Welcome Home! 412 3Rd. St. is located in one of the most sought after family neighborhoods in Key Largo. Located just a stones throw away from on of the best Boat Ramps in the Upper Keys, offering easy access to both the Ocean and the Bay via Adams Cut. The community Homeowners Park even has a Tiki Hut for private events. And the best part...The boat ramp key is only about $150 per year.Enjoy peak-a-boo Ocean Views from the 3rd bedroom. This 3 Bedroom 2 Bathroom home has undergone some recent renovations including a new roof which was completed in 2022, impact windows/doors, fresh paint, updated bathrooms and kitchen appliances. This property offers a spilt floor plan with 2 bedrooms and a shared double sink bathroom with the 3rd bedroom on the other side of the house. Conveniently located near John Pennekamp State Park, as well as local restaurants, bars, shopping, grocery stores and schools. This home blends comfort, convince, and coastal living.Buyer to verify all information.
For sale
Price cut: $10K (2/13)
$650,000
412 3rd St, Key Largo, FL 33037
3beds
1,389sqft
Est.:
Single Family Residence
Built in 1973
6,098.4 Square Feet Lot
$-- Zestimate®
$468/sqft
$13/mo HOA
What's special
Fresh paintUpdated bathrooms
- 33 days |
- 1,682 |
- 55 |
Zillow last checked: 8 hours ago
Listing updated: February 13, 2026 at 05:57am
Listed by:
Jessica Pinder 305-465-0447,
Coldwell Banker Realty,
Hank Pinder 305-522-3764,
Coldwell Banker Realty
Source: FLKMLS,MLS#: 618231
Originating MLS: Florida Keys
Originating MLS: Florida KeysTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Appliances
- Included: Washer, Microwave, Oven, Refrigerator, Dishwasher, Dryer
- Laundry: Laundry Room
Features
- Flooring: Tile
- Doors: Impact Rstnce Doors
- Windows: Drapes/Blinds Incl, Impact Rstnce Window
Interior area
- Total interior livable area: 1,389 sqft
Property
Parking
- Parking features: Open, Trailer Storage, RV Parking Open
- Has uncovered spaces: Yes
Features
- Patio & porch: Patio, Screened Patio
- Fencing: Fenced
- Water view: None
- Waterfront features: None, Dockage: First Come Dock, Boat Ramp
Lot
- Size: 6,098.4 Square Feet
- Dimensions: 60 x 100
- Features: Less Than 1/4 Acre
Details
- Additional structures: Shed(s)
- Parcel number: 00474730000000
- Zoning: IS
- Zoning description: Improved Subivision District
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS, Combo Construction, Frame, Concrete
- Roof: Metal
Condition
- Year built: 1973
Utilities & green energy
- Sewer: Municipal Sewer, Public Sewer
- Utilities for property: FKAA, Buyer to Verify
Community & HOA
Community
- Features: Community Boat Ramp, Other
- Subdivision: Largo Sound Vill (104.0)
HOA
- Has HOA: Yes
- Services included: None, Other
- HOA fee: $150 yearly
Location
- Region: Key Largo
Financial & listing details
- Price per square foot: $468/sqft
- Tax assessed value: $528,079
- Annual tax amount: $2,435
- Date on market: 1/21/2026
- Listing terms: Assumable,Conventional,Cash
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/13/2026 | Price change | $650,000-1.5%$468/sqft |
Source:  Key West AOR #618231 Report a problem | ||
| 1/21/2026 | Listed for sale | $659,999-0.8%$475/sqft |
Source:  FLKMLS #618231 Report a problem | ||
| 1/21/2026 | Listing removed | $665,000$479/sqft |
Source: Key West AOR #615115 Report a problem | ||
| 12/29/2025 | Price change | $665,000-2.2%$479/sqft |
Source: FLKMLS #615115 Report a problem | ||
| 10/6/2025 | Price change | $679,999-2.2%$490/sqft |
Source: Key West AOR #615115 Report a problem | ||
| 9/18/2025 | Listed for sale | $695,000$500/sqft |
Source: Key West AOR #615115 Report a problem | ||
| 9/5/2025 | Contingent | $695,000$500/sqft |
Source: FLKMLS #615115 Report a problem | ||
| 7/12/2025 | Price change | $695,000+4.5%$500/sqft |
Source: Key West AOR #615115 Report a problem | ||
| 6/27/2025 | Listed for sale | $665,000$479/sqft |
Source: FLKMLS #615115 Report a problem | ||
| 6/15/2025 | Contingent | $665,000$479/sqft |
Source: Key West AOR #615115 Report a problem | ||
| 5/21/2025 | Listed for sale | $665,000+166%$479/sqft |
Source: FLKMLS #615115 Report a problem | ||
| 11/26/2003 | Sold | $250,000+108.3%$180/sqft |
Source: FLKMLS #518256 Report a problem | ||
| 4/1/1999 | Sold | $120,000+41.2%$86/sqft |
Source: Public Record Report a problem | ||
| 1/28/1994 | Sold | $85,000$61/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,545 +4.5% | $256,454 +2.9% |
| 2024 | $2,435 +5.7% | $249,227 +3% |
| 2023 | $2,304 +5% | $241,968 +3% |
| 2022 | $2,195 -0.5% | $234,954 +3% |
| 2021 | $2,206 +0.5% | $228,111 +1.4% |
| 2020 | $2,194 | $224,962 +2.3% |
| 2019 | $2,194 +1.7% | $219,905 +1.9% |
| 2018 | $2,158 +0.4% | $215,805 +2.1% |
| 2017 | $2,150 +2% | $211,367 +2.1% |
| 2016 | $2,108 -1% | $207,020 +0.7% |
| 2015 | $2,129 | $205,581 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,504/mo
Principal & interest
$3047
Property taxes
$444
HOA Fees
$13
Climate risks
Neighborhood: 33037
Nearby schools
GreatSchools rating
- 8/10Key Largo SchoolGrades: PK-8Distance: 0.9 mi
- 4/10Coral Shores High SchoolGrades: 9-12Distance: 13.6 mi
Local experts in 33037
