41045 Stumptown Rd, Waterford, VA 20197
Home value
$1,419,100
$1.35M - $1.50M
$6,423/mo
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Zillow last checked: 8 hours ago
Listing updated: December 22, 2025 at 03:08pm
Julie D Shiley 540-514-4387,
Coldwell Banker Realty
Scott Petersen, 0225225508
Pearson Smith Realty, LLC
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Primary bedroom
- Features: Cathedral/Vaulted Ceiling, Ceiling Fan(s), Flooring - Carpet, Primary Bedroom - Sitting Area, Walk-In Closet(s)
- Level: Main
- Area: 432 Square Feet
- Dimensions: 27 x 16
Bedroom 2
- Features: Flooring - Carpet
- Level: Upper
- Area: 169 Square Feet
- Dimensions: 13 x 13
Bedroom 3
- Features: Flooring - Carpet
- Level: Upper
- Area: 144 Square Feet
- Dimensions: 12 x 12
Bedroom 4
- Features: Flooring - Carpet, Walk-In Closet(s)
- Level: Upper
- Area: 182 Square Feet
- Dimensions: 14 x 13
Primary bathroom
- Features: Flooring - Tile/Brick, Soaking Tub
- Level: Main
- Area: 192 Square Feet
- Dimensions: 12 x 16
Basement
- Features: Wet Bar, Granite Counters, Fireplace - Electric, Flooring - Carpet
- Level: Lower
Bonus room
- Features: Flooring - Carpet
- Level: Upper
- Area: 252 Square Feet
- Dimensions: 18 x 14
Den
- Features: Flooring - Carpet
- Level: Lower
Dining room
- Features: Flooring - HardWood, Chair Rail, Crown Molding, Formal Dining Room
- Level: Main
- Area: 168 Square Feet
- Dimensions: 14 x 12
Family room
- Features: Cathedral/Vaulted Ceiling, Ceiling Fan(s), Fireplace - Wood Burning, Flooring - Carpet
- Level: Main
- Area: 378 Square Feet
- Dimensions: 21 x 18
Foyer
- Features: Flooring - HardWood
- Level: Main
- Area: 120 Square Feet
- Dimensions: 15 x 8
Kitchen
- Features: Breakfast Nook, Ceiling Fan(s), Granite Counters, Dining Area, Flooring - HardWood, Kitchen Island, Kitchen - Propane Cooking, Pantry
- Level: Main
- Area: 405 Square Feet
- Dimensions: 27 x 15
Laundry
- Features: Built-in Features, Flooring - Tile/Brick
- Level: Main
- Area: 120 Square Feet
- Dimensions: 12 x 10
Library
- Features: Flooring - HardWood
- Level: Main
- Area: 165 Square Feet
- Dimensions: 15 x 11
Living room
- Features: Flooring - HardWood
- Level: Main
- Area: 210 Square Feet
- Dimensions: 15 x 14
Media room
- Features: Flooring - Carpet
- Level: Lower
Storage room
- Features: Built-in Features
- Level: Lower
- Area: 176 Square Feet
- Dimensions: 16 x 11
Workshop
- Level: Lower
- Area: 576 Square Feet
- Dimensions: 24 x 24
Heating
- Central, Forced Air, Programmable Thermostat, Humidity Control, Zoned, Propane
Cooling
- Ceiling Fan(s), Central Air, Programmable Thermostat, Zoned, Electric
Appliances
- Included: Microwave, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Ice Maker, Oven, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliance(s), Washer, Water Conditioner - Owned, Water Dispenser, Water Heater, Water Treat System, Electric Water Heater
- Laundry: Main Level, Laundry Room
Features
- Bar, Breakfast Area, Built-in Features, Ceiling Fan(s), Chair Railings, Crown Molding, Curved Staircase, Dining Area, Double/Dual Staircase, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Gourmet, Kitchen Island, Primary Bath(s), Pantry, Recessed Lighting, Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Wainscotting, Walk-In Closet(s), 2 Story Ceilings, 9'+ Ceilings, Cathedral Ceiling(s), High Ceilings
- Flooring: Carpet, Ceramic Tile, Hardwood, Wood
- Doors: French Doors
- Windows: Palladian, Casement, Double Hung
- Basement: Full,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Mantel(s), Wood Burning, Brick
Interior area
- Total structure area: 6,914
- Total interior livable area: 6,016 sqft
- Finished area above ground: 4,116
- Finished area below ground: 1,900
Property
Parking
- Total spaces: 3
- Parking features: Garage Faces Side, Garage Door Opener, Inside Entrance, Oversized, Asphalt, Attached, Driveway, Off Street
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Other
Features
- Levels: Three
- Stories: 3
- Patio & porch: Deck, Patio
- Exterior features: Extensive Hardscape, Lighting, Stone Retaining Walls, Storage
- Has private pool: Yes
- Pool features: Fenced, In Ground, Heated, Private
- Fencing: Other,Board
- Has view: Yes
- View description: Garden, Mountain(s), Panoramic, Pasture, Scenic Vista, Trees/Woods
Lot
- Size: 3.25 Acres
- Features: Backs - Open Common Area, Backs to Trees, Front Yard, Landscaped, Wooded, Rear Yard
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 262197646000
- Zoning: 03
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Brick, Brick Front, Vinyl Siding
- Foundation: Concrete Perimeter
Condition
- New construction: No
- Year built: 2004
Details
- Builder model: Cumberland Country Manor
- Builder name: Toll Brothers
Utilities & green energy
- Sewer: Septic = # of BR
- Water: Well
- Utilities for property: Cable Connected, Propane, Broadband, Cable
Community & neighborhood
Location
- Region: Waterford
- Subdivision: Waterford
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $66 monthly
- Services included: Trash, Management
Other
Other facts
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 7/12/2024 | Sold | $1,350,000$224/sqft |
Source: | ||
| 6/19/2024 | Contingent | $1,350,000$224/sqft |
Source: | ||
| 6/19/2024 | Listed for sale | $1,350,000$224/sqft |
Source: | ||
| 6/7/2024 | Contingent | $1,350,000$224/sqft |
Source: | ||
| 5/25/2024 | Listed for sale | $1,350,000+66.1%$224/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,187 -1.2% | $1,265,410 +6.1% |
| 2024 | $10,312 +8.2% | $1,192,140 +9.4% |
| 2023 | $9,534 +13.7% | $1,089,570 +15.7% |
Find assessor info on the county website
Neighborhood: 20197
Nearby schools
GreatSchools rating
- 5/10Waterford Elementary SchoolGrades: PK-5Distance: 1.9 mi
- 7/10Harmony Middle SchoolGrades: 6-8Distance: 7.4 mi
- 8/10Woodgrove High SchoolGrades: PK-12Distance: 8.7 mi
Schools provided by the listing agent
- Elementary: Waterford
- Middle: Harmony
- High: Woodgrove
- District: Loudoun County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Virginia
- Loudoun County
- Waterford
- 20197
- 41045 Stumptown Rd

