Welcome to this beautifully maintained 4-bedroom, 2.5-bath home offering comfort, space, and privacy. Freshly painted throughout, this bright and inviting residence features an open and airy layout perfect for both everyday living and entertaining. The generously sized bedrooms provide ample room for relaxation, while the well-designed floor plan offers excellent flow and functionality. Step outside to a serene and private backyard - an ideal retreat for outdoor dining, gardening, or simply enjoying peaceful evenings. Located in a quiet, friendly, and highly sought-after neighborhood, this home provides a perfect balance of tranquility and convenience. Spacious, move-in ready, and full of charm - this is a wonderful place to call home.
Pending
$485,000
4195 Settlers Grove Rd, Cumming, GA 30028
4beds
--sqft
Est.:
Single Family Residence
Built in 2006
9,583.2 Square Feet Lot
$473,900 Zestimate®
$--/sqft
$63/mo HOA
What's special
- 91 days |
- 122 |
- 2 |
Zillow last checked: 8 hours ago
Listing updated: January 22, 2026 at 07:09pm
Listed by:
Phuong Ai Liu 678-936-5825,
Virtual Properties Realty.com
Source: GAMLS,MLS#: 10649048
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Other
Kitchen
- Features: Breakfast Area, Kitchen Island, Pantry
Heating
- Central
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Disposal, Refrigerator
- Laundry: Upper Level
Features
- Other
- Flooring: Laminate
- Basement: None
- Number of fireplaces: 1
- Fireplace features: Living Room
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 0
- Finished area above ground: 0
- Finished area below ground: 0
Property
Parking
- Total spaces: 6
- Parking features: Garage, Garage Door Opener
- Has garage: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Exterior features: Garden
- Fencing: Fenced
- Body of water: None
Lot
- Size: 9,583.2 Square Feet
- Features: Private
Details
- Parcel number: 233 291
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Brick Front,Traditional
- Property subtype: Single Family Residence
Materials
- Concrete
- Foundation: Slab
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 2006
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: None
Community & HOA
Community
- Features: Clubhouse, Pool, Tennis Court(s)
- Security: Smoke Detector(s)
- Subdivision: Settlers Lake
HOA
- Has HOA: Yes
- Services included: Swimming, Tennis
- HOA fee: $750 annually
Location
- Region: Cumming
Financial & listing details
- Tax assessed value: $472,410
- Annual tax amount: $4,634
- Date on market: 11/24/2025
- Cumulative days on market: 90 days
- Listing agreement: Exclusive Right To Sell
Estimated market value
$473,900
$450,000 - $498,000
$2,582/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/23/2026 | Pending sale | $485,000 |
Source:  GAMLS #10649048 Report a problem | ||
| 11/24/2025 | Price change | $485,000-4% |
Source:  FMLS GA #7685569 Report a problem | ||
| 9/19/2025 | Price change | $505,000-3.8% |
Source: FMLS GA #7573037 Report a problem | ||
| 7/15/2025 | Price change | $525,000+1.9% |
Source: GAMLS #10514518 Report a problem | ||
| 6/9/2025 | Price change | $515,000-2.8% |
Source: GAMLS #10514518 Report a problem | ||
| 5/3/2025 | Listed for sale | $530,000+169% |
Source: FMLS GA #7573037 Report a problem | ||
| 2/9/2015 | Sold | $197,000-6.2% |
Source:  FMLS GA #5319864 Report a problem | ||
| 1/8/2015 | Pending sale | $210,000 |
Source: LULLWATER REALTY INC. #5319864 Report a problem | ||
| 1/8/2015 | Listed for sale | $210,000 |
Source: LULLWATER REALTY INC. #5319864 Report a problem | ||
| 10/24/2014 | Listing removed | $210,000 |
Source: LULLWATER REALTY INC. #5319864 Report a problem | ||
| 10/24/2014 | Pending sale | $210,000 |
Source: LULLWATER REALTY INC. #5319864 Report a problem | ||
| 10/7/2014 | Price change | $210,000-10.1% |
Source: LULLWATER REALTY INC. #5319864 Report a problem | ||
| 7/18/2014 | Listed for sale | $233,500+79.6% |
Source: LULLWATER REALTY INC. #5319864 Report a problem | ||
| 6/3/2014 | Listing removed | -- |
Source: Auction.com Report a problem | ||
| 5/22/2014 | Price change | $130,000-39.5% |
Source: Auction.com Report a problem | ||
| 5/12/2014 | Listed for sale | -- |
Source: Auction.com Report a problem | ||
| 9/9/2010 | Sold | $215,000 |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,634 +7.6% | $188,964 +8% |
| 2023 | $4,307 +19.6% | $174,984 +29.3% |
| 2022 | $3,600 +13.2% | $135,280 +17.4% |
| 2021 | $3,181 +3.8% | $115,188 +3.8% |
| 2020 | $3,065 +2.4% | $111,008 +2.6% |
| 2019 | $2,993 +13.9% | $108,228 +14.3% |
| 2017 | $2,628 +20.2% | $94,680 +20.2% |
| 2016 | $2,187 | $78,800 -18.4% |
| 2015 | $2,187 +2.5% | $96,600 +15.2% |
| 2014 | $2,133 +11.2% | $83,864 +11% |
| 2013 | $1,918 -1.1% | $75,584 -0.9% |
| 2012 | $1,939 -11.6% | $76,236 -11% |
| 2011 | $2,194 | $85,684 |
| 2010 | -- | -- |
| 2009 | -- | -- |
| 2008 | -- | -- |
| 2007 | -- | $100,308 +258.2% |
| 2006 | $610 | $28,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,638/mo
Principal & interest
$2276
Property taxes
$299
HOA Fees
$63
Climate risks
Neighborhood: Settlers Lake
Nearby schools
GreatSchools rating
- 7/10Silver City Elementary SchoolGrades: PK-5Distance: 2 mi
- 5/10North Forsyth Middle SchoolGrades: 6-8Distance: 3.6 mi
- 8/10North Forsyth High SchoolGrades: 9-12Distance: 3.8 mi
Schools provided by the listing agent
- Elementary: Silver City
- Middle: North Forsyth
- High: North Forsyth
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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