Freedom Meets Function — No HOA, Over 1/2 Acre, 2 Workshops, Room to Grow + LOW 2.5 VA Assumable Mortgage Available and $1,000 upgrade credit! Discover a rare find in Elgin! This charming 1.5-story home sits on over half an acre with a large, private, easy-to-maintain backyard — giving you room to breathe without feeling overwhelmed. With NO HOA, you have the freedom to design, garden, or simply enjoy your open space your way. Inside, you’ll find 1,869 sq. ft. of comfort and flexibility, including a finished room over the 2-car garage ideal for a home office or guest suite. Features include Silestone countertops, new laminate flooring in kitchen and baths, and a screened patio perfect for morning coffee or peaceful evenings. The two powered workshops are great options for hobbies, storage, or small business use. Additional highlights: public water + private well for irrigation, whole-house filtration, HVAC (2017), roof (2012), gutter guards, and electric fireplace logs. Convenient to shopping, dining, and major highways, this property delivers space privacy and freedom from a HOA. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Pending
Price cut: $500 (10/18)
$274,000
43 Cobble Stone Ln, Elgin, SC 29045
3beds
1,869sqft
Est.:
Single Family Residence
Built in 2002
0.57 Acres Lot
$272,200 Zestimate®
$147/sqft
$-- HOA
What's special
Wood-burning fireplaceSilestone countertopsNew laminate flooringBackyard well for irrigationSpacious backyardElectric logs
- 107 days |
- 652 |
- 12 |
Zillow last checked: 8 hours ago
Listing updated: November 20, 2025 at 01:41pm
Listed by:
Alecia Bryant,
JPAR Magnolia Group
Source: Consolidated MLS,MLS#: 616010
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
Rooms
- Room types: FROG (No Closet)
Primary bedroom
- Features: Double Vanity, Tub-Garden, Separate Shower, Walk-In Closet(s), Tray Ceiling(s), Ceiling Fan(s), Separate Water Closet
- Level: Main
Bedroom 2
- Features: Bath-Shared, Ceiling Fan(s)
- Level: Main
Bedroom 3
- Features: Bath-Shared, Ceiling Fan(s)
- Level: Main
Great room
- Level: Main
Kitchen
- Features: Bay Window, Cabinets-Natural, Eat-in Kitchen, Floors-Laminate, Counter Tops - Other
- Level: Main
Heating
- Central, Heat Pump 1st Lvl, Heat Pump 2nd Lvl
Cooling
- Central Air, Heat Pump 1st Lvl, Heat Pump 2nd Lvl
Appliances
- Included: Smooth Surface, Dishwasher, Disposal, Dryer, Refrigerator, Water Filter, Microwave Countertop
- Laundry: Laundry Closet, Main Level
Features
- Ceiling Fan(s)
- Flooring: Laminate
- Basement: Crawl Space
- Attic: Storage
- Number of fireplaces: 1
- Fireplace features: Insert, Electric
Interior area
- Total structure area: 1,869
- Total interior livable area: 1,869 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener
- Attached garage spaces: 2
Features
- Stories: 1.5
- Exterior features: Gutters - Full
Lot
- Size: 0.57 Acres
- Features: Sprinkler
Details
- Additional structures: Shed(s), Workshop
- Parcel number: 3210200027SGT
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl
Condition
- New construction: No
- Year built: 2002
Utilities & green energy
- Sewer: Septic Tank
- Water: Public, Well
- Utilities for property: Cable Available, Electricity Connected
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: COBBLESTONE
HOA
- Has HOA: No
Location
- Region: Elgin
Financial & listing details
- Price per square foot: $147/sqft
- Tax assessed value: $194,400
- Annual tax amount: $1,241
- Date on market: 8/25/2025
- Listing agreement: Exclusive Right To Sell
- Road surface type: Paved
Estimated market value
$272,200
$259,000 - $286,000
$1,930/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/20/2025 | Pending sale | $274,000$147/sqft |
Source:  Consolidated MLS #616010 Report a problem | ||
| 11/18/2025 | Listed for sale | $274,000$147/sqft |
Source: Consolidated MLS #616010 Report a problem | ||
| 11/18/2025 | Pending sale | $274,000$147/sqft |
Source: Consolidated MLS #616010 Report a problem | ||
| 10/18/2025 | Price change | $274,000-0.2%$147/sqft |
Source: Consolidated MLS #616010 Report a problem | ||
| 10/14/2025 | Listed for sale | $274,500$147/sqft |
Source: Consolidated MLS #616010 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,241 -0.6% | $194,400 |
| 2023 | $1,249 +4.2% | $194,400 |
| 2022 | $1,198 | $194,400 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,526/mo
Principal & interest
$1327
Property taxes
$103
Home insurance
$96
Climate risks
Neighborhood: 29045
Nearby schools
GreatSchools rating
- 5/10Wateree Elementary SchoolGrades: PK-5Distance: 2.4 mi
- 4/10Lugoff-Elgin Middle SchoolGrades: 6-8Distance: 3.9 mi
- 5/10Lugoff-Elgin High SchoolGrades: 9-12Distance: 3.6 mi
Schools provided by the listing agent
- Elementary: Wateree
- Middle: Lugoff-Elgin
- High: Lugoff-Elgin
- District: Kershaw County
Source: Consolidated MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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