Freshly renovated and move-in ready, this three-bedroom, three-bath two-story golf villa is located in the highly sought-after Bay Point community. Rarely available, these specific villas allow for short-term rentals, making this an excellent opportunity for both homeowners and investors. Every detail has been thoughtfully updated to provide modern comfort while maintaining a timeless appeal. This one stands out and comes fully furnished!
The interior has been freshly painted throughout in Sherwin Williams Alabaster and Repose Gray, creating a clean and inviting backdrop. Popcorn ceilings have been removed and replaced with a smooth Level 5 finish, giving the home a more contemporary look and feel. Updated light fixtures, door knobs, and hinges further enhance the interior, while cordless blinds on the first floor and room-darkening drapes in the upstairs bedrooms add both style and function.
The main level features a bright open layout with flexible living space. A newly added set of barn doors allows the downstairs living area to be used as a private office, den, or third bedroom, making the home adaptable to a variety of needs. A full bathroom on this level provides additional convenience for guests or multi-generational living. The kitchen is equipped with brand new WiFi-enabled appliances, including a whisper-quiet 46-decibel dishwasher. Just off the kitchen is a laundry area with a 2024 washer and dryer set included.
Upstairs, two bedrooms and two full bathrooms provide private retreats for family and guests. The hallway features a spacious walk-in closet, offering ample storage rarely found in similar villas. Both bathrooms have been freshly updated to reflect the home's modern finishes. In 2023, a new HVAC system was installed along with sliding glass doors on the second floor, adding efficiency, comfort, and peace of mind for the new owner.
This villa is as practical as it is stylish. Beyond the interior upgrades, it offers desirable functionality for everyday living and for use as a vacation rental property. Its thoughtful design balances open gathering areas with private bedroom spaces, making it ideal for both entertaining and relaxation.
Bay Point is known as one of the premier gated communities in the area, offering resort-style amenities, golf, and a vibrant marina lifestyle. This villa is located within walking distance of the marina, giving owners easy access to boating, fishing, and dining. The combination of location, condition, and rental flexibility makes this property a rare find in today's market.
The Bay Point Golf Villas HOA provides residents with a low-maintenance lifestyle by including valet trash service, water, and sewer in the monthly dues. Exterior insurance coverage, building maintenance, and professional landscaping and groundskeeping are also included, ensuring the community remains beautifully maintained and hassle-free for owners.
Whether you are looking for a full-time residence, a second home, or a short-term rental investment, this renovated golf villa at Bay Point is ready to welcome its next owner. Schedule your private showing today and experience the lifestyle this property has to offer.
For sale
Price cut: $3.9K (2/7)
$299,999
4300 Bay Point Rd #402, Panama City Beach, FL 32408
3beds
1,420sqft
Est.:
Condominium
Built in 1980
-- sqft lot
$288,000 Zestimate®
$211/sqft
$-- HOA
What's special
Fully furnished
- 169 days |
- 664 |
- 35 |
Zillow last checked: 7 hours ago
Listing updated: February 12, 2026 at 10:54am
Listed by:
Abbott Martin Group 850-460-2900,
EXP Realty LLC,
Natalie H Danburg 850-896-8525,
EXP Realty LLC
Source: CPAR,MLS#: 779674
Originating MLS: Central Panhandle Association of REALTORS
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bedroom, Dining Room, Living Room, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 20 x 13
Bedroom
- Level: First
- Dimensions: 18 x 12
Dining room
- Level: First
- Dimensions: 10 x 12
Living room
- Level: First
- Dimensions: 34 x 13
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Cooktop, Electric Range, Electric Water Heater
Interior area
- Total structure area: 1,420
- Total interior livable area: 1,420 sqft
Property
Parking
- Parking features: No Garage, Paved, Parking Lot, Gated
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Enclosed, Patio
- Exterior features: Patio
Lot
- Features: Paved
Details
- Parcel number: 31259202000
- Zoning description: Resid Multi-Family
