Welcome to this beautifully maintained 4-bedroom, 2.5-bath home offering comfort, space, and privacy. Freshly painted throughout, this bright and inviting residence features an open and airy layout perfect for both everyday living and entertaining. The generously sized bedrooms provide ample room for relaxation, while the well-designed floor plan offers excellent flow and functionality. Step outside to a serene and private backyard – an ideal retreat for outdoor dining, gardening, or simply enjoying peaceful evenings. Located in a quiet, friendly, and highly sought-after neighborhood, this home provides a perfect balance of tranquility and convenience. Spacious, move-in ready, and full of charm — this is a wonderful place to call home. Seller offer $2000 for Buyers closing cost.
Active
Price cut: $20K (11/24)
$485,000
4195 Settlers Grove Rd, Cumming, GA 30028
4beds
2,985sqft
Est.:
Single Family Residence, Residential
Built in 2006
9,583.2 Square Feet Lot
$481,100 Zestimate®
$162/sqft
$63/mo HOA
What's special
- 40 days |
- 759 |
- 62 |
Zillow last checked: 8 hours ago
Listing updated: November 25, 2025 at 12:21pm
Listing Provided by:
Phuong Liu,
Virtual Properties Realty.com
Source: FMLS GA,MLS#: 7685569
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Other
Primary bedroom
- Features: Oversized Master
- Level: Oversized Master
Bedroom
- Features: Oversized Master
Primary bathroom
- Features: Shower Only
Dining room
- Features: Separate Dining Room
Kitchen
- Features: Cabinets Stain, Eat-in Kitchen, Kitchen Island, Pantry, Stone Counters
Heating
- Central
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Disposal, Gas Oven, Gas Range, Refrigerator
- Laundry: Upper Level
Features
- Other
- Flooring: Luxury Vinyl
- Windows: None
- Basement: None
- Number of fireplaces: 1
- Fireplace features: Living Room
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,985
- Total interior livable area: 2,985 sqft
Video & virtual tour
Property
Parking
- Total spaces: 6
- Parking features: Driveway, Garage, Garage Door Opener
- Garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered
- Exterior features: Garden, Private Yard
- Pool features: None
- Spa features: None
- Fencing: Fenced
- Has view: Yes
- View description: Other
- Waterfront features: None
- Body of water: None
Lot
- Size: 9,583.2 Square Feet
- Features: Back Yard, Landscaped, Private
Details
- Additional structures: None
- Parcel number: 233 291
- Other equipment: None
- Horse amenities: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence, Residential
Materials
- Brick Front, Cement Siding
- Foundation: Slab
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 2006
Utilities & green energy
- Electric: None
- Sewer: Public Sewer
- Water: Public
- Utilities for property: None
Green energy
- Energy efficient items: None
- Energy generation: None
Community & HOA
Community
- Features: Clubhouse, Fishing, Pool, Tennis Court(s)
- Security: Smoke Detector(s)
- Subdivision: Settlers Lake
HOA
- Has HOA: Yes
- HOA fee: $750 annually
Location
- Region: Cumming
Financial & listing details
- Price per square foot: $162/sqft
- Tax assessed value: $472,410
- Annual tax amount: $4,634
- Date on market: 11/24/2025
- Cumulative days on market: 208 days
- Road surface type: None
Estimated market value
$481,100
$457,000 - $505,000
$2,598/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/24/2025 | Price change | $485,000-4%$162/sqft |
Source:  FMLS GA #7685569 Report a problem | ||
| 9/19/2025 | Price change | $505,000-3.8%$169/sqft |
Source: FMLS GA #7573037 Report a problem | ||
| 7/15/2025 | Price change | $525,000+1.9%$176/sqft |
Source:  GAMLS #10514518 Report a problem | ||
| 6/9/2025 | Price change | $515,000-2.8%$173/sqft |
Source: GAMLS #10514518 Report a problem | ||
| 5/3/2025 | Listed for sale | $530,000+169%$178/sqft |
Source: FMLS GA #7573037 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,634 +7.6% | $188,964 +8% |
| 2023 | $4,307 +19.6% | $174,984 +29.3% |
| 2022 | $3,600 +13.2% | $135,280 +17.4% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,867/mo
Principal & interest
$2335
Property taxes
$299
Other costs
$233
Climate risks
Neighborhood: Settlers Lake
Nearby schools
GreatSchools rating
- 7/10Silver City Elementary SchoolGrades: PK-5Distance: 2 mi
- 5/10North Forsyth Middle SchoolGrades: 6-8Distance: 3.7 mi
- 8/10North Forsyth High SchoolGrades: 9-12Distance: 3.8 mi
Schools provided by the listing agent
- Elementary: Silver City
- Middle: North Forsyth
- High: North Forsyth
Source: FMLS GA. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- Loading
- Loading
