Rustic Luxury in Rock Island, TN – Discover the perfect blend of refined waterfront living and natural beauty in this one owner custom-built 5,600 sq. ft. Rock Island water retreat, nestled within the highly sought-after Rock Island Farms boutique community. Set on 5 nature-oriented acres, this extraordinary property boasts approximately 570 feet of gentle water frontage along the picturesque Rocky River, complete with private double-tier dock (two boat lifts and jet ski port included) for effortless access to boating, fishing, and river adventures. Rustic elegance takes center stage with warm wood finishes, soaring ceilings, and two magnificent stone fireplaces anchoring the home’s inviting indoor and outdoor gathering spaces. Designed for hosting family and friends, the home features four private en suite bedrooms plus two expansive bunk rooms—each sleeping 9 and offering its own en suite bath. Cozy screened porch overlooking the water invites year-round enjoyment, while multiple decks provide an abundance of outdoor living space. Built with craftsmanship, this home rests on solid poured concrete foundation walls and includes a storm shelter/storage space, oversized two-car garage designed to accommodate boat and watercraft storage, and thoughtful touches throughout blending comfort and relaxation. Whether seeking a weekend escape or a long-stay sanctuary, this rare offering delivers the ultimate remote getaway—less than two hours from Nashville—with every amenity for both seclusion and recreation. Conveying FULLY FURNISHED and turnkey for a seamless waterfront lifestyle transition (small personal exclusion list applies).
Active
$1,960,000
4042 Rocky Ridge Rd, Rock Island, TN 38581
6beds
5,619sqft
Est.:
Single Family Residence, Residential
Built in 2007
5 Acres Lot
$-- Zestimate®
$349/sqft
$42/mo HOA
What's special
- 31 days |
- 664 |
- 25 |
Zillow last checked: 7 hours ago
Listing updated: March 10, 2026 at 07:33am
Listing Provided by:
Lara K. Kirby | KIRBY GROUP 931-273-5510,
Compass 615-383-6600,
Morgan (Park) Hilliard | KIRBY GROUP 931-743-1772,
Compass
Source: RealTracs MLS as distributed by MLS GRID,MLS#: 3131594
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 7
- Full bathrooms: 6
- 1/2 bathrooms: 1
Bedroom 1
- Features: Full Bath
- Level: Full Bath
- Area: 323 Square Feet
- Dimensions: 19x17
Bedroom 2
- Features: Bath
- Level: Bath
- Area: 180 Square Feet
- Dimensions: 15x12
Bedroom 3
- Features: Bath
- Level: Bath
- Area: 180 Square Feet
- Dimensions: 15x12
Bedroom 4
- Features: Bath
- Level: Bath
- Area: 272 Square Feet
- Dimensions: 17x16
Primary bathroom
- Features: Primary Bedroom
- Level: Primary Bedroom
Dining room
- Features: Combination
- Level: Combination
- Area: 357 Square Feet
- Dimensions: 21x17
Other
- Features: Other
- Level: Other
- Area: 120 Square Feet
- Dimensions: 12x10
Kitchen
- Features: Pantry
- Level: Pantry
- Area: 315 Square Feet
- Dimensions: 15x21
Living room
- Features: Great Room
- Level: Great Room
- Area: 525 Square Feet
- Dimensions: 25x21
Other
- Features: Bedroom 5
- Level: Bedroom 5
- Area: 216 Square Feet
- Dimensions: 12x18
Other
- Features: Bedroom 6
- Level: Bedroom 6
- Area: 192 Square Feet
- Dimensions: 12x16
Recreation room
- Features: Basement Level
- Level: Basement Level
- Area: 418 Square Feet
- Dimensions: 19x22
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Built-In Electric Oven, Cooktop, Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Refrigerator, Washer
- Laundry: Electric Dryer Hookup, Washer Hookup
Features
- Bookcases, Built-in Features, Ceiling Fan(s), Entrance Foyer, Extra Closets, High Ceilings, Pantry, Walk-In Closet(s), High Speed Internet
- Flooring: Concrete, Wood
- Basement: Finished,Full
- Number of fireplaces: 2
- Fireplace features: Family Room, Gas, Wood Burning
Interior area
- Total structure area: 5,619
- Total interior livable area: 5,619 sqft
- Finished area above ground: 3,746
- Finished area below ground: 1,873
Property
Parking
- Total spaces: 8
- Parking features: Detached, Driveway
- Garage spaces: 2
- Uncovered spaces: 6
Accessibility
- Accessibility features: Accessible Entrance, Accessible Hallway(s)
Features
- Levels: Three Or More
- Stories: 2
- Patio & porch: Deck, Screened
- Exterior features: Dock, Gas Grill
- Has spa: Yes
- Spa features: Private
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- Waterfront features: River Front, Year Round Access
Lot
- Size: 5 Acres
- Dimensions: 5 acres
- Features: Sloped, Views
- Topography: Sloped,Views
Details
- Additional structures: Storm Shelter
- Parcel number: 011 00121 000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Rustic
- Property subtype: Single Family Residence, Residential
Materials
- Wood Siding
- Roof: Metal
Condition
- New construction: No
- Year built: 2007
Utilities & green energy
- Sewer: Septic Tank
- Water: Private
- Utilities for property: Water Available, Underground Utilities
Green energy
- Energy efficient items: Water Heater
Community & HOA
Community
- Security: Security System, Smoke Detector(s)
- Subdivision: Rock Island Farms
HOA
- Has HOA: Yes
- Amenities included: Gated, Underground Utilities
- Services included: Maintenance Grounds, Insurance
- HOA fee: $500 annually
- Second HOA fee: $350 one time
Location
- Region: Rock Island
Financial & listing details
- Price per square foot: $349/sqft
- Tax assessed value: $618,800
- Annual tax amount: $3,712
- Date on market: 2/17/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/2/2026 | Listed for sale | $1,960,000$349/sqft |
Source:  RealTracs MLS as distributed by MLS GRID #3131594 Report a problem | ||
| 1/5/2026 | Listing removed | $1,960,000$349/sqft |
Source: RealTracs MLS as distributed by MLS GRID #2974490 Report a problem | ||
| 8/16/2025 | Listed for sale | $1,960,000+1920.6%$349/sqft |
Source: RealTracs MLS as distributed by MLS GRID #2974490 Report a problem | ||
| 8/18/2004 | Sold | $97,000$17/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,713 | $154,700 |
| 2024 | $3,713 | $154,700 |
| 2023 | $3,713 | $154,700 |
| 2022 | $3,713 | $154,700 |
| 2021 | -- | $154,700 +26.9% |
| 2020 | $2,816 | $121,900 |
| 2019 | $2,816 +19.7% | $121,900 |
| 2018 | $2,353 0% | $121,900 |
| 2017 | $2,353 | $121,900 |
| 2016 | $2,353 +3.9% | $121,900 +3.9% |
| 2015 | $2,265 | $117,375 |
| 2014 | $2,265 0% | $117,375 -5.2% |
| 2013 | $2,265 +9.6% | $123,760 |
| 2012 | $2,067 0% | $123,760 |
| 2011 | $2,067 +16.8% | $123,760 |
| 2010 | $1,770 | $123,760 |
| 2009 | $1,770 | $123,760 |
| 2008 | -- | $123,760 +413.6% |
| 2007 | $523 | $24,098 |
| 2006 | $523 +10.7% | $24,098 |
| 2005 | $472 | $24,098 |
| 2004 | $472 | $24,098 |
| 2002 | $472 | $24,098 +194.7% |
| 2001 | -- | $8,178 -75% |
| 2000 | -- | $32,710 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$10,803/mo
Principal & interest
$10108
Property taxes
$653
HOA Fees
$42
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Climate risks
Neighborhood: 38581
Getting around
7 / 100
Car-DependentNearby schools
GreatSchools rating
- 6/10Spencer Elementary SchoolGrades: PK-5Distance: 8.3 mi
- 7/10Van Buren Co High SchoolGrades: 6-12Distance: 8.2 mi
Schools provided by the listing agent
- Elementary: Spencer