Stunning Waterfront home in Bay Point - A Boater's Dream!
This breathtaking 3189 sq ft waterfront home in the prestigious Bay Point community, offering 4 spacious bedrooms, 3 beautifully updated bathrooms, and a flexible bonus/game room that opens to a private balcony with panoramic water views.
Perfectly situated at a wide intersection of the canal with approximately 78 feet of water frontage, this home is ideal for large vessels and boating enthusiasts. Enjoy direct water access, a small boat lift, and a paver side yard perfect for additional storage.
Inside, you'll find a grand open-concept living space with vaulted ceilings, floor-to-ceiling custom windows, and a cozy fireplace, all designed to highlight the one-of-a-kind views and flood the home with natural light. The renovated kitchen is a chef's delight, featuring quartz countertops, stainless steel appliances, and a large breakfast bar perfect for entertaining.
The luxurious primary suite offers serene water views, a walk-in closet, and an updated ensuite bathroom with a double vanity, walk-in shower, and soaking tub. With two bedrooms upstairs and two downstairs, this layout provides comfort and privacy for the entire family.
Step outside to your private pool, expansive deck, and beautifully landscaped surroundings. Additional features include a U-shaped driveway, updated flooring throughout, and a large attic space for extra storage.
When you purchase in Bay Point you're not just purchasing a waterfront home. Bay Point is known for its pro golf course the Nicolas course, its newly renovated Marina, annual events such as Bill Fish and so much more.
Whether you're seeking a peaceful getaway or an entertainer's paradise, this waterfront gem delivers coastal living at its finest.
For sale
Price cut: $101K (1/26)
$998,000
405 Wahoo Rd, Panama City Beach, FL 32408
4beds
3,189sqft
Est.:
Single Family Residence
Built in 1983
10,018.8 Square Feet Lot
$934,100 Zestimate®
$313/sqft
$-- HOA
What's special
Private poolCozy fireplaceBoat liftRenovated kitchenLarge breakfast barPanoramic water viewsFloor-to-ceiling custom windows
- 249 days |
- 2,524 |
- 104 |
Zillow last checked: 8 hours ago
Listing updated: February 12, 2026 at 10:55am
Listed by:
The Jarrett Group 850-279-5911,
Keller Williams Success Realty
Source: CPAR,MLS#: 774777
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Breakfast Room/Nook, Bedroom, Dining Room, Full Bath, Living Room, Primary Bathroom, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 14 x 17
Bedroom
- Level: First
- Dimensions: 17 x 9
Bedroom
- Level: Second
- Dimensions: 16 x 9
Bedroom
- Level: Second
- Dimensions: 13 x 10
Primary bathroom
- Level: First
- Dimensions: 24 x 14
Other
- Level: Second
- Dimensions: 11 x 8
Breakfast room nook
- Level: First
- Dimensions: 27 x 9
Dining room
- Level: First
- Dimensions: 15 x 12
Other
- Level: Second
- Dimensions: 17 x 6
Living room
- Level: First
- Dimensions: 27 x 25
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s), Multi Units
Appliances
- Included: Electric Cooktop, Electric Oven, Electric Water Heater
Features
- Has fireplace: Yes
Interior area
- Total structure area: 3,189
- Total interior livable area: 3,189 sqft
Property
Parking
- Parking features: Circular Driveway, Gated
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Enclosed, Patio
- Exterior features: Boat Lift, Boat Slip, Dock, Patio
- Has private pool: Yes
- Pool features: In Ground, Private
- Fencing: Fenced,Partial
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Canal Access
- Frontage length: 68
Lot
- Size: 10,018.8 Square Feet
- Dimensions: 130 x 78
- Features: Sprinkler System, Paved
Details
- Additional structures: RV/Boat Storage
- Parcel number: 30933468000
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subtype: Single Family Residence
Materials
- Brick, HardiPlank Type
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 1983
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Features: Boat Facilities, Fishing, Golf, Gated, Tennis Court(s), Waterfront, Short Term Rental Allowed
- Security: Security Gate, Smoke Detector(s)
- Subdivision: Bay Point Unit 1
HOA
- Has HOA: Yes
- Amenities included: Gated
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $313/sqft
- Tax assessed value: $630,204
- Annual tax amount: $7,303
- Date on market: 6/12/2025
- Cumulative days on market: 241 days
Estimated market value
$934,100
$887,000 - $981,000
$3,698/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/26/2026 | Price change | $998,000-9.2%$313/sqft |
Source:  CPAR #774777 Report a problem | ||
| 9/15/2025 | Price change | $1,099,000-6.1%$345/sqft |
Source: CPAR #774777 Report a problem | ||
| 8/18/2025 | Price change | $1,169,900-2.5%$367/sqft |
Source: CPAR #774777 Report a problem | ||
| 6/12/2025 | Listed for sale | $1,199,900+103.7%$376/sqft |
Source: CPAR #774777 Report a problem | ||
| 9/25/2020 | Sold | $589,000-1.8%$185/sqft |
Source:  ECAOR #851665 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,303 -5.2% | $630,204 +3.8% |
| 2023 | $7,704 +17.9% | $607,407 +10% |
| 2022 | $6,532 | $552,188 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$5,698/mo
Principal & interest
$4642
Property taxes
$1056
Climate risks
Neighborhood: Upper Grand Lagoon
Nearby schools
GreatSchools rating
- 8/10Patronis Elementary SchoolGrades: K-5Distance: 1.5 mi
- 7/10Surfside Middle SchoolGrades: 6-8Distance: 7.4 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 5.4 mi
Schools provided by the listing agent
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- Loading
- Loading
