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For sale
  • Price cut: $27K (3/10)
    $598,000

    428 Klosterman Rd W, Palm Harbor, FL 34683

    4beds
    1,772sqft
    : 
    Single Family Residence
    Built in 1993
    0.31 Acres Lot
    $-- Zestimate®
    $337/sqft
    $5/mo HOA

    What's special

    Sparkling blue swimming poolLarge loftSpectacular viewUpdated ceilingFresh paintNew roofBeautiful custom koi pond
    One or more photo(s) has been virtually staged. Boater's Paradise! UNAFFECTED BY HURRICANES, No damage or flooding here! LOWEST PRICED HOME IN PINELLAS WITH GULF ACCESS! JUST UPDATED, NEW POOL AND PUMP! NEW DECKING. LIFT SERVICED AND PAINTED! NEW BOATHOUSE PAINT! Salt water living with direct access to the Gulf of Mexico. This Florida style 4 bedrooms, 2 bathrooms, POOL home is located in Beautiful Palm harbor, FL. Enter to find gorgeous wood-like flooring, tons of light and soaring ceilings. The bottom floor offers 2 bedrooms, 1 Office (or Bedroom) full bathroom, kitchen, living room, and laundry room. The whole upstairs is the spacious Master suite which also includes a remodeled bathroom, walk-in closets, and large loft (flex space) overlooking the living room. There is a walk out deck from the master, perfect to enjoy your morning coffee. Sliding doors lead from the kitchen and living room out to this beautiful custom built Key West style back yard which includes a Large Boathouse (13'x23') with an updated ceiling and fresh paint. There is full electric so you can watch tv or plug in essentials for entertaining. The spectacular view is directly overlooking the water. The NEW wood/composite deck (gray) is over 1700 sq. ft, has plenty of room for dining or sunning, and includes a beautiful, large sparkling blue swimming pool. You will love the low maintenance natural rip/rap rock (no seawall needed) with your own dock and boat lift accommodating boats up to 27ft. There is extra space in the yard for boats, trailers, or storage as well and a beautiful custom Koi pond. Nice and private with New Vinyl fencing 2019. Home Has been freshly painted top to bottom. NEW KITCHEN, New Stainless Dishwasher, Microwave and Refrigerator 2020. All new window treatments in 2020. NEW ROOF in August 2018. Newer AC. All new hardware and updated lighting throughout. Move right in and and live like you are on vacation in your own private oasis within this desirable Boating Community. BONUS**This home comes equipped with a whole house generator/shed for storage. Enjoy your 2 car garage and widened driveway with tons of room for parking. NO HOA (optional). LOW Flood Ins. Close to beaches and entertainment. Schedule your private showing today!
    160 days
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    3,919
    |
    212
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    Zillow last checked: 7 hours ago

    Listing updated: March 10, 2026 at 12:32pm

    Listing Provided by:

    Christina Paolillo 727-458-2482,

    CHARLES RUTENBERG REALTY INC 727-538-9200

    Source: Stellar MLS,MLS#: TB8396848MLS LogoOriginating MLS: Suncoast Tampa

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Built-in Closet
      • Level: Second
      • Area: 120 Square Feet
      • Dimensions: 12x10
      Kitchen
      • Level: First
      • Area: 72 Square Feet
      • Dimensions: 9x8
      Living room
      • Level: First
      • Area: 168 Square Feet
      • Dimensions: 12x14
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Microwave, Range, Refrigerator
      • Laundry: Inside
      Features
      • Ceiling Fan(s), Open Floorplan, Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile, Hardwood
      • Has fireplace: No
      Interior area
      • Total structure area: 2,008
      • Total interior livable area: 1,772 sqft
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      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Other
      • Has private pool: Yes
      • Pool features: In Ground
      • On waterfront: Yes
      • Waterfront features: Canal Front, Gulf/Ocean, Gulf/Ocean to Bay, Saltwater Canal Access
      Lot
      • Size: 0.31 Acres
      • Dimensions: 80 x 140
      Details
      • Parcel number: 232715094200000490
      • Zoning: R-3
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Wood Frame (FSC Certified)
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1993

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Phone Available

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: BLUE JAY WOODLANDS- PH 1
      HOA
      • Has HOA: Yes
      • HOA fee: $5 monthly
      • HOA name: John O'Hanlon
      • HOA phone: 727-871-1851
      Location
      • Region: Palm Harbor

      Financial & listing details

      • Price per square foot: $337/sqft
      • Tax assessed value: $485,401
      • Annual tax amount: $6,339
      • Date on market: 6/13/2025
      • Cumulative days on market: 264 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        $3,294/mo

        Price history

        Price history
        DateEventPrice
        3/14/2026Listed for rent$3,600+2.9%$2/sqft
        Source: Stellar MLS #TB8486687 Report a problem
        3/10/2026Price change$598,000-4.3%$337/sqft
        Source: Stellar MLS #TB8396848 Report a problem
        2/24/2026Listed for sale$625,000$353/sqft
        Source: Stellar MLS #TB8396848 Report a problem
        2/20/2026Pending sale$625,000$353/sqft
        Source: Stellar MLS #TB8396848 Report a problem
        1/20/2026Price change$625,000-2.2%$353/sqft
        Source: Stellar MLS #TB8396848 Report a problem
        1/14/2026Listed for sale$639,000$361/sqft
        Source: Stellar MLS #TB8396848 Report a problem
        1/13/2026Pending sale$639,000$361/sqft
        Source: Stellar MLS #TB8396848 Report a problem
        12/14/2025Price change$639,000-1.5%$361/sqft
        Source: Stellar MLS #TB8396848 Report a problem
        11/4/2025Listing removed$3,500$2/sqft
        Source: Stellar MLS #TB8413706 Report a problem
        11/4/2025Price change$649,000-0.2%$366/sqft
        Source: Stellar MLS #TB8396848 Report a problem
        10/13/2025Listed for sale$650,000$367/sqft
        Source: Stellar MLS #TB8396848 Report a problem
        10/1/2025Listing removed$650,000$367/sqft
        Source: Stellar MLS #TB8396848 Report a problem
        8/4/2025Listed for rent$3,500-11.4%$2/sqft
        Source: Stellar MLS #TB8413706 Report a problem
        6/13/2025Listed for sale$650,000+70.8%$367/sqft
        Source: Stellar MLS #TB8396848 Report a problem
        7/11/2024Listing removed--
        Source: Stellar MLS #U8238559 Report a problem
        5/1/2024Price change$3,950-12.2%$2/sqft
        Source: Stellar MLS #U8238559 Report a problem
        4/12/2024Listed for rent$4,500+18.4%$3/sqft
        Source: Stellar MLS #U8238559 Report a problem
        10/24/2022Listing removed--
        Source: Zillow Rental Network_1 Report a problem
        9/16/2022Price change$3,800-5%$2/sqft
        Source: Zillow Rental Network_1 #U8172066 Report a problem
        8/25/2022Price change$4,000-5.9%$2/sqft
        Source: Zillow Rental Network_1 #U8172066 Report a problem
        8/2/2022Listed for rent$4,250$2/sqft
        Source: Zillow Rental Network_1 #U8172066 Report a problem
        6/14/2021Sold$380,546-27.5%$215/sqft
        Source: Public Record Report a problem
        4/27/2021Listed for sale$525,000+37.3%$296/sqft
        Source: Owner Report a problem
        12/27/2019Sold$382,500-4.4%$216/sqft
        Source: Public Record Report a problem
        11/4/2019Pending sale$399,900$226/sqft
        Source: CHARLES RUTENBERG REALTY INC #U8054975 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$8,739 +2.8%$485,401 +4.8%
        2023$8,500 -4.3%$463,306 -3.8%
        2022$8,883 +26.2%$481,691 +36.1%
        2021$7,039 +11%$353,958 +10%
        2020$6,340 +168.1%$321,780 +107%
        2019$2,365 $155,445 +1.9%
        2018$2,365 +1.6%$152,547 +2.1%
        2017$2,328 +2.2%$149,409 +2.1%
        2016$2,278 -1.6%$146,336 +0.7%
        2015$2,314 +0.4%$145,319 +0.8%
        2014$2,304 +1.1%$144,166 +1.5%
        2013$2,278 +7.4%$142,035 +1.7%
        2012$2,121 $139,661 +3%
        2011-- $135,593 +1.5%
        2010-- $133,589 +2.7%
        2009-- $130,077 +0.1%
        2008$1,837 $129,947 +3%
        2007-- $126,162 -44.2%
        2005-- $226,100 +9.2%
        2004$2,009 +1.8%$207,000 +18.2%
        2003$1,973 +17.9%$175,200 +19.5%
        2002$1,673 $146,600 +1.4%
        2001$1,673 +5.9%$144,600 +16.2%
        2000$1,580 $124,400

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $3,889/mo
        Principal & interest
        $2982
        Property taxes
        $902
        HOA Fees
        $5
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          Climate risks

          Neighborhood: 34683

          Getting around

          19 / 100
          Car-Dependent
          22 / 100
          Minimal Transit
          41 / 100
          Somewhat Bikeable

          Nearby schools

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