Ideal center-city location with highly sought after Mixed Use-2 Zoning, allowing for short term occupancy. First floor includes living room, kitchen, 4 bedrooms, and 1+1/2 baths. The second floor has living room, kitchen, two bedrooms, and full bathroom. Could be ideal owner-occupied with all one level living, and providing income from short or long-term rentals on the second floor. Or lease entire building long or short term- many options at this highly visible corner lot with plenty of parking!
For sale
$339,900
432-434 S Main St, Oneonta, NY 13820
6beds
2,837sqft
Mixed Use, Duplex, Multi Family
Built in 1883
-- sqft lot
$-- Zestimate®
$120/sqft
$-- HOA
What's special
- 16 days
- on Zillow |
- 347 |
- 8 |
Zillow last checked: 7 hours ago
Listing updated: June 07, 2025 at 01:50pm
Listing by:
Benson Agency Real Estate LLC 607-432-4391,
Rodger B Moran 607-287-1559
Source: NYSAMLSs,MLS#: R1613072
Originating MLS: Otsego-Delaware

Travel times
Tour with a buyer’s agent
Tour with a buyer’s agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Electric, Gas, Baseboard, Forced Air
Cooling
- Central Air
Appliances
- Included: Electric Water Heater, Gas Water Heater
Features
- Flooring: Carpet, Varies
- Basement: Full
- Number of fireplaces: 1
Interior area
- Total structure area: 2,837
- Total interior livable area: 2,837 sqft
Property
Parking
- Parking features: Common, Other, Paved, See Remarks
Accessibility
- Accessibility features: Accessible Approach with Ramp, Accessible Hallway(s)
Features
- Levels: Two
- Stories: 2
Lot
- Size: 0.4 Acres
- Dimensions: 144 x 169
- Features: Corner Lot, Irregular Lot
Details
- Additional parcels included: 288.19176.00
- Parcel number: 288.19175.00
- Zoning description: Residential Multi Use
- Special conditions: Standard
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Other,See Remarks,Duplex
- Property subtype: Mixed Use, Duplex, Multi Family
Materials
- Frame, Vinyl Siding
- Roof: Shingle
Condition
- Resale
- Year built: 1883
Utilities & green energy
- Sewer: Connected
- Water: Connected, Public
- Utilities for property: High Speed Internet Available, Sewer Connected, Water Connected
Community & HOA
Location
- Region: Oneonta
Financial & listing details
- Price per square foot: $120/sqft
- Tax assessed value: $258,000
- Annual tax amount: $9,487
- Date on market: 6/4/2025
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Tenant pays: All Utilities
- Loading
- Loading