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  • $130,000

    424 Prospect St, Watertown, NY 13601

    4beds
    1,914sqft
    Multi Family
    Built in 1872
    -- sqft lot
    $130,000 Zestimate®
    $68/sqft
    $1,320 Estimated rent

    Owner options

    List your home for rent

    $1,320/mo

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    $1,320/mo

    Rent Zestimate®

    Refinance and save

    $714/mo

    Est. payment

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    $714/mo

    Est. payment

    What's special

    Welcome to this exceptional duplex investment opportunity that perfectly balances income potential with personal living possibilities. This well-maintained multi-family property features four spacious bedrooms and two full bathrooms across 1,914 square feet of thoughtfully designed living space. The upper apartment comes partially furnished, making it move-in ready for tenants or providing immediate comfort if you choose to call it home. Meanwhile, the lower unit offers flexibility for additional rental income. Both apartments benefit from the durability and energy efficiency of a quality metal roof, ensuring long-term protection and reduced maintenance costs. Located conveniently close to downtown Watertown, residents enjoy easy access to local amenities, dining, and entertainment while maintaining a peaceful residential atmosphere. The property sits on a nicely maintained lot with a fenced backyard, providing privacy and outdoor space for relaxation. This duplex represents an excellent opportunity for both seasoned investors and first-time buyers looking to house hack their way into real estate ownership. Live in one unit while generating rental income from the other, or maximize your investment returns by renting both apartments. The partially furnished upper unit eliminates the hassle and expense of furnishing for new tenants. Whether you're seeking a smart investment strategy, considering a live-in rental property, or looking for a unique housing solution, this duplex offers the versatility and income potential to meet your goals. The combination of location, condition, and rental possibilities makes this property a standout opportunity in today's market.

    Zillow last checked: 8 hours ago

    Listing updated: September 22, 2025 at 07:41am

    Listed by:

    Ricky Gates 315-783-7163,

    eXp Realty

    Bought with:

    Joseph Murtha, 10401340808

    North Star Real Estate & Property Management

    Source: NYSAMLSs,MLS#: S1591523MLS LogoOriginating MLS: Jefferson-Lewis Board

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 2
    • Full bathrooms: 2
    Heating
    • Gas, Baseboard, Forced Air, Hot Water
    Appliances
    • Included: Gas Water Heater
    Features
    • Flooring: Carpet, Laminate, Tile, Varies, Vinyl
    • Basement: Full
    • Has fireplace: No
    Interior area
    • Total structure area: 1,914
    • Total interior livable area: 1,914 sqft

    Property

    Parking
    • Parking features: Two or More Spaces
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Balcony
    • Exterior features: Balcony
    Lot
    • Size: 4,299 sqft
    • Dimensions: 50 x 86
    • Features: Rectangular, Rectangular Lot, Residential Lot
    Details
    • Parcel number: 22180000700000062060000000
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: MultiFamily
    • Property subtype: Multi Family
    Materials
    • Vinyl Siding
    • Foundation: Stone
    • Roof: Metal
    Condition
    • Resale
    • Year built: 1872

    Utilities & green energy

    • Electric: Circuit Breakers
    • Sewer: Connected
    • Water: Connected, Public
    • Utilities for property: Cable Available, High Speed Internet Available, Sewer Connected, Water Connected

    Community & neighborhood

    Location
    • Region: Watertown

    Other

    Other facts
    • Listing terms: Cash,Conventional,FHA,VA Loan