4120 Nova St #E & F, Panama City, FL 32408

4120 Nova St features TWO fully furnished, rental-ready units—each with 2 bedrooms, 1 bathroom, and enough space to comfortably sleep 6. Whether you're thinking vacation rental, long-term tenants, or a personal beach getaway with income potential, this one checks all the boxes. Rental projections range from $78,900 to $102,500 annually (ask your agent for details!). Here's what makes this one stand out: -No HOA -Not in a flood zone -Less than 2 blocks to the beach! Less than 500' from the waters edge! -Incredible upper deck views -Turn-key and already income-producing Unit E (ground level) includes a king bed, two twins, and a sleeper sofa, along with a newly updated kitchen and in-unit laundry. Unit F (upstairs) has two queen beds, a double bed, its own full-sized washer/dryer, and a large deck with a peek-a-boo Gulf view you'll love. The area is full of guest-friendly hotspots—Schooners, Patches, St. Andrews State Park, and the marina are all just minutes away. Both units are currently occupied by long-term tenants, so showings are by appointment only. Please reach out to Wanda Miller for full details and to coordinate a visit.