Imagine yourself in this stunning and immaculate one owner residence, nestled in a serene private setting on 4.2 acres in Putnam County, where tranquility meets luxury. Boasting a thoughtful split bedroom plan, 3BR/2BA complemented by a spacious living room with high ceilings & stone fireplace that seamlessly connects to the dining area, ideal for hosting gatherings while making memories. The kitchen is equipped with custom cabinetry, a pantry, upscale black stainless appliances, a breakfast bar, & elegant granite countertops. A convenient, separate office allows for productive work-from-home days. The primary suite features deck access, trey ceiling, granite dual sink vanity, and a walk-in shower, alongside a large, walk-in laundry room with storage cabinetry + folding area. Step outside to revel in the complete privacy of your surroundings, complemented by a charming, covered front porch, RV parking space, an oversized garage & delightful screened-in-porch to unwind amidst nature.
For sale
$497,900
411 Cumberland Cove Rd, Monterey, TN 38574
3beds
1,917sqft
Est.:
Single Family Residence
Built in 2021
4.2 Acres Lot
$484,000 Zestimate®
$260/sqft
$12/mo HOA
What's special
Stone fireplaceConvenient separate officeOversized garageCharming covered front porchThoughtful split bedroom planBreakfast barRv parking space
- 17 hours |
- 319 |
- 27 |
Zillow last checked: 7 hours ago
Listing updated: March 16, 2026 at 09:41am
Listed by:
Vickie Loftis,
American Way Real Estate 931-526-9581,
Erica Martinez,
American Way Real Estate
Source: UCMLS,MLS#: 242842
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: Main
Bedroom 2
- Level: Main
Bedroom 3
- Level: Main
Dining room
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Main
Heating
- Natural Gas, Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Gas Oven, Gas Range, Microwave, Gas Water Heater
- Laundry: Main Level
Features
- Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s)
- Windows: Double Pane Windows
- Basement: Crawl Space,Brick
- Number of fireplaces: 1
- Fireplace features: One, Gas Log, Living Room
Interior area
- Total structure area: 1,917
- Total interior livable area: 1,917 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Concrete, RV Access/Parking, Garage Door Opener, Attached, Garage, Main Level
- Has attached garage: Yes
- Covered spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Patio & porch: Porch, Covered, Screened, Deck
- Exterior features: Lighting, Garden
- Has view: Yes
- View description: No Water Frontage View Description
- Water view: No Water Frontage View Description
- Waterfront features: No Water Frontage View Description
Lot
- Size: 4.2 Acres
- Dimensions: 4.20 Acres
- Features: Wooded, Views, Trees
Details
- Parcel number: 252.00
- Zoning: R-1
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick, HardiPlank Type, Frame
- Roof: Composition,Shingle
Condition
- Year built: 2021
Utilities & green energy
- Electric: Circuit Breakers
- Gas: Natural Gas
- Sewer: Septic Tank
- Water: Public, Utility District
- Utilities for property: Natural Gas Connected, Cable Connected
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Cumberland Cove
HOA
- Has HOA: Yes
- Amenities included: Golf Course, Clubhouse, Other
- HOA fee: $138 annually
Location
- Region: Monterey
Financial & listing details
- Price per square foot: $260/sqft
- Tax assessed value: $298,900
- Annual tax amount: $198,769
- Date on market: 3/16/2026
- Road surface type: Paved
Estimated market value
$484,000
$460,000 - $508,000
$2,190/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/16/2026 | Listed for sale | $497,900+68.8%$260/sqft |
Source:  UCMLS #242842 Report a problem | ||
| 6/29/2021 | Sold | $295,000+883.3%$154/sqft |
Source: Public Record Report a problem | ||
| 8/7/2020 | Sold | $30,000$16/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,988 | $74,725 |
| 2024 | $1,988 | $74,725 |
| 2023 | $1,988 +7.6% | $74,725 |
| 2022 | $1,847 | $74,725 +864.2% |
| 2021 | -- | $7,750 |
| 2020 | $227 | $7,750 |
| 2019 | $227 +7.2% | $7,750 |
| 2018 | $212 -0.2% | $7,750 |
| 2017 | $212 | $7,750 |
| 2016 | $212 -2.5% | $7,750 |
| 2015 | $217 +10.2% | $7,750 +10.2% |
| 2014 | $197 | $7,035 |
| 2013 | $197 -0.2% | $7,035 |
| 2012 | $198 +6.2% | $7,035 |
| 2011 | $186 | $7,035 |
| 2010 | -- | $7,035 +21.8% |
| 2009 | $159 | $5,775 |
| 2008 | $159 +7% | $5,775 |
| 2007 | $148 +4.9% | $5,775 |
| 2006 | $141 -14.3% | $5,775 -8.9% |
| 2005 | $165 | $6,342 |
| 2004 | $165 +4.9% | $6,342 |
| 2002 | $157 | $6,342 |
| 2001 | -- | $6,342 -75% |
| 2000 | -- | $25,366 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,754/mo
Principal & interest
$2568
Property taxes
$174
HOA Fees
$12
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Climate risks
Neighborhood: 38574
Nearby schools
GreatSchools rating
- 7/10Burks Middle SchoolGrades: PK-6Distance: 5.7 mi
- 4/10Monterey High SchoolGrades: 7-12Distance: 6 mi
Local experts in 38574
- Tennessee
- Putnam County
- Monterey
- 38574
- 411 Cumberland Cove Rd
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