Nestled in the heart of Amelia Island, this charming two-story home offers the perfect blend of character, comfort, and convenience. From the moment you step onto the inviting front porch, you’ll feel right at home.
Inside, you’re greeted by vaulted ceilings, a cozy fireplace in the great room—perfect for relaxing or entertaining. The kitchen features a breakfast bar and pantry, and flows seamlessly into the living and dining spaces. French doors lead out to multiple porches, ideal for enjoying your morning coffee or unwinding in the evening.
With three spacious bedrooms—each with its own bathroom—plus a powder room for guests, there’s room for everyone. The upstairs primary suite has an on suite bathroom and a large walk-in closet. A convenient elevator, upstairs laundry, utility/elevator closet and full-house generator add comfort and ease to daily living.
Outdoors, both the front and backyard are fully fenced, with a covered carport and plenty of additional parking. Just a quick bike or golf cart ride to downtown Fernandina Beach, this home is perfectly positioned to enjoy island living at its finest.
For sale
Price cut: $90K (11/14)
$875,000
420 S 4th St, Fernandina Beach, FL 32034
3beds
2,548sqft
Est.:
Single Family Residence
Built in 2005
4,791.6 Square Feet Lot
$819,600 Zestimate®
$343/sqft
$-- HOA
What's special
Cozy fireplaceMultiple porchesSpacious bedroomsBreakfast barOn suite bathroomFull-house generatorFrench doors
- 163 days |
- 563 |
- 20 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: December 22, 2025 at 10:11pm
Listed by:
Grace Royal 904-583-9252,
CABANA LANE, INC.
Source: AINCAR,MLS#: 112986
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
Originating MLS: Amelia Island-Nassau County Assoc of Realtors IncTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- Partial bathrooms: 1
Primary bedroom
- Description: Flooring: Carpet
- Level: Upper
Bedroom
- Description: Flooring: Plank,Vinyl,Wood
- Level: Main
Bedroom
- Description: Flooring: Carpet
- Level: Upper
Primary bathroom
- Description: Flooring: Tile
- Level: Upper
Bathroom
- Description: Flooring: Tile
- Level: Main
Bathroom
- Description: Flooring: Tile
- Level: Main
Bathroom
- Description: Flooring: Tile
- Level: Upper
Dining room
- Description: Flooring: Wood
- Level: Main
Great room
- Description: Flooring: Wood
- Level: Main
Kitchen
- Description: Flooring: Wood
- Level: Main
Living room
- Description: Flooring: Wood
- Level: Main
Utility room
- Description: Flooring: Tile
- Level: Upper
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Dryer, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Stove, Washer
Features
- Ceiling Fan(s), Elevator, French Door(s)/Atrium Door(s), Fireplace, Storage, Shutters, Cable TV, Vaulted Ceiling(s)
- Doors: French Doors
- Windows: Other, See Remarks, Plantation Shutters
- Has fireplace: Yes
Interior area
- Total structure area: 2,548
- Total interior livable area: 2,548 sqft
Property
Parking
- Parking features: Carport, Driveway, On Street
- Has carport: Yes
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Covered, Front Porch, Patio
- Exterior features: Fence
- Pool features: None
Lot
- Size: 4,791.6 Square Feet
- Dimensions: 50 x 100
Details
- Parcel number: 000031180001380040
- Zoning: R-2
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subtype: Single Family Residence
Materials
- Fiber Cement, Frame
- Roof: Shingle
Condition
- Resale
- Year built: 2005
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
HOA
- Has HOA: No
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $343/sqft
- Tax assessed value: $473,731
- Annual tax amount: $2,776
- Date on market: 7/14/2025
- Cumulative days on market: 165 days
- Listing terms: Cash,Conventional
- Road surface type: Paved
Estimated market value
$819,600
$779,000 - $861,000
$4,656/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/14/2025 | Price change | $875,000-9.3%$343/sqft |
Source:  AINCAR #112986 Report a problem | ||
| 9/11/2025 | Price change | $965,000-1%$379/sqft |
Source: AINCAR #112986 Report a problem | ||
| 7/14/2025 | Listed for sale | $975,000+176.3%$383/sqft |
Source: AINCAR #112986 Report a problem | ||
| 5/17/2013 | Sold | $352,900-11.8%$139/sqft |
Source: Public Record Report a problem | ||
| 6/19/2007 | Sold | $400,000+60.1%$157/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,776 +1.3% | $198,003 +3% |
| 2023 | $2,740 +3.8% | $192,236 +3% |
| 2022 | $2,640 +0.3% | $186,637 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$5,688/mo
Principal & interest
$4186
Property taxes
$1196
Home insurance
$306
Climate risks
Neighborhood: 32034
Nearby schools
GreatSchools rating
- NASouthside Elementary SchoolGrades: PK-2Distance: 0.7 mi
- 6/10Fernandina Beach High SchoolGrades: PK,3,8-12Distance: 0.9 mi
- 10/10Fernandina Beach Middle SchoolGrades: PK,6-8Distance: 1 mi
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