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  • $1,375,000

    4099 Harbor Rd, Orange Beach, AL 36561

    4beds
    2,560sqft
    : 
    Residential
    Built in 2019
    9,583.2 Square Feet Lot
    $-- Zestimate®
    $537/sqft
    $42/mo HOA

    What's special

    Gas fireplaceFully fenced backyardGas fire pitExtra-large parking padFully screened havenFour spacious porchesDual closets
    GOLD FORTIFIED THROUGH 2030!! Experience the perfect blend of luxury and coastal comfort in this thoughtfully designed Orange Beach retreat. With water views and four spacious porches, including a fully screened haven, indoor and outdoor living flow seamlessly together. Inside, the open layout centers around a warm gas fireplace and a gourmet kitchen with a gas range. The primary suite is a true escape, offering a private coffee bar, dual vanities, and dual closets, while three additional en-suite bedrooms ensure privacy for guests. Everyday convenience is elevated with a private elevator, tankless water heater, and foam-insulated attic. The lower level features a welcoming foyer, tandem garage with dual doors, a fishing/workshop space, and generous storage. Outside, enjoy a fully fenced backyard that backs up to the park, gather around the gas fire pit, or rinse off in the fully screened outdoor shower. An extra-large parking pad in the driveway is perfect for a boat or additional vehicles. Safety and peace of mind come standard with hurricane-rated windows and doors, roll-down storm protection, and a Gold Fortification Certificate, helping you secure lower insurance costs, renewed through 2030. Within the community, enjoy a resort-style lifestyle with a pool, pickleball, tennis, volleyball, basketball, playground, commons area, fishing dock, boat ramp, and boat storage, all for just $500 per year in HOA dues. With miles of state park bike trails moments away, 4099 Harbor Road offers both elegance and adventure in the heart of Orange Beach. Buyer to verify all information during due diligence.
    103 days
    |
    565
    |
    18
    |

    Zillow last checked: 8 hours ago

    Listing updated: 21 hours ago

    Listed by:

    Matt Creel 334-799-2218,

    Signature Properties,

    Jakob Atkins 205-522-0078,

    Signature Properties

    Source: Baldwin Realtors,MLS#: 385297MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 5
    • Full bathrooms: 4
    • 1/2 bathrooms: 1
    Cooling
    • Electric
    Appliances
    • Included: Dishwasher, Dryer, Microwave, Refrigerator w/Ice Maker, Washer
    Features
    • Ceiling Fan(s), Elevator, High Ceilings, High Speed Internet, Storage
    • Flooring: Tile, Luxury Vinyl Plank
    • Has basement: No
    • Number of fireplaces: 1
    Interior area
    • Total structure area: 2,560
    • Total interior livable area: 2,560 sqft

    Property

    Parking
    • Parking features: Three or More Vehicles
    Accessibility
    • Accessibility features: Customized Wheelchair Accessible
    Features
    • Levels: Three Or More
    • Patio & porch: Porch, Screened, Rear Porch, Front Porch
    • Exterior features: Termite Contract
    • Pool features: Community
    • Fencing: Fenced
    • Has view: Yes
    • View description: Indirect Bay-Across Rd
    • Has water view: Yes
    • Water view: Indirect Bay-Across Rd
    • Waterfront features: Bay Access (<=1/4 Mi)
    Lot
    • Size: 9,583.2 Square Feet
    • Features: Less than 1 acre
    Details
    • Parcel number: 6502044001027.000

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Raised Beach
    • Property subtype: Residential
    Materials
    • Hardboard, Fortified-Gold
    • Roof: Metal
    Condition
    • Resale
    • New construction: No
    • Year built: 2019

    Utilities & green energy

    • Electric: Baldwin EMC
    • Water: Orange Beach Water Auth

    Community & HOA

    Community
    • Features: Fishing, Pool, Tennis Court(s), Playground
    • Security: Smoke Detector(s)
    • Subdivision: Terry Cove Harbor
    HOA
    • Has HOA: Yes
    • Services included: Insurance, Maintenance Grounds, Taxes-Common Area
    • HOA fee: $500 annually
    Location
    • Region: Orange Beach

    Financial & listing details

    • Price per square foot: $537/sqft
    • Tax assessed value: $1,013,900
    • Annual tax amount: $2,830
    • Price range: $1.4M - $1.4M
    • Date on market: 9/16/2025
    • Ownership: Whole/Full

    Estimated market value

    Not available

    Estimated sales range

    Not available

    Not available

    Price history

    Price history
    DateEventPrice
    9/16/2025Listed for sale$1,375,000$537/sqft
    Source: Baldwin Realtors #385297 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025$2,378 +7.1%$94,620 +7%
    2024$2,220 -0.8%$88,440 -0.8%
    2023$2,239 $89,160 +26.6%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $6,233/mo
    Principal & interest
    $5332
    Home insurance
    $481
    Other costs
    $420

      Climate risks

      Neighborhood: 36561

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Orange Beach Elementary
      • Middle: Orange Beach Middle
      • High: Orange Beach High

      Source: Baldwin Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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