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For sale
  • Price cut: $14K (12/8)
    $585,000

    4049 Cobia Dr, Hernando Beach, FL 34607

    3beds
    2,017sqft
    : 
    Single Family Residence
    Built in 2002
    8,712 Square Feet Lot
    $-- Zestimate®
    $290/sqft
    $20/mo HOA

    What's special

    Private dockPrivate balconySpring-fed saltwater canal frontageTasteful finishesShimmering watersCustom cabinetryTop-of-the-line appliances
    Nestled along the tranquil shores of a picturesque water canal, this stunning three-story residence offers an unparalleled blend of coastal charm and luxurious living. With direct access to the Gulf, indulge in the ultimate waterfront lifestyle where every day feels like a vacation. The first floor crowns this coastal oasis with a versatile space ideal for an office, home theater room, or guest suite. Step outside to the terrace and behold panoramic vistas stretching across the canal and towards the Gulf horizon. Whether hosting gatherings under the stars or unwinding in solitude, this sanctuary promises moments of tranquility and inspiration. Upon entering the second floor, you're greeted by an elegant foyer that sets the tone for the home's ambiance. It boasts expansive living areas seamlessly flowing from room to room, each adorned with tasteful finishes and panoramic views of the canal. A gourmet kitchen, complete with top-of-the-line appliances and custom cabinetry, serves as the heart of the home, perfect for culinary enthusiasts and entertaining alike. Two guest bedrooms, media space, and laundry room complete the home for a comfortable living lifestyle. Ascend to the third floor where relaxation meets indulgence. Here, the primary suite awaits, featuring a private balcony overlooking the shimmering waters, a bathroom retreat, and ample closet space. It offers comfort and privacy, each thoughtfully designed to capture natural light and serene views. Outside, the property is located on 75 Feet of spring-fed saltwater canal frontage creating a private haven for outdoor activities. A private dock awaits boating enthusiasts, providing easy access to the Gulf of Mexico for fishing, leisurely cruises, or exploring nearby coastal treasures. This Home features hurricane-impact windows, an alarm system, and a house generator hookup.
    301 days
    |
    531
    |
    28
    |

    Zillow last checked: 8 hours ago

    Listing updated: December 09, 2025 at 07:22am

    Listed by:

    PAID RECIPROCAL,

    Paid Reciprocal Office

    Source: HCMLS,MLS#: 2251792MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    Heating
    • Central
    Cooling
    • Central Air
    Appliances
    • Included: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
    • Laundry: Electric Dryer Hookup, Washer Hookup
    Features
    • Ceiling Fan(s), Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
    • Flooring: Tile, Wood
    • Windows: Impact Windows, Storm Shutters
    • Has fireplace: No
    Interior area
    • Total structure area: 2,017
    • Total interior livable area: 2,017 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Circular Driveway, Garage, Garage Door Opener
    • Garage spaces: 2
    Features
    • Levels: Three Or More
    • Stories: 3
    • Patio & porch: Covered, Deck, Rear Porch, Screened
    • Exterior features: Boat Ramp - Private, Boat Slip, Dock
    • Fencing: Back Yard,Wood
    • Has view: Yes
    • View description: Gulf
    • Has water view: Yes
    • Water view: Gulf
    • Waterfront features: Canal Front, Direct Gulf Access
    Lot
    • Size: 8,712 Square Feet
    • Features: Other
    Details
    • Parcel number: R24 223 16 2370 0135 0030
    • Zoning: PDP
    • Zoning description: PUD
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Traditional
    • Property subtype: Single Family Residence
    Materials
    • Concrete, Stucco, Vinyl Siding
    • Roof: Shingle
    Condition
    • New construction: No
    • Year built: 2002

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Connected, Electricity Connected, Water Connected

    Community & HOA

    Community
    • Subdivision: Hernando Beach Unit 13-B
    HOA
    • Has HOA: Yes
    • Amenities included: Boat Dock, Boat Launch
    • HOA fee: $245 annually
    • HOA name: Coastal HOA
    • HOA phone: 727-859-9734
    Location
    • Region: Hernando Beach

    Financial & listing details

    • Price per square foot: $290/sqft
    • Tax assessed value: $470,928
    • Annual tax amount: $3,663
    • Date on market: 2/25/2025
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Electric utility on property: Yes
    • Road surface type: Asphalt

    Estimated market value

    Not available

    Estimated sales range

    Not available

    $3,129/mo

    Price history

    Price history
    DateEventPrice
    12/8/2025Price change$585,000-2.3%$290/sqft
    Source: Stellar MLS #O6260216 Report a problem
    4/25/2025Price change$599,000-2.6%$297/sqft
    Source: Stellar MLS #O6260216 Report a problem
    2/28/2025Price change$615,000-5.4%$305/sqft
    Source: Stellar MLS #O6260216 Report a problem
    11/27/2024Listed for sale$650,000-5.1%$322/sqft
    Source: Stellar MLS #O6260216 Report a problem
    9/27/2024Listing removed$685,000$340/sqft
    Source: Stellar MLS #O6151606 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$3,663 +2.5%$249,665 +3%
    2023$3,573 +2.1%$242,393 +3%
    2022$3,501 -3.3%$235,333 +3%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $3,760/mo
    Principal & interest
    $2799
    Property taxes
    $736
    Other costs
    $225

      Climate risks

      Neighborhood: 34607

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Westside
      • Middle: Fox Chapel
      • High: Weeki Wachee

      Source: HCMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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