Welcome to your dream home on Lake Decatur! This stunning 4-bedroom, 3 and a half bathroom property in the Mt. Zion School district features a custom built kitchen, an outdoor kitchen area, and a walk-out basement straight to the in-ground pool. Enjoy breathtaking lake views from the spacious living areas inside and out! Outside, the home boasts an in-ground pool, perfect for summer relaxation, and a private dock on the lake for boating and jet skiing. Situated on 2 acres of beautiful land, this property offers ample space for outdoor activities and serene lakeside living. It’s hard to find this much land on lake Decatur, especially in Mt. Zion schools! Don’t miss out on this great opportunity!
For sale
Price cut: $10K (10/20)
$720,000
4090 S Lake Ct, Decatur, IL 62521
4beds
4,790sqft
Est.:
Single Family Residence
Built in 2000
2 Acres Lot
$-- Zestimate®
$150/sqft
$-- HOA
What's special
In-ground poolSerene lakeside livingBreathtaking lake viewsCustom built kitchenWalk-out basementOutdoor kitchen area
- 140 days |
- 1,467 |
- 69 |
Zillow last checked: 8 hours ago
Listing updated: December 21, 2025 at 03:04pm
Listed by:
Blake Reynolds 217-422-3335,
Main Place Real Estate
Source: CIBR,MLS#: 6254453
Originating MLS: Central Illinois Board Of REALTORS
Originating MLS: Central Illinois Board Of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: Upper
Bedroom
- Level: Upper
Bedroom
- Level: Upper
Bedroom
- Level: Lower
Primary bathroom
- Level: Upper
Basement
- Level: Lower
Breakfast room nook
- Level: Main
Den
- Level: Main
Dining room
- Level: Main
Foyer
- Level: Main
Other
- Level: Upper
Other
- Level: Lower
Game room
- Level: Lower
Half bath
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Main
Office
- Level: Lower
Sunroom
- Level: Main
Heating
- Forced Air, Gas
Cooling
- Central Air
Appliances
- Included: Dryer, Dishwasher, Disposal, Gas Water Heater, Range, Refrigerator, Washer
Features
- Wet Bar, Fireplace, Jetted Tub, Bath in Primary Bedroom
- Basement: Finished,Walk-Out Access,Full
- Number of fireplaces: 2
- Fireplace features: Gas
Interior area
- Total structure area: 4,790
- Total interior livable area: 4,790 sqft
- Finished area above ground: 3,376
- Finished area below ground: 1,414
Property
Parking
- Total spaces: 5
- Parking features: Attached, Detached, Garage
- Attached garage spaces: 5
Features
- Levels: Two
- Stories: 2
- Exterior features: Pool
- Pool features: In Ground
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Body of water: Lake Decatur
Lot
- Size: 2 Acres
Details
- Parcel number: 091331126009
- Zoning: MUN
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
Materials
- Other
- Foundation: Basement
- Roof: Other,Shingle
Condition
- Year built: 2000
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: South Lake Estates
Location
- Region: Decatur
Financial & listing details
- Price per square foot: $150/sqft
- Tax assessed value: $236,343
- Annual tax amount: $17,150
- Date on market: 8/5/2025
- Cumulative days on market: 143 days
- Road surface type: Concrete, Other
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/20/2025 | Price change | $720,000-1.4%$150/sqft |
Source:  CIBR #6254453 Report a problem | ||
| 9/22/2025 | Price change | $730,000-1.4%$152/sqft |
Source: CIBR #6254453 Report a problem | ||
| 8/7/2025 | Listed for sale | $740,000+5.9%$154/sqft |
Source: CIBR #6254453 Report a problem | ||
| 8/4/2025 | Listing removed | $699,000$146/sqft |
Source:  MRED as distributed by MLS GRID #12302255 Report a problem | ||
| 7/9/2025 | Price change | $699,000-5.4%$146/sqft |
Source: MRED as distributed by MLS GRID #12302255 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $17,151 +2.7% | $236,343 +7.6% |
| 2023 | $16,701 +5.9% | $219,608 +6.4% |
| 2022 | $15,772 +1.9% | $206,486 +5.5% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,997/mo
Principal & interest
$3485
Property taxes
$1260
Home insurance
$252
Climate risks
Neighborhood: 62521
Nearby schools
GreatSchools rating
- NAMcgaughey Elementary SchoolGrades: PK-2Distance: 2 mi
- 4/10Mt Zion Jr High SchoolGrades: 7-8Distance: 3 mi
- 9/10Mt Zion High SchoolGrades: 9-12Distance: 2.9 mi
Schools provided by the listing agent
- District: Mt Zion Dist 3
Source: CIBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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