This is a rare opportunity to own a truly amazing lakefront property combining peaceful country living, functional space, and endless possibilities-all just minutes from downtown St. Charles! This stunning 4 bedroom, 4 bath ranch home in St. Charles offers the perfect blend of comfort, space, and versatility. Enjoy lakefront living with private lake access-ideal for boating, fishing, or simply relaxing by the water. A studio apartment/in law suite with a full kitchen and private full bath offers flexible generational living or rental possibilities and is considered the 4th bedroom and 4th bathroom for this home! Inside, the open living and dining room combo features a cozy fireplace and access to a spacious deck overlooking the lake. The kitchen with an eating area provides plenty of room for everyday meals and gatherings. The finished walk-out basement includes a second fireplace and additional living space for entertaining or relaxation. Outside, you'll find a 3-car detached garage, plus a 12x32 drive-through shed (second 2-stall garage) perfect for storage, hobbies, or equipment. With tranquil water views and nature all around, this lakefront haven offers the perfect blend of relaxation and refined living-you'll never want to leave.
Closed
$587,000
41W331 Empire Rd, St Charles, IL 60175
4beds
3,398sqft
Single Family Residence
Built in 1963
1.97 Acres Lot
$617,500 Zestimate®
$173/sqft
$4,962 Estimated rent
Home value
$617,500
$587,000 - $648,000
$4,962/mo
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Zillow last checked: 7 hours ago
Listing updated: 16 hours ago
Listing courtesy of:
Carie Holzl (630)277-0569,
Keller Williams Infinity,
Stacy Schoester 630-256-8164,
Keller Williams Infinity
Bought with:
Tracy McGinnis
RE/MAX Professionals Select
Source: MRED as distributed by MLS GRID,MLS#: 12595319
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Primary bedroom
- Features: Flooring (Hardwood), Bathroom (Full, Shower Only)
- Level: Main
- Area: 117 Square Feet
- Dimensions: 9X13
Bedroom 2
- Features: Flooring (Hardwood)
- Level: Main
- Area: 99 Square Feet
- Dimensions: 9X11
Bedroom 3
- Features: Flooring (Hardwood)
- Level: Main
- Area: 96 Square Feet
- Dimensions: 8X12
Bedroom 4
- Features: Flooring (Wood Laminate)
- Level: Main
- Area: 352 Square Feet
- Dimensions: 16X22
Bonus room
- Features: Flooring (Ceramic Tile)
- Level: Basement
- Area: 143 Square Feet
- Dimensions: 13X11
Dining room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 88 Square Feet
- Dimensions: 8X11
Other
- Features: Flooring (Ceramic Tile)
- Level: Basement
- Area: 594 Square Feet
- Dimensions: 22X27
Foyer
- Features: Flooring (Ceramic Tile)
- Level: Main
- Area: 60 Square Feet
- Dimensions: 5X12
Kitchen
- Features: Kitchen (Eating Area-Table Space, Pantry-Closet), Flooring (Wood Laminate)
- Level: Main
- Area: 180 Square Feet
- Dimensions: 9X20
Laundry
- Features: Flooring (Other)
- Level: Basement
- Area: 187 Square Feet
- Dimensions: 11X17
Living room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 204 Square Feet
- Dimensions: 12X17
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Range, Microwave, Refrigerator, Washer, Dryer, Water Softener Owned
- Laundry: Sink
Features
- 1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath
- Flooring: Hardwood
- Windows: Screens
- Basement: Finished,Exterior Entry,Rec/Family Area,Storage Space,Full,Walk-Out Access
- Number of fireplaces: 2
- Fireplace features: Living Room, Basement
Interior area
- Total structure area: 3,398
- Total interior livable area: 3,398 sqft
- Finished area below ground: 1,299
Property
Parking
- Total spaces: 3
- Parking features: Asphalt, Yes, Garage Owned, Detached, Garage
- Garage spaces: 3
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 1
- Patio & porch: Deck, Patio
- Has view: Yes
- View description: Water, Back of Property
- Water view: Water,Back of Property
- Waterfront features: Lake Front, Lake Privileges
Lot
- Size: 1.97 Acres
- Features: Mature Trees
Details
- Additional structures: Second Garage
- Parcel number: 0815202009
- Special conditions: None
- Other equipment: Water-Softener Owned, Ceiling Fan(s)
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick
Condition
- New construction: No
- Year built: 1963
Utilities & green energy
- Electric: 200+ Amp Service
- Sewer: Septic Tank
- Water: Well
Community & neighborhood
Security
- Security features: Carbon Monoxide Detector(s)
Community
- Community features: Street Paved
Location
- Region: St Charles
HOA & financial
HOA
- Services included: None
Other
Other facts
- Listing terms: Conventional
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 4/17/2026 | Sold | $587,000-4.6%$173/sqft |
Source:  MRED as distributed by MLS GRID #12595319 Report a problem | ||
| 3/26/2026 | Pending sale | $614,999$181/sqft |
Source: MRED as distributed by MLS GRID #12595319 Report a problem | ||
| 3/18/2026 | Listed for sale | $614,999-2.4%$181/sqft |
Source: MRED as distributed by MLS GRID #12595319 Report a problem | ||
| 11/30/2025 | Listing removed | $630,000$185/sqft |
Source: MRED as distributed by MLS GRID #12484275 Report a problem | ||
| 10/22/2025 | Listed for sale | $630,000$185/sqft |
Source: MRED as distributed by MLS GRID #12484275 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,828 +4% | $104,171 +11.8% |
| 2023 | $5,604 +9.8% | $93,135 +17.8% |
| 2022 | $5,104 +7.2% | $79,055 +5.9% |
| 2021 | $4,762 +0.3% | $74,644 +1.5% |
| 2020 | $4,746 +1.5% | $73,570 +1.5% |
| 2019 | $4,677 +0.1% | $72,490 |
| 2018 | $4,671 +1.1% | $72,490 +1.5% |
| 2017 | $4,620 -20.5% | $71,426 +2.6% |
| 2016 | $5,813 | $69,623 +2.8% |
| 2015 | -- | $67,700 -1.5% |
| 2014 | -- | $68,738 -1.7% |
| 2013 | -- | $69,892 -4.7% |
| 2012 | -- | $73,369 -5.8% |
| 2011 | -- | $77,878 -13.5% |
| 2010 | -- | $90,023 -6.9% |
| 2009 | -- | $96,663 -2% |
| 2008 | -- | $98,606 +4.5% |
| 2007 | -- | $94,401 +6.1% |
| 2006 | -- | $88,990 +6.4% |
| 2005 | -- | $83,676 +4.9% |
| 2004 | -- | $79,737 +4.7% |
| 2003 | -- | $76,150 +1.7% |
| 2002 | -- | $74,888 +2.8% |
| 2001 | -- | $72,820 +4.8% |
| 2000 | -- | $69,478 |
Find assessor info on the county website
Neighborhood: 60175
Nearby schools
GreatSchools rating
- 9/10Wasco Elementary SchoolGrades: K-5Distance: 1.5 mi
- 9/10Thompson Middle SchoolGrades: 6-8Distance: 5.8 mi
- 8/10St Charles North High SchoolGrades: 9-12Distance: 5.2 mi
Schools provided by the listing agent
- District: 303
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$617,500
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$617,500
- Illinois
- Kane County
- Campton Hills
- 60175
- 41W331 Empire Rd