Construction
Type & style
- Home type: Condo
- Architectural style: Low Rise
- Property subtype: Condominium
Materials
- Stucco
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 1980
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: High Speed Internet Available, Underground Utilities
Community & HOA
Community
- Features: Golf, Gated, Marina, Tennis Court(s), Short Term Rental Allowed
- Security: Gated with Guard, 24 Hour Security, Security Gate, Smoke Detector(s), Security Service
- Subdivision: Bay Point Golf Villas I
HOA
- Has HOA: Yes
- Amenities included: Gated
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $211/sqft
- Tax assessed value: $228,650
- Annual tax amount: $2,368
- Date on market: 9/29/2025
- Cumulative days on market: 164 days
Estimated market value
$288,000
$274,000 - $302,000
$2,362/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/7/2026 | Price change | $299,999-1.3%$211/sqft |
Source: | ||
| 1/10/2026 | Price change | $303,900-0.3%$214/sqft |
Source: | ||
| 10/17/2025 | Price change | $304,919-1.6%$215/sqft |
Source: | ||
| 9/29/2025 | Listed for sale | $309,919+15.2%$218/sqft |
Source: | ||
| 6/16/2025 | Listing removed | $269,000$189/sqft |
Source: | ||
| 5/20/2025 | Price change | $269,000-2.2%$189/sqft |
Source: | ||
| 4/2/2025 | Price change | $275,000-6.8%$194/sqft |
Source: | ||
| 2/24/2025 | Price change | $295,000-3.3%$208/sqft |
Source: | ||
| 12/19/2024 | Listed for sale | $305,000$215/sqft |
Source: | ||
| 12/17/2024 | Listing removed | -- |
Source: Owner Report a problem | ||
| 11/6/2024 | Listed for sale | $305,000-4.7%$215/sqft |
Source: Owner Report a problem | ||
| 10/11/2022 | Listing removed | -- |
Source: | ||
| 8/15/2022 | Price change | $319,900-4.5%$225/sqft |
Source: | ||
| 5/5/2022 | Listed for sale | $334,900+76.3%$236/sqft |
Source: | ||
| 3/12/2021 | Sold | $190,000-2.8%$134/sqft |
Source: | ||
| 1/23/2021 | Contingent | $195,500$138/sqft |
Source: | ||
| 1/12/2021 | Price change | $195,500+0.5%$138/sqft |
Source: | ||
| 12/24/2020 | Listed for sale | $194,500+143.1%$137/sqft |
Source: Jim H Hodges Realty #705964 Report a problem | ||
| 1/7/2016 | Sold | $79,995+0.1%$56/sqft |
Source: | ||
| 12/24/2015 | Pending sale | $79,900$56/sqft |
Source: Homepath #633682 Report a problem | ||
| 12/1/2015 | Price change | $79,900-11.1%$56/sqft |
Source: Homepath #633682 Report a problem | ||
| 11/18/2015 | Price change | $89,900-4.9%$63/sqft |
Source: Homepath #633682 Report a problem | ||
| 10/31/2015 | Price change | $94,500-5%$67/sqft |
Source: Homepath #633682 Report a problem | ||
| 10/1/2015 | Price change | $99,500-5.1%$70/sqft |
Source: Homepath #633682 Report a problem | ||
| 9/9/2015 | Price change | $104,900-8.8%$74/sqft |
Source: Homepath #633682 Report a problem | ||
| 6/30/2015 | Listed for sale | $115,000-4.2%$81/sqft |
Source: Homepath #633682 Report a problem | ||
| 3/5/2004 | Sold | $120,000+26.3%$85/sqft |
Source: Public Record Report a problem | ||
| 9/6/2000 | Sold | $95,000$67/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,368 -1.2% | $228,650 +0.4% |
| 2023 | $2,398 +11.2% | $227,630 +3% |
| 2022 | $2,155 | $221,000 |
| 2021 | -- | -- |
| 2020 | $1,038 +12.9% | $78,540 +10% |
| 2019 | $920 | $71,400 -23.6% |
| 2018 | $920 -27.1% | $93,500 +10% |
| 2017 | $1,262 +13.6% | $85,000 -9.1% |
| 2016 | $1,111 -1% | $93,500 +19% |
| 2015 | $1,123 | $78,540 +10% |
| 2014 | $1,123 | $71,400 -14.7% |
| 2013 | -- | $83,725 -15.8% |
| 2012 | -- | $99,450 -13.3% |
| 2011 | -- | $114,750 |
| 2010 | -- | $114,750 -1.6% |
| 2009 | -- | $116,611 -31% |
| 2008 | -- | $169,001 |
| 2007 | -- | $169,001 +30% |
| 2006 | -- | $130,001 |
| 2005 | -- | $130,001 +65.1% |
| 2004 | -- | $78,720 |
| 2003 | -- | $78,720 |
| 2002 | -- | $78,720 |
| 2001 | -- | $78,720 |
| 2000 | -- | $78,720 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,774/mo
Principal & interest
$1457
Property taxes
$317
More affordability tools
Climate risks
Neighborhood: Upper Grand Lagoon
Nearby schools
GreatSchools rating
- 8/10Patronis Elementary SchoolGrades: K-5Distance: 2.4 mi
- 7/10Surfside Middle SchoolGrades: 6-8Distance: 8.3 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 6.4 mi
Schools provided by the listing agent
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 32408
- Florida
- Bay County
- Panama City Beach
- 32408
- Upper Grand Lagoon
- 4300 Bay Point Rd Unit 402
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