Exceptional lakefront living on beautiful Jackson Lake! This spacious 4-bedroom, 3 full bath, 1 half bath home offers a thoughtfully designed layout ideal for both everyday living and entertaining. Featuring two living rooms, a separate formal dining room, and two laundry rooms, the home provides flexibility, convenience, and abundant space for all lifestyles. The inviting family room is anchored by a fireplace, creating a warm and welcoming atmosphere, while a second fireplace on the porch offers the perfect setting for enjoying cool evenings overlooking the lake. Enjoy extensive storage throughout, ensuring everything has its place. Step outside to your private outdoor oasis complete with an in-ground saltwater pool, boathouse with lift, and a fire pit perfectly positioned by the water-ideal for relaxing evenings and unforgettable gatherings. Whether hosting family and friends or enjoying quiet mornings by the lake, this property delivers the ultimate Jackson Lake lifestyle with comfort, functionality, and stunning waterfront views!
Active
$1,384,900
420 Ridge Point Dr, Monticello, GA 31064
4beds
3,929sqft
Est.:
Single Family Residence
Built in 2022
1.38 Acres Lot
$1,326,300 Zestimate®
$352/sqft
$79/mo HOA
What's special
In-ground saltwater poolSeparate formal dining roomStunning waterfront viewsPrivate outdoor oasisThoughtfully designed layoutInviting family roomTwo laundry rooms
- 6 days |
- 254 |
- 26 |
Zillow last checked: 8 hours ago
Listing updated: December 26, 2025 at 11:29am
Listed by:
Diane O'Cain 770-853-3161,
SouthSide, REALTORS
Source: GAMLS,MLS#: 10661554
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Bonus Room, Den, Family Room, Foyer, Laundry, Other
Dining room
- Features: Seats 12+, Separate Room
Kitchen
- Features: Breakfast Area, Breakfast Room, Kitchen Island, Solid Surface Counters, Walk-in Pantry
Heating
- Central, Electric
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Cooktop, Electric Water Heater, Microwave, Oven, Stainless Steel Appliance(s)
- Laundry: In Hall, Mud Room
Features
- Bookcases, Double Vanity, High Ceilings, Master On Main Level, Separate Shower, Tile Bath, Walk-In Closet(s), Wine Cellar
- Flooring: Sustainable, Tile
- Windows: Double Pane Windows, Window Treatments
- Basement: Bath Finished,Concrete,Daylight,Finished,Full
- Number of fireplaces: 2
- Fireplace features: Family Room, Outside
Interior area
- Total structure area: 3,929
- Total interior livable area: 3,929 sqft
- Finished area above ground: 2,140
- Finished area below ground: 1,789
Property
Parking
- Total spaces: 3
- Parking features: Attached, Garage, Garage Door Opener, Kitchen Level
- Has attached garage: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Porch
- Has private pool: Yes
- Pool features: In Ground, Salt Water
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Deep Water Access, Lake, Seawall
- Body of water: Jackson
- Frontage type: Lakefront,Waterfront
- Frontage length: Waterfront Footage: 136
Lot
- Size: 1.38 Acres
- Features: Level, Private
- Residential vegetation: Cleared, Partially Wooded
Details
- Parcel number: 025C 082 045
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman,Traditional
- Property subtype: Single Family Residence
Materials
- Press Board, Wood Siding
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 2022
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Available, High Speed Internet, Propane, Underground Utilities, Water Available
Community & HOA
Community
- Features: Clubhouse, Gated, Pool, Shared Dock
- Subdivision: Peninsula at Jackson Lake
HOA
- Has HOA: Yes
- Services included: Insurance, Private Roads, Reserve Fund, Swimming
- HOA fee: $950 annually
Location
- Region: Monticello
Financial & listing details
- Price per square foot: $352/sqft
- Tax assessed value: $1,099,900
- Annual tax amount: $10,228
- Date on market: 12/24/2025
- Cumulative days on market: 6 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: 1031 Exchange,Cash,Conventional,FHA,VA Loan
- Electric utility on property: Yes
Estimated market value
$1,326,300
$1.26M - $1.39M
$3,015/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/25/2025 | Listed for sale | $1,384,900+130.8%$352/sqft |
Source:  GAMLS #10661554 Report a problem | ||
| 1/17/2023 | Sold | $600,000+141%$153/sqft |
Source: Public Record Report a problem | ||
| 2/23/2022 | Sold | $249,000+16.4%$63/sqft |
Source: Public Record Report a problem | ||
| 1/22/2021 | Sold | $214,000+26%$54/sqft |
Source: Public Record Report a problem | ||
| 9/13/2019 | Sold | $169,900$43/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $10,248 +30.6% | $439,960 +30.8% |
| 2023 | $7,849 +227.8% | $336,320 +282.2% |
| 2022 | $2,394 -5.8% | $88,000 +10% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$8,557/mo
Principal & interest
$6966
Property taxes
$1027
Other costs
$564
Climate risks
Neighborhood: 31064
Nearby schools
GreatSchools rating
- 5/10Washington Park Elementary SchoolGrades: 3-5Distance: 8.8 mi
- 4/10Jasper County Middle SchoolGrades: 6-8Distance: 9.6 mi
- 6/10Jasper County High SchoolGrades: 9-12Distance: 7.9 mi
Schools provided by the listing agent
- Elementary: Washington Park
- Middle: Jasper County
- High: Jasper County
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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