What an opportunity to own this piece of paradise. A unique one owner property that is truly like no other! Boating, fishing, hunting and recreation along with an abundance of wildlife right out your front door. Ideal for year-round enjoyment from kayaking in the summer to snowmobiling in the winter. Nestled on 31 acres of heavily wood land with approx. 150’ level lakeshore on Hanging Kettle Lake and over 1400’ of frontage on the Ripple River, it offers a rare blend of privacy, recreation, and comfort only minutes from downtown Aitkin. 3-bedroom 3 bath country home with an open floor plan, offering vaulted ceilings, hardwood flooring, main floor laundry-mudroom convenience, office-sunroom, eat in kitchen with huge walk-in pantry, separate dining area and a gorgeous living room with a wall of windows showcasing stunning lake views, primary bedroom with double closets and a full bathroom. Upstairs loft with 2 bedrooms, large closets and a ¾ bathroom. Basement includes a family room with a wood burning fireplace, wet bar and bonus room, utility room, ample storage throughout and a 3-season porch. Enjoy the southern exposure from your lake facing deck overlooking a meticulously cared for and landscaped yard. 2+ stall insulated and heated garage with upper storage, workshop area and has a floor drain, plus a 30 x 40 pole building with a concrete floor, electricity, upper storage shelving and plenty of room for larger equipment. Off peak electric basement in floor heating, mini split A/C & heat, wood burning fireplace & a heat & glo gas fireplace, newer on demand hot water baseboard boiler. This property is clearly designed for year-round enjoyment and offers a lifestyle that balances rustic charm with modern amenities.
Active
$899,000
40559 321st Ln, Aitkin, MN 56431
3beds
3,715sqft
Est.:
Single Family Residence
Built in 1992
31.1 Acres Lot
$868,700 Zestimate®
$242/sqft
$-- HOA
What's special
Hardwood flooringWood burning fireplaceSouthern exposureVaulted ceilingsOpen floor planBonus roomHuge walk-in pantry
- 85 days |
- 621 |
- 21 |
Zillow last checked: 8 hours ago
Listing updated: October 08, 2025 at 07:32pm
Listed by:
Jessica A Janzen 218-820-7115,
Cummings Janzen Realty, Inc,
Jeremy Janzen 218-851-0879
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6789522
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Rooms
- Room types: Living Room, Dining Room, Kitchen, Pantry (Walk-In), Bedroom 1, Primary Bathroom, Office, Laundry, Loft, Bedroom 2, Bedroom 3, Bathroom, Family Room, Bonus Room, Bar/Wet Bar Room, Mud Room, Utility Room, Three Season Porch
Bedroom 1
- Level: Main
- Area: 222.32 Square Feet
- Dimensions: 16.11 x 13.8
Bedroom 2
- Level: Upper
- Area: 182.24 Square Feet
- Dimensions: 13.4 x 13.6
Bedroom 3
- Level: Upper
- Area: 176.85 Square Feet
- Dimensions: 13.5 x 13.10
Primary bathroom
- Level: Main
- Area: 85.63 Square Feet
- Dimensions: 9.11 x 9.4
Bathroom
- Level: Upper
- Area: 64.35 Square Feet
- Dimensions: 9.9 x 6.5
Bathroom
- Level: Basement
- Area: 63 Square Feet
- Dimensions: 7 x 9
Other
- Level: Basement
- Area: 96 Square Feet
- Dimensions: 8 x 12
Bonus room
- Level: Basement
- Area: 416 Square Feet
- Dimensions: 16 x 26
Dining room
- Level: Main
Family room
- Level: Basement
- Area: 289 Square Feet
- Dimensions: 17 x 17
Kitchen
- Level: Main
- Area: 328.8 Square Feet
- Dimensions: 13.7 x 24
Laundry
- Level: Main
- Area: 113.56 Square Feet
- Dimensions: 16.7 x 6.8
Living room
- Level: Main
- Area: 310.98 Square Feet
- Dimensions: 14.2 x 21.9
Loft
- Level: Upper
- Area: 251.59 Square Feet
- Dimensions: 13.9 x 18.10
Mud room
- Level: Basement
- Area: 189 Square Feet
- Dimensions: 9 x 21
Office
- Level: Main
- Area: 165 Square Feet
- Dimensions: 16.5 x 10
Other
- Level: Main
- Area: 27 Square Feet
- Dimensions: 3 x 9
Other
- Level: Basement
- Area: 480 Square Feet
- Dimensions: 10 x 48
Utility room
- Level: Basement
- Area: 135 Square Feet
- Dimensions: 9 x 15
Heating
- Baseboard, Boiler, Ductless Mini-Split, Dual, Fireplace(s), Radiant Floor
Cooling
- Ductless Mini-Split
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener Owned
Features
- Basement: Drain Tiled,Egress Window(s),Finished,Full,Storage Space,Walk-Out Access
- Number of fireplaces: 2
- Fireplace features: Family Room, Gas, Living Room, Wood Burning
Interior area
- Total structure area: 3,715
- Total interior livable area: 3,715 sqft
- Finished area above ground: 2,195
- Finished area below ground: 1,520
Property
Parking
- Total spaces: 2
- Parking features: Detached, Gravel, Electric, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage, Storage
- Garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions (24 x 36)
Accessibility
- Accessibility features: None
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Deck, Front Porch, Screened, Wrap Around
- Has view: Yes
- View description: Lake, South, River
- Has water view: Yes
- Water view: Lake,River
- Waterfront features: Lake Front, River View, Waterfront Elevation(0-4), Waterfront Num(01017000), Lake Bottom(Hard, Undeveloped, Weeds), Lake Acres(320), Lake Depth(35)
- Body of water: Hanging Kettle
- Frontage length: Water Frontage: 150
Lot
- Size: 31.1 Acres
- Dimensions: 415 x 66 x 147 x 144 x 222 x 215 x 1160 x 957 x 1424 x 168 x 335 x 150
- Features: Many Trees
Details
- Additional structures: Pole Building
- Foundation area: 1520
- Parcel number: 070026205
- Zoning description: Shoreline,Residential-Single Family
- Other equipment: Fuel Tank - Rented
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Log Siding, Frame
- Roof: Age Over 8 Years,Asphalt
Condition
- Age of Property: 33
- New construction: No
- Year built: 1992
Utilities & green energy
- Electric: 200+ Amp Service, Power Company: Mille Lacs Energy Co-op
- Gas: Electric, Propane, Wood
- Sewer: Private Sewer, Tank with Drainage Field
- Water: Drilled, Well
Community & HOA
HOA
- Has HOA: No
Location
- Region: Aitkin
Financial & listing details
- Price per square foot: $242/sqft
- Tax assessed value: $861,587
- Annual tax amount: $4,412
- Date on market: 9/16/2025
- Cumulative days on market: 30 days
Estimated market value
$868,700
$825,000 - $912,000
$3,287/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 9/16/2025 | Listed for sale | $899,000$242/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #6789522 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,338 +13.5% | $861,587 +2% |
| 2023 | $3,822 +0.3% | $844,699 +17.7% |
| 2022 | $3,810 +11.9% | $717,406 +27.2% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$5,118/mo
Principal & interest
$4376
Property taxes
$427
Home insurance
$315
Climate risks
Neighborhood: 56431
Nearby schools
GreatSchools rating
- 8/10Rippleside Elementary SchoolGrades: PK-6Distance: 3.4 mi
- 7/10Aitkin Secondary SchoolGrades: 7-12Distance: 3.8 mi
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