Historic beauty in very desirable downtown Waterloo! Aside from the perfect location this home has so much to love from the wrap around covered porch to the oversize garage/workshop. As you enter the home you are greeted by 9' ceilings and historic charm throughout the main floor. The primary bedroom and bathroom are conveniently located on the main floor making it ideal if stairs are not your thing. Recent updates include living/dining room carpet and renovations to both bathrooms. The upstairs features two additional bedrooms and a bonus room currently used as a closet. The full basement is unfinished great for storage or future equity. This is where you will find the washer/dryer hook up as well as the water heater 2017, HVAC 2005, and also some newer plumbing. The front porch is made from all newer composite materials so you can live maintenance free. The architectural shingles were replaced in 2014. The spacious garage measures 37' x 23'. The front houses 2 vehicles, the back section is a full on workshop, and the attic space is more storage then you could ever need! This is any hobbyist dream come true. A stamped concrete driveway/back patio connects the back of the home to the garage. Seller welcomes all loan types. Buyers and buyers agents to verify all data.
Closed
Listing Provided by:
Jason E Buss 618-580-1016,
RE/MAX Preferred
Bought with: RE/MAX Preferred
$250,000
421 S Church St, Waterloo, IL 62298
3beds
1,110sqft
Single Family Residence
Built in 1900
0.3 Acres Lot
$250,300 Zestimate®
$225/sqft
$1,556 Estimated rent
Home value
$250,300
$208,000 - $303,000
$1,556/mo
Zestimate® history
Loading...
Owner options
List your home for rent
$1,556/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
Learn more$1,556/mo
Rent Zestimate®
Refinance and save
$1,411/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
See today's rates$1,411/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Zillow last checked: 7 hours ago
Listing updated: December 15, 2025 at 02:59pm
Listing Provided by:
Jason E Buss 618-580-1016,
RE/MAX Preferred
Bought with:
Jason E Buss, 475162134
RE/MAX Preferred
Source: MARIS,MLS#: 25075338
Originating MLS: Southwestern Illinois Board of REALTORS
Originating MLS: Southwestern Illinois Board of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 154
- Dimensions: 14x11
Bedroom 2
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 120
- Dimensions: 12x10
Bedroom 3
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 112
- Dimensions: 14x8
Bathroom
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 40
- Dimensions: 8x5
Bathroom 2
- Description: Half bath with room to convert to full
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Upper
- Area: 50
- Dimensions: 10x5
Bonus room
- Description: Used as a closet for bedroom 2
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 104
- Dimensions: 13x8
Dining room
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 210
- Dimensions: 15x14
Kitchen
- Features: Floor Covering: Wood
- Level: Main
- Area: 110
- Dimensions: 11x10
Living room
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 210
- Dimensions: 15x14
Mud room
- Features: Floor Covering: Wood
- Level: Main
- Area: 112
- Dimensions: 14x8
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Range Hood, Free-Standing Gas Range, Refrigerator
Features
- High Ceilings, Master Downstairs, Separate Dining, Walk-In Closet(s), Workshop/Hobby Area
- Flooring: Carpet, Vinyl, Wood
- Doors: Panel Door(s)
- Basement: Concrete,Unfinished
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 1,110
- Total interior livable area: 1,110 sqft
- Finished area above ground: 1,110
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Concrete, Detached, Driveway, Oversized, Private, Workshop in Garage
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One and One Half
- Exterior features: Courtyard, Lighting, Private Yard
- Pool features: None
- Fencing: None
Lot
- Size: 0.30 Acres
- Features: Back Yard
Details
- Parcel number: 0725406030000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Brick, Stucco
- Foundation: Stone
- Roof: Architectural Shingle
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1900
Utilities & green energy
- Electric: 220 Volts
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Community & neighborhood
Location
- Region: Waterloo
- Subdivision: South Outlots
Other
Other facts
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Private
Price history
| Date | Event | Price |
|---|---|---|
| 12/15/2025 | Sold | $250,000+2%$225/sqft |
Source:  MARIS #25075338 Report a problem | ||
| 12/12/2025 | Pending sale | $245,000$221/sqft |
Source: MARIS #25075338 Report a problem | ||
| 11/17/2025 | Contingent | $245,000$221/sqft |
Source: MARIS #25075338 Report a problem | ||
| 11/14/2025 | Listed for sale | $245,000$221/sqft |
Source: MARIS #25075338 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,144 -13.9% | $68,290 +6.5% |
| 2023 | $3,654 -0.7% | $64,120 +0.6% |
| 2022 | $3,680 | $63,750 +5% |
Find assessor info on the county website
Neighborhood: 62298
Nearby schools
GreatSchools rating
- 4/10Gardner Elementary SchoolGrades: 4-5Distance: 0.6 mi
- 9/10Waterloo Junior High SchoolGrades: 6-8Distance: 0.7 mi
- 8/10Waterloo High SchoolGrades: 9-12Distance: 1.1 mi
Schools provided by the listing agent
- Elementary: Waterloo Dist 5
- Middle: Waterloo Dist 5
- High: Waterloo
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$250,300
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$250,300
- Illinois
- Monroe County
- Waterloo
- 62298
- 421 S Church St