ASSUMABLE VA LOAN AT 2.75%—AN OPPORTUNITY THAT STANDS OUT. This beautifully crafted Alturas home in Meridian’s highly sought-after Bainbridge community offers the perfect blend of style, comfort, and value. Situated on a private, oversized corner lot, this 2,424 sq ft residence features mostly single-level living with the added flexibility of an upstairs bonus room. The open-concept design is filled with natural light and anchored by a stunning chef’s kitchen with quartz countertops, custom soft-close cabinetry, stainless steel appliances, a walk-in pantry, and an expansive island ideal for entertaining. The spacious primary suite provides a relaxing retreat with a spa-like bath and generous closet space. Step outside to enjoy a covered patio, raised garden beds, and a private backyard enhanced by a PAID solar system, offering energy efficiency and long-term savings. Bainbridge residents enjoy access to two community pools, parks, and scenic walking paths, all just minutes from Costco, dining, schools, and everyday conveniences. A rare chance to secure a move-in ready home with a low-rate advantage in one of Meridian’s premier neighborhoods. Opportunities like this are few and far between. Take advantage of the assumable VA loan at 2.75% and secure a significantly lower monthly payment than today’s market rates—an exceptional financial opportunity for qualified buyers.
Active
Price cut: $20K (2/25)
$599,999
4282 W Silver Riv, Meridian, ID 83646
3beds
3baths
2,424sqft
Est.:
Single Family Residence
Built in 2019
0.25 Acres Lot
$599,300 Zestimate®
$248/sqft
$60/mo HOA
What's special
Mostly single-level livingRaised garden bedsUpstairs bonus roomQuartz countertopsStainless steel appliancesGenerous closet spaceCovered patio
- 181 days |
- 1,216 |
- 76 |
Zillow last checked:
Listing updated:
Listed by:
Sarah Schnitker 208-890-9107,
Coldwell Banker Tomlinson
Source: IMLS,MLS#: 98965531
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: Main
- Area: 195
- Dimensions: 13 x 15
Bedroom 2
- Level: Main
- Area: 165
- Dimensions: 11 x 15
Bedroom 3
- Level: Main
- Area: 121
- Dimensions: 11 x 11
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Gas Water Heater, Dishwasher, Disposal, Oven/Range Built-In, Gas Range
Features
- Bed-Master Main Level, Great Room, Double Vanity, Central Vacuum Plumbed, Walk-In Closet(s), Breakfast Bar, Pantry, Quartz Counters, Number of Baths Main Level: 2, Bonus Room Size: 16x26, Bonus Room Level: Upper
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: One, Gas, Insert
Interior area
- Total structure area: 2,424
- Total interior livable area: 2,424 sqft
- Finished area above ground: 2,424
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached, Driveway
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Single w/ Upstairs Bonus Room
- Exterior features: Dog Run
- Pool features: Community
- Fencing: Full,Vinyl
Lot
- Size: 0.25 Acres
- Dimensions: 132 x 70
- Features: 10000 SF - .49 AC, Garden, Irrigation Available, Sidewalks, Corner Lot, Auto Sprinkler System, Drip Sprinkler System, Full Sprinkler System, Pressurized Irrigation Sprinkler System
Details
- Parcel number: R0768240480
- Zoning: R-8
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stucco, HardiPlank Type
- Roof: Composition
Condition
- Year built: 2019
Details
- Builder name: Alturas
Utilities & green energy
- Electric: Photovoltaics Seller Owned
- Water: Public
- Utilities for property: Sewer Connected, Cable Connected
Community & HOA
Community
- Subdivision: Bainbridge
HOA
- Has HOA: Yes
- HOA fee: $720 annually
Location
- Region: Meridian
Financial & listing details
- Price per square foot: $248/sqft
- Tax assessed value: $676,200
- Annual tax amount: $2,617
- Date on market: 10/23/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
Estimated market value
$599,300
$569,000 - $629,000
$2,559/mo
Price history
Price history is unavailable.
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,617 +2.4% | $676,200 +3.9% |
| 2024 | $2,557 -28.6% | $650,700 +8.3% |
| 2023 | $3,581 +27.3% | $600,700 -24.9% |
| 2022 | $2,813 +3.1% | $799,500 +53.4% |
| 2021 | $2,727 +163.5% | $521,300 +22% |
| 2020 | $1,035 | $427,200 +408.6% |
| 2019 | -- | $84,000 |
| 2018 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment
$3,176/mo
Principal & interest
$2901
Property taxes
$215
HOA Fees
$60
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Climate risks
Neighborhood: 83646
Nearby schools
GreatSchools rating
- 8/10PLEASANT VIEW ELEMENTARYGrades: PK-5Distance: 0.5 mi
- 9/10STAR MIDDLE SCHOOLGrades: 6-8Distance: 3.7 mi
- 10/10Owyhee High SchoolGrades: 9-12Distance: 2.4 mi
Schools provided by the listing agent
- Elementary: Ponderosa
- Middle: Star
- High: Owyhee
- District: West Ada School District
Source: IMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Idaho
- Ada County
- Meridian
- 83646
- 4282 W Silver Riv
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