Gated resort Living at its Finest located in Regatta Bay the #4 Ranked Golf Course in Florida! Nestled on a premier homesite with lake and golf course views, this single-level estate exudes European charm. The home features two spacious living areas, a formal dining room, a cozy kitchen nook, three bedrooms, 2.5 bathrooms, and a dedicated office. Walk in to the stunning 35-foot wall of windows showing off the sparkling pool and private back yard, and seamlessly blending indoor and outdoor living. The gourmet kitchen is a chef's dream, equipped with high-end CafA(c) appliances, a Sub-Zero refrigerator, gas stove, convection oven, microwave, dishwasher, and wine cooler. The primary suite offers refined finishes, ample closet space, a wet bar/coffee station, and direct lanai access. Additional bedrooms are thoughtfully designed, complemented by two garages for three vehicles and 580 square feet of floored attic storage. A perfect fusion of luxury and functionality. Location is everything when you can take your Golf Cart to Dinner, Shopping, Marina, School and Beaches within just minutes from your home! Regatta Bay is one of the few Resorts that offers a Red light to exit or cross over Highway 98. Golf Academy & Member's covered practice area with greenside bunkers, Pool and Playground, Tennis & Pickle Ball Courts, Member's Lounge, Library, and Locker Rooms, Trackman Technology from PGA Professionals, GPS System on all golf carts, Discounts at the Pro-Shop and Restaurant, Private Golf Bag Storage, On-course circulating beverage carts, Lulu's Restaurant & Bar on The Bay, Access to the private pool & bar overlooking the Choctawhatchee Bay, Boat Storage Options, Marina Ship Store, Boating classes.
For sale
$1,575,000
428 Captains Cir, Destin, FL 32541
3beds
3,408sqft
Est.:
Single Family Residence
Built in 2005
0.66 Acres Lot
$-- Zestimate®
$462/sqft
$325/mo HOA
What's special
Refined finishesDirect lanai accessGas stoveDedicated officeSparkling poolGourmet kitchenSingle-level estate
- 102 days |
- 470 |
- 28 |
Zillow last checked: 8 hours ago
Listing updated: December 06, 2025 at 07:31am
Listed by:
Robin A Lee 850-974-8706,
Florida Sales Realty,
Mary Ann Troiano 850-865-6111,
Destin Luxury Real Estate and Rental
Source: ECAOR,MLS#: 984522
Originating MLS: Emerald Coast
Originating MLS: Emerald CoastTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Features: MBed First Floor
- Level: First
Bedroom
- Level: First
Primary bathroom
- Features: Double Vanity, MBath Separate Shwr, MBath Tile, Walk-In Closet(s)
Kitchen
- Level: First
Living room
- Level: First
Heating
- Natural Gas
Cooling
- AC - 2 or More, Electric, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Gas Range, Wine Refrigerator, Gas Water Heater
- Laundry: Washer/Dryer Hookup, Laundry Room
Features
- Breakfast Bar, Bookcases, Crown Molding, High Ceilings, Ceiling Tray/Cofferd, Kitchen Island, Recessed Lighting, Pantry, Split Bedroom, Wet Bar, Central Vacuum, Bedroom, Breakfast Room, Dining Area, Family Room, Kitchen, Living Room, Master Bathroom, Master Bedroom, Office, Owner's Closet
- Flooring: Tile, Carpet
- Windows: Window Treatments
- Has fireplace: Yes
- Fireplace features: Gas
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 3,408
- Total interior livable area: 3,408 sqft
Property
Parking
- Total spaces: 12
- Parking features: Attached, Garage Door Opener, Garage
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Features
- Stories: 1
- Patio & porch: Patio Covered
- Exterior features: Barbecue, Lawn Pump, Sprinkler System, Outdoor Kitchen, BBQ Pit/Grill, Boat Launch, Tennis
- Has private pool: Yes
- Pool features: Private, Pool - Enclosed, Heated, In Ground
- Has spa: Yes
- Spa features: MBath Whirlpool
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Waterfront
Lot
- Size: 0.66 Acres
- Dimensions: 273 x 91
- Features: Controlled Access, Corner Lot, Covenants, Restrictions, Survey Available, Within 1/2 Mile to Water, Wooded, Golf
Details
- Parcel number: 002S22051500000010
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
Materials
- Frame, Stucco
- Roof: Roof Tile/Slate
Condition
- Construction Complete
- Year built: 2005
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Underground Utilities
Community & HOA
Community
- Features: Fishing, Gated, Playground, Pool
- Security: Security System, Smoke Detector(s)
- Subdivision: Regatta Bay Ph 1
HOA
- Has HOA: Yes
- Services included: Accounting, Legal, Management, Security
- HOA fee: $975 quarterly
Location
- Region: Destin
Financial & listing details
- Price per square foot: $462/sqft
- Tax assessed value: $1,149,564
- Annual tax amount: $7,571
- Date on market: 9/3/2025
- Cumulative days on market: 285 days
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 9/3/2025 | Listed for sale | $1,575,000-1.5%$462/sqft |
Source:  ECAOR #984522 Report a problem | ||
| 8/29/2025 | Listing removed | $1,599,000$469/sqft |
Source: ECAOR #969827 Report a problem | ||
| 6/5/2025 | Price change | $1,599,000-5.9%$469/sqft |
Source: ECAOR #969827 Report a problem | ||
| 2/28/2025 | Listed for sale | $1,699,000+13.3%$499/sqft |
Source: ECAOR #969827 Report a problem | ||
| 3/7/2024 | Sold | $1,499,880-6.2%$440/sqft |
Source: ECAOR #933689 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,572 +2.2% | $756,234 +3% |
| 2023 | $7,410 +2.1% | $734,208 +3% |
| 2022 | $7,255 -0.3% | $712,823 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$10,368/mo
Principal & interest
$7878
Property taxes
$1614
Other costs
$876
Climate risks
Neighborhood: 32541
Nearby schools
GreatSchools rating
- 8/10Destin Middle SchoolGrades: 5-8Distance: 0.6 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 13.4 mi
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 4.6 mi
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Destin
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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