Nestled along the tranquil shores of a picturesque water canal, this stunning three-story residence offers an unparalleled blend of coastal charm and luxurious living. With direct access to the Gulf, indulge in the ultimate waterfront lifestyle where every day feels like a vacation. The first floor crowns this coastal oasis with a versatile space ideal for an office, home theater room, or guest suite. Step outside to the terrace and behold panoramic vistas stretching across the canal and towards the Gulf horizon. Whether hosting gatherings under the stars or unwinding in solitude, this sanctuary promises moments of tranquility and inspiration. Upon entering the second floor, you're greeted by an elegant foyer that sets the tone for the home's ambiance. It boasts expansive living areas seamlessly flowing from room to room, each adorned with tasteful finishes and panoramic views of the canal. A gourmet kitchen, complete with top-of-the-line appliances and custom cabinetry, serves as the heart of the home, perfect for culinary enthusiasts and entertaining alike. Two guest bedrooms, media space, and laundry room complete the home for a comfortable living lifestyle. Ascend to the third floor where relaxation meets indulgence. Here, the primary suite awaits, featuring a private balcony overlooking the shimmering waters, a bathroom retreat, and ample closet space. It offers comfort and privacy, each thoughtfully designed to capture natural light and serene views. Outside, the property is located on 75 Feet of spring-fed saltwater canal frontage creating a private haven for outdoor activities. A private dock awaits boating enthusiasts, providing easy access to the Gulf of Mexico for fishing, leisurely cruises, or exploring nearby coastal treasures. This Home features hurricane-impact windows, an alarm system, and a house generator hookup.
For sale
Price cut: $16K (4/25)
$599,000
4049 Cobia Dr, Hernando Beach, FL 34607
3beds
2,017sqft
Est.:
Single Family Residence
Built in 2002
8,712 Square Feet Lot
$553,900 Zestimate®
$297/sqft
$20/mo HOA
What's special
Private dockPrivate balconySpring-fed saltwater canal frontageTasteful finishesShimmering watersCustom cabinetryTop-of-the-line appliances
- 148 days
- on Zillow |
- 357 |
- 26 |
Zillow last checked: 7 hours ago
Listing updated: July 15, 2025 at 09:24am
Listed by:
PAID RECIPROCAL,
Paid Reciprocal Office
Source: HCMLS,MLS#: 2251792

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
- Laundry: Electric Dryer Hookup, Washer Hookup
Features
- Ceiling Fan(s), Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
- Flooring: Tile, Wood
- Windows: Impact Windows, Storm Shutters
- Has fireplace: No
Interior area
- Total structure area: 2,017
- Total interior livable area: 2,017 sqft
Property
Parking
- Total spaces: 2
- Parking features: Circular Driveway, Garage, Garage Door Opener
- Garage spaces: 2
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Covered, Deck, Rear Porch, Screened
- Exterior features: Boat Ramp - Private, Boat Slip, Dock
- Fencing: Back Yard,Wood
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Canal Front, Direct Gulf Access
Lot
- Size: 8,712 Square Feet
- Features: Other
Details
- Parcel number: R24 223 16 2370 0135 0030
- Zoning: PDP
- Zoning description: PUD
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Concrete, Stucco, Vinyl Siding
- Roof: Shingle
Condition
- New construction: No
- Year built: 2002
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Water Connected
Community & HOA
Community
- Subdivision: Hernando Beach Unit 13-B
HOA
- Has HOA: Yes
- Amenities included: Boat Dock, Boat Launch
- HOA fee: $245 annually
- HOA name: Coastal HOA
- HOA phone: 727-859-9734
Location
- Region: Hernando Beach
Financial & listing details
- Price per square foot: $297/sqft
- Tax assessed value: $470,928
- Annual tax amount: $3,663
- Date on market: 2/25/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Electric utility on property: Yes
- Road surface type: Asphalt
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