Do not miss this stunning home in sought after Dunkirk! Situated at the end of a cul-de-sac this home sits back off the road on a private 1 acre lot. The back yard is fully fenced with 2 sheds, and room for your pets or chickens. Sit outside in your quaint gazebo & enjoy the nature. Inside you are met with a soaring 2 story foyer, oak staircase & gleaming hardwoods make the home warm and inviting. Separate living & dining rooms give you the space for all your family gatherings. The kitchen is well appointed with rich sage colored cabinetry, gold fixtures and recently upgraded quartz countertops. Enjoy sleek stainless appliances, and a huge pantry. The kitchen opens to the spacious family room with a cozy gas fireplace for those cold nights. Upstairs you will find your conveniently located laundry room, 2 great sized bedrooms and full bath. In addition, relax in your sunlit primary suite with sitting area & huge closet. The primary bath has an updated dual vanity, oversized tub & separate shower. The basement is unfinished with rough in for a bath & ready for your finishing touches. Roof is 7-8 years old, HVAC jus over 10 years old, 2 programable thermostats, septic pumped 7/2024, Radon mitigation installed 2/2020, Kinetico water softener, carbon monoxide alarm by fireplace installed 2/2020. Zoned for AWARD winning SCHOOLS, and minutes from shopping & lots of restaurants. Dunkirk is located in Northern Calvert county, with a short commute to DC, Annapolis, Joint Base Andrews and much more. This home is in EXCELLENT condition & has such a warm "homey" feel. Come see it in person!
For sale
$689,900
4060 Loving Dr, Dunkirk, MD 20754
3beds
2,210sqft
Est.:
Single Family Residence
Built in 1999
1 Acres Lot
$684,300 Zestimate®
$312/sqft
$25/mo HOA
What's special
Cozy gas fireplaceOak staircaseHuge closetQuaint gazeboSeparate showerGold fixturesGleaming hardwoods
- 7 hours |
- 86 |
- 7 |
Zillow last checked: 7 hours ago
Listing updated: 17 hours ago
Listed by:
Terri McClain 443-684-4287,
RE/MAX One 4105356291
Source: Bright MLS,MLS#: MDCA2025606
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Basement
- Area: 1058
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Microwave, Dishwasher, Dryer, Stainless Steel Appliance(s), Washer, Water Heater, Electric Water Heater
- Laundry: Upper Level
Features
- Ceiling Fan(s), Family Room Off Kitchen, Open Floorplan, Formal/Separate Dining Room, Eat-in Kitchen, Kitchen Island, Pantry, Walk-In Closet(s)
- Flooring: Hardwood, Engineered Wood, Ceramic Tile, Wood
- Basement: Rough Bath Plumb,Space For Rooms,Unfinished
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
Interior area
- Total structure area: 3,268
- Total interior livable area: 2,210 sqft
- Finished area above ground: 2,210
- Finished area below ground: 0
Property
Parking
- Total spaces: 10
- Parking features: Garage Faces Side, Attached, Driveway
- Attached garage spaces: 2
- Uncovered spaces: 8
- Details: Garage Sqft: 420
Accessibility
- Accessibility features: Accessible Entrance
Features
- Levels: Three
- Stories: 3
- Patio & porch: Enclosed, Screened, Patio
- Exterior features: Extensive Hardscape, Lighting
- Pool features: None
- Fencing: Wood,Full
- Has view: Yes
- View description: Trees/Woods
Lot
- Size: 1 Acres
- Features: Cul-De-Sac
Details
- Additional structures: Above Grade, Below Grade, Outbuilding
- Parcel number: 0503163865
- Zoning: RUR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Brick, Combination, Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Composition
Condition
- Excellent
- New construction: No
- Year built: 1999
Details
- Builder name: PF Summers
Utilities & green energy
- Sewer: Private Septic Tank
- Water: Well
Community & HOA
Community
- Subdivision: Loving Farm
HOA
- Has HOA: Yes
- Amenities included: Lake
- Services included: Common Area Maintenance
- HOA fee: $300 annually
Location
- Region: Dunkirk
Financial & listing details
- Price per square foot: $312/sqft
- Tax assessed value: $514,100
- Annual tax amount: $5,528
- Date on market: 3/20/2026
- Listing agreement: Exclusive Right To Sell
- Inclusions: Gazebo, Shed
- Ownership: Fee Simple
Estimated market value
$684,300
$650,000 - $719,000
$3,490/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/20/2026 | Listed for sale | $689,900$312/sqft |
Source:  Bright MLS #MDCA2025606 Report a problem | ||
| 12/23/2025 | Listing removed | $689,900$312/sqft |
Source: Bright MLS #MDCA2024316 Report a problem | ||
| 12/7/2025 | Listed for sale | $689,900$312/sqft |
Source: Bright MLS #MDCA2024316 Report a problem | ||
| 12/7/2025 | Listing removed | $689,900$312/sqft |
Source: Bright MLS #MDCA2022502 Report a problem | ||
| 9/25/2025 | Price change | $689,900-1.4%$312/sqft |
Source: Bright MLS #MDCA2022502 Report a problem | ||
| 8/16/2025 | Price change | $699,999-2.1%$317/sqft |
Source: Bright MLS #MDCA2022502 Report a problem | ||
| 8/9/2025 | Listed for sale | $715,000+5.9%$324/sqft |
Source: Bright MLS #MDCA2022502 Report a problem | ||
| 3/14/2025 | Sold | $675,000+5.5%$305/sqft |
Source: Bright MLS #MDCA2019608 Report a problem | ||
| 2/15/2025 | Contingent | $639,900$290/sqft |
Source: Bright MLS #MDCA2019608 Report a problem | ||
| 2/12/2025 | Listed for sale | $639,900+25.7%$290/sqft |
Source: Bright MLS #MDCA2019608 Report a problem | ||
| 3/2/2020 | Sold | $509,000$230/sqft |
Source: Public Record Report a problem | ||
| 1/15/2020 | Pending sale | $509,000$230/sqft |
Source: Home Towne Real Estate #MDCA173550 Report a problem | ||
| 12/18/2019 | Listed for sale | $509,000+536.3%$230/sqft |
Source: Home Towne Real Estate #MDCA173550 Report a problem | ||
| 10/23/1998 | Sold | $80,000$36/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,547 +8.4% | $514,100 +8.4% |
| 2024 | $5,118 +13.3% | $474,367 +9.1% |
| 2023 | $4,516 +10.1% | $434,633 +10.1% |
| 2022 | $4,103 +1.4% | $394,900 +1.4% |
| 2021 | $4,048 +0.9% | $389,600 +1.4% |
| 2020 | $4,012 +0.9% | $384,300 +1.4% |
| 2019 | $3,976 +0.7% | $379,000 +0.7% |
| 2018 | $3,947 -0.7% | $376,267 +0.7% |
| 2017 | $3,974 -4.6% | $373,533 +0.7% |
| 2016 | $4,165 | $370,800 |
| 2015 | $4,165 | $370,800 |
| 2014 | $4,165 | $370,800 -7.4% |
| 2013 | -- | $400,600 |
| 2012 | -- | $400,600 |
| 2011 | -- | $400,600 -20.6% |
| 2010 | -- | $504,330 +11.5% |
| 2009 | -- | $452,156 +13% |
| 2008 | -- | $399,983 +15% |
| 2007 | -- | $347,810 +6.5% |
| 2006 | -- | $326,462 +7% |
| 2005 | -- | $305,116 +7.5% |
| 2004 | -- | $283,770 +7.6% |
| 2003 | -- | $263,776 +8.2% |
| 2002 | -- | $243,783 +8.9% |
| 2001 | -- | $223,790 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,896/mo
Principal & interest
$3423
Property taxes
$448
HOA Fees
$25
More affordability tools
Climate risks
Neighborhood: 20754
Nearby schools
GreatSchools rating
- 9/10Mount Harmony Elementary SchoolGrades: K-5Distance: 2.9 mi
- 8/10Northern Middle SchoolGrades: 6-8Distance: 2.1 mi
- 9/10Northern High SchoolGrades: 9-12Distance: 2.1 mi
Schools provided by the listing agent
- Elementary: Mount Harmony
- Middle: Northern
- High: Northern
- District: Calvert County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 20754
- Maryland
- Calvert County
- Dunkirk
- 20754
- 4060 Loving Dr
Nearby cities
Nearby zip codes
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