Waterfront wow! This sprawling ranch with a finished basement offers approximately 4,500 square feet of living space with 4 bedrooms and 3 full baths, all set on a prime lake lot. The open-concept main level showcases a granite-topped island kitchen with stainless appliances, abundant cabinetry, and seamless flow into a sunlit dining area overlooking the water and a spacious living room with gas-log fireplace. Step outside to a patio and a fully fenced backyard for effortless indoor-outdoor living. The finished basement is an entertainer's dream with a second kitchen/bar, a large family room with built-in bookshelves and desk, a generous exercise room, and a true fourth bedroom featuring an egress window, walk-in closet, and direct access to a full bath-ideal for guests, multigenerational living, or extended stays. Fresh, flexible, and move-in ready-come live your best life at 413 Beringer Circle!
Contingent
Price cut: $25.1K (10/29)
$449,900
413 Beringer Cir, Urbana, IL 61802
4beds
2,278sqft
Est.:
Single Family Residence
Built in 1998
0.27 Acres Lot
$-- Zestimate®
$197/sqft
$17/mo HOA
What's special
Prime lake lotGas-log fireplaceFinished basementTrue fourth bedroomFully fenced backyardGranite-topped island kitchenLarge family room
- 107 days |
- 75 |
- 2 |
Zillow last checked: 8 hours ago
Listing updated: November 06, 2025 at 03:02pm
Listing courtesy of:
Joe Zalabak, ABR (217)721-5855,
KELLER WILLIAMS-TREC
Source: MRED as distributed by MLS GRID,MLS#: 12439823
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Office, Recreation Room, Sitting Room, Exercise Room, Kitchen
Primary bedroom
- Features: Flooring (Hardwood), Bathroom (Full)
- Level: Main
- Area: 234 Square Feet
- Dimensions: 13X18
Bedroom 2
- Features: Flooring (Hardwood)
- Level: Main
- Area: 169 Square Feet
- Dimensions: 13X13
Bedroom 3
- Features: Flooring (Hardwood)
- Level: Main
- Area: 143 Square Feet
- Dimensions: 11X13
Bedroom 4
- Features: Flooring (Carpet)
- Level: Basement
- Area: 216 Square Feet
- Dimensions: 18X12
Dining room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 165 Square Feet
- Dimensions: 11X15
Exercise room
- Features: Flooring (Vinyl)
- Level: Basement
- Area: 300 Square Feet
- Dimensions: 12X25
Family room
- Features: Flooring (Carpet)
- Level: Basement
- Area: 528 Square Feet
- Dimensions: 22X24
Kitchen
- Features: Kitchen (Eating Area-Table Space), Flooring (Hardwood)
- Level: Main
- Area: 156 Square Feet
- Dimensions: 12X13
Kitchen 2nd
- Features: Flooring (Ceramic Tile)
- Level: Basement
- Area: 204 Square Feet
- Dimensions: 12X17
Laundry
- Features: Flooring (Ceramic Tile)
- Level: Main
- Area: 72 Square Feet
- Dimensions: 8X9
Living room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 270 Square Feet
- Dimensions: 15X18
Office
- Features: Flooring (Carpet)
- Level: Basement
- Area: 99 Square Feet
- Dimensions: 11X9
Recreation room
- Features: Flooring (Carpet)
- Level: Basement
- Area: 525 Square Feet
- Dimensions: 21X25
Sitting room
- Features: Flooring (Carpet)
- Level: Basement
- Area: 221 Square Feet
- Dimensions: 17X13
Heating
- Natural Gas
Cooling
- Central Air
Appliances
- Included: Range, Microwave, Dishwasher, Refrigerator, Electric Oven
Features
- Basement: Finished,Full
- Number of fireplaces: 1
- Fireplace features: Gas Log, Living Room
Interior area
- Total structure area: 4,556
- Total interior livable area: 2,278 sqft
- Finished area below ground: 2,155
Property
Parking
- Total spaces: 6
- Parking features: Concrete, Garage Owned, Attached, Owned, Garage
- Attached garage spaces: 2
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 1
- Patio & porch: Patio
- Fencing: Fenced
- Has view: Yes
- View description: Back of Property
- Water view: Back of Property
- Waterfront features: Pond
Lot
- Size: 0.27 Acres
- Dimensions: 79 X 134 X 18 X 73 X 134
- Features: Common Grounds
Details
- Parcel number: 912110402023
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1998
Utilities & green energy
- Electric: Circuit Breakers, 200+ Amp Service
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Beringer Commons
HOA
- Has HOA: Yes
- Services included: Lake Rights
- HOA fee: $200 annually
Location
- Region: Urbana
Financial & listing details
- Price per square foot: $197/sqft
- Tax assessed value: $345,930
- Annual tax amount: $36
- Date on market: 8/25/2025
- Ownership: Fee Simple
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/6/2025 | Contingent | $449,900$197/sqft |
Source:  MRED as distributed by MLS GRID #12439823 Report a problem | ||
| 10/29/2025 | Price change | $449,900-5.3%$197/sqft |
Source: MRED as distributed by MLS GRID #12439823 Report a problem | ||
| 8/25/2025 | Listed for sale | $475,000+30.1%$209/sqft |
Source: MRED as distributed by MLS GRID #12439823 Report a problem | ||
| 11/12/2021 | Sold | $365,000$160/sqft |
Source: MRED as distributed by MLS GRID #11160687 Report a problem | ||
| 10/4/2021 | Pending sale | $365,000$160/sqft |
Source: MRED as distributed by MLS GRID #11160687 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $36 | $115,310 +9.6% |
| 2023 | $36 | $105,210 +8.6% |
| 2022 | $36 -99.6% | $96,880 +7.3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,127/mo
Principal & interest
$2214
Property taxes
$739
Other costs
$174
Climate risks
Neighborhood: 61802
Nearby schools
GreatSchools rating
- 1/10DR Preston L Williams Jr Elementary SchoolGrades: K-5Distance: 0.9 mi
- 1/10Urbana Middle SchoolGrades: 6-8Distance: 2.2 mi
- 3/10Urbana High SchoolGrades: 9-12Distance: 2.2 mi
Schools provided by the listing agent
- Elementary: Thomas Paine Elementary School
- Middle: Urbana Middle School
- High: Urbana High School
- District: 116
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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