Embrace the quintessential Florida waterfront lifestyle in this charming 2-bedroom, 2-bathroom stilt home, built in 2015 and offered fully furnished with a brand-new roof! Nestled along a serene coastal waterway, this home invites you to enjoy breathtaking water views and gentle sea breezes from its expansive wrap-around porch, accessible from two entrances. Inside, you’ll find a bright and airy open floor plan, tastefully furnished in a cool, coastal color palette that perfectly complements the surroundings. The home features a sleek stainless steel appliance package, wood laminate flooring throughout, and plenty of natural light. Step outside to your private dock, where you can spend your days fishing, boating, or simply soaking up the Florida sun. Relax on your elevated deck with a morning coffee or an evening cocktail while taking in the picturesque waterfront views. Situated in the AE flood zone, this home benefits from more affordable insurance rates while offering direct Gulf access, making it a boater’s paradise. Conveniently located near top-rated restaurants, marinas, shopping, and more, this is your chance to own a slice of Florida’s waterfront paradise.
For sale
Price cut: $22K (6/2)
$499,000
4045 Centavo Ct, Hernando Beach, FL 34607
2beds
957sqft
Est.:
Single Family Residence
Built in 2015
5,000 Square Feet Lot
$-- Zestimate®
$521/sqft
$-- HOA
What's special
Direct gulf accessPrivate dockExpansive wrap-around porchElevated deckBreathtaking water viewsPlenty of natural lightSerene coastal waterway
- 119 days
- on Zillow |
- 336 |
- 16 |
Zillow last checked: 7 hours ago
Listing updated: June 02, 2025 at 09:24am
Listing Provided by:
Cassandra Eckert 352-232-9107,
BHHS FLORIDA PROPERTIES GROUP 352-688-2227
Source: Stellar MLS,MLS#: W7872089
Originating MLS: West Pasco

Travel times
Tour with a buyer’s agent
Tour with a buyer’s agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Ceiling Fan(s), Tub With Shower, Built-in Closet
- Level: Second
- Area: 176 Square Feet
- Dimensions: 16x11
Kitchen
- Features: Breakfast Bar, No Closet
- Level: Second
- Area: 81 Square Feet
- Dimensions: 9x9
Living room
- Level: Second
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: Inside, Upper Level
Features
- Ceiling Fan(s), Living Room/Dining Room Combo, Open Floorplan
- Flooring: Laminate
- Has fireplace: No
- Furnished: Yes
Interior area
- Total structure area: 2,593
- Total interior livable area: 957 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Electric Vehicle Charging Station(s), Off Street
- Attached garage spaces: 1
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered
- Exterior features: Lighting
- Has view: Yes
- View description: Water, Canal, Marina
- Has water view: Yes
- Water view: Water,Canal,Marina
- Waterfront features: Canal - Saltwater, Saltwater Canal Access, Gulf/Ocean Access
Lot
- Size: 5,000 Square Feet
- Features: Cul-De-Sac, FloodZone, In County, Landscaped, Level, Near Golf Course, Near Marina, Near Public Transit
- Residential vegetation: Fruit Trees
Details
- Additional structures: Storage
- Parcel number: R1322316232009500160
- Zoning: RESI
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Pillar/Post/Pier
- Roof: Roof Over
Condition
- Completed
- New construction: No
- Year built: 2015
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Sewer Connected, Water Available
Community & HOA
Community
- Subdivision: HERNANDO BEACH
HOA
- Has HOA: No
- Pet fee: $0 monthly
Location
- Region: Hernando Beach
Financial & listing details
- Price per square foot: $521/sqft
- Tax assessed value: $435,483
- Annual tax amount: $4,868
- Date on market: 2/5/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
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