Embrace the restorative beauty of this river front 2/2 ranch-style, log-sided custom home. Offered furnished and making its first appearance on the market. Sparkling river views anchor a bright inviting kitchen featuring an island, ample dining space, and an open flow to the living room with vaulted wood ceilings and a striding stone fireplace. A thoughtful blend of modern and rustic finishes creates a vibrant yet comfortable retreat ideal for full-time living or a vacation escape. Both bedrooms are generously sized with walk-in closets, while the baths showcase walk-in tile showers and artistic glass vessel sinks; the primary bath also offers a double vanity for added convenience. Begin your mornings in the hot tub overlooking the mist-covered river and unwind in the evenings on the full-length covered porch with sleek cable railing and Brazilian hardwood decking. An automated decorative metal gate, stone retaining wall, paved drive, detached double garage, and attached two-bay garage enhance the layered, organically landscaped lot and deliver exceptional curb appeal. Serene, private, and refreshing, yet just minutes from downtown Murphy's charming shops, distinctive dining, and thriving arts community.
Active
$749,000
405 Underwood Hill Rd, Murphy, NC 28906
2beds
1,620sqft
Est.:
Residential
Built in 2022
0.78 Acres Lot
$-- Zestimate®
$462/sqft
$83/mo HOA
What's special
Modern and rustic finishesLayered organically landscaped lotDetached double garageBrazilian hardwood deckingStone retaining wallVaulted wood ceilingsRiver front
- 39 days |
- 799 |
- 40 |
Zillow last checked: 7 hours ago
Listing updated: February 06, 2026 at 09:39am
Listed by:
Crystal Davis 828-557-1312,
Appalachian Land Company
Source: NGBOR,MLS#: 424745
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Rooms
- Room types: Living Room, Kitchen, Laundry
Primary bedroom
- Level: Main
Heating
- Central, Propane
Cooling
- Central Air
Appliances
- Included: Refrigerator, Oven, Washer, Dryer, Electric Water Heater
- Laundry: Main Level, Laundry Room
Features
- Ceiling Fan(s), Cathedral Ceiling(s)
- Flooring: Luxury Vinyl
- Windows: Storm Window(s)
- Basement: None
- Number of fireplaces: 1
- Fireplace features: Gas Log
- Furnished: Yes
Interior area
- Total structure area: 1,620
- Total interior livable area: 1,620 sqft
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Garage, Detached, Asphalt
- Garage spaces: 4
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch
- Has spa: Yes
- Spa features: Heated
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- Waterfront features: River Front
- Body of water: Hiwassee River
- Frontage type: River
Lot
- Size: 0.78 Acres
- Topography: Sloping
Details
- Parcel number: 551103133145000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,Cabin,Modern
- Property subtype: Residential
Materials
- Frame, Log Siding
- Roof: Metal
Condition
- Resale
- New construction: No
- Year built: 2022
Utilities & green energy
- Sewer: Septic Tank
- Water: Community
- Utilities for property: Fiber Optics
Community & HOA
Community
- Subdivision: Highland Creek Estates
HOA
- Has HOA: Yes
- HOA fee: $1,000 annually
Location
- Region: Murphy
Financial & listing details
- Price per square foot: $462/sqft
- Tax assessed value: $270,310
- Date on market: 2/6/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/6/2026 | Listed for sale | $749,000+91.6%$462/sqft |
Source:  Mountain Lakes BOR #155559 Report a problem | ||
| 8/1/2021 | Sold | $390,850+501.3%$241/sqft |
Source: Mountain Lakes BOR #136654 Report a problem | ||
| 6/26/2020 | Sold | $65,000+32.7%$40/sqft |
Source: Public Record Report a problem | ||
| 4/27/2015 | Sold | $49,000+22.5%$30/sqft |
Source: Public Record Report a problem | ||
| 3/22/2011 | Sold | $40,000-61.9%$25/sqft |
Source: Public Record Report a problem | ||
| 12/9/2005 | Sold | $105,000$65/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $270,310 |
| 2024 | -- | $270,310 |
| 2023 | $1,992 | $270,310 |
| 2022 | -- | $270,310 +135.3% |
| 2021 | $680 | $114,880 +155.3% |
| 2020 | -- | $45,000 +44.2% |
| 2019 | $193 | $31,200 |
| 2018 | $193 +0.6% | $31,200 |
| 2017 | $192 | $31,200 |
| 2016 | $192 -0.6% | $31,200 |
| 2015 | $193 | $31,200 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,006/mo
Principal & interest
$3611
Property taxes
$312
HOA Fees
$83
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Climate risks
Neighborhood: 28906
Nearby schools
GreatSchools rating
- 7/10Murphy ElementaryGrades: PK-5Distance: 3.8 mi
- 5/10Murphy MiddleGrades: 6-8Distance: 3.7 mi
- 7/10Murphy HighGrades: 9-12Distance: 3.7 mi
Local experts in 28906
- North Carolina
- Cherokee County
- Murphy
- 28906
- 405 Underwood Hill Rd
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