Total interior livable area: 900 sqft
Property
Parking
- Details: Contact manager
Features
- Exterior features: 24-Hour Emergency Maintenance, Balcony, Boat/RV Parking, Breakfast Bar, Catch & Release Fishing Lake, Exterior Type: Conventional
Construction
Type & style
- Home type: Apartment
- Property subtype: Apartment
Condition
- Year built: 1978
Building
Details
- Building name: Turtle Lake
Management
- Pets allowed: Yes
Community & HOA
Community
- Features: Playground, Pool
HOA
- Amenities included: Pool
Location
- Region: Panama City
Financial & listing details
- Lease term: 12 months
Price history
| Date | Event | Price |
|---|---|---|
| 11/12/2025 | Listed for rent | $1,330$1/sqft |
Source: Zillow Rentals | ||
| 11/1/2025 | Listing removed | $1,330$1/sqft |
Source: Zillow Rentals | ||
| 10/16/2025 | Listed for rent | $1,330$1/sqft |
Source: Zillow Rentals | ||
Neighborhood: 32405
There are 23 available units in this apartment building
- Special offer! $500 Off First Months Rent: Must sign a 12-month lease. Offer ends 12/31/25. Additional terms and conditions may apply.Expires December 31, 2025