Are you looking to make some great memories with family and friends. Be Home for the holidays. Perfect for entertaining or having private space to relax. Enjoy yesterdays wonderful Craftmanship in this Charm & Character filed home. Natural light in all rooms. Pristine woodwork throughout, Crown molding, built ins, hardwood floors. and a double stairway. Brick fireplace with gas insert. Stucco exterior, 4 bedrooms, 1.5 baths, spacious living room/great room that showcases extra space for a reading area or a music corner room for a baby grand piano. Formal dining room with original shelving and a beautiful decorative ceiling. The eat in kitchen has a pantry closet, new appliances purchased in 2025. Front and back enclosed porches that are very nice and versatile spaces for many different uses privacy, den, bonus rooms, work stations etc. All replacement windows on the main and second floor except for two vintage lead glass windows. Walk up partially finished attic with so much storage space. Several separated rooms in the basement and has been professionally waterproofed. Laundry chute that goes from the 2nd floor to the basement. The mechanicals have been updated.. Deck to the fenced lot and 2 car garage. Mature pine trees and others that provide cool shade.
For sale
Price cut: $8.5K (12/9)
$149,000
432 Vermont St, Waterloo, IA 50701
4beds
2,234sqft
Est.:
Single Family Residence
Built in 1903
8,276.4 Square Feet Lot
$-- Zestimate®
$67/sqft
$-- HOA
What's special
Stucco exteriorVintage lead glass windowsCrown moldingHardwood floorsBeautiful decorative ceilingDouble stairway
- 41 days |
- 435 |
- 19 |
Zillow last checked: 8 hours ago
Listing updated: December 12, 2025 at 03:01am
Listed by:
Rick Bauer 319-493-3500,
RE/MAX Concepts - Waterloo
Source: Northeast Iowa Regional BOR,MLS#: 20255509
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
- 1/2 bathrooms: 1
Rooms
- Room types: Bonus Room, Den, Dining Room Separate, Great Room, Living Room Separate, Pantry, Study/Den
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Heating
- Baseboard, Forced Air, Natural Gas, Radiant, Steam
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Appliances Negotiable, Dishwasher, Dryer, Microwave Built In, Free-Standing Range, Refrigerator, Washer, Gas Water Heater
- Laundry: Gas Dryer Hookup, Laundry Room, Lower Level, Washer Hookup
Features
- Beamed Ceilings, Ceiling-Specialty, Ceiling Fan(s), Crown Molding, Pantry, Rear Stairs
- Flooring: Hardwood
- Basement: Block,Floor Drain,Partially Finished
- Has fireplace: Yes
- Fireplace features: One, Gas, Gas Log, Living Room, Masonry
Interior area
- Total interior livable area: 2,234 sqft
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: 2 Stall, Detached Garage, Garage Door Opener
- Carport spaces: 2
Features
- Patio & porch: Deck, Enclosed
Lot
- Size: 8,276.4 Square Feet
- Dimensions: 60'x140'
Details
- Additional structures: Barn(s)
- Parcel number: 891326355007
- Zoning: R-3
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stucco
- Roof: Shingle,Asphalt
Condition
- Year built: 1903
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Smoke Detector(s)
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $67/sqft
- Tax assessed value: $88,560
- Annual tax amount: $1,368
- Date on market: 11/7/2025
- Cumulative days on market: 42 days
- Road surface type: Concrete
Estimated market value
Not available
Estimated sales range
Not available
$965/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/9/2025 | Price change | $149,000-5.4%$67/sqft |
Source:  Northeast Iowa Regional BOR #20255509 Report a problem | ||
| 11/7/2025 | Listed for sale | $157,500$71/sqft |
Source: Northeast Iowa Regional BOR #20255509 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,180 -1.1% | $76,790 +0.4% |
| 2023 | $1,193 +2.9% | $76,500 +21.1% |
| 2022 | $1,160 -15.5% | $63,190 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$810/mo
Principal & interest
$578
Property taxes
$180
Home insurance
$52
Climate risks
Neighborhood: Church Row Historic
Nearby schools
GreatSchools rating
- 2/10Irving Elementary SchoolGrades: K-5Distance: 0.3 mi
- 1/10Central Middle SchoolGrades: 6-8Distance: 2.4 mi
- 3/10West High SchoolGrades: 9-12Distance: 1.1 mi
Schools provided by the listing agent
- Elementary: Irving Elementary
- Middle: Central
- High: West High
Source: Northeast Iowa Regional BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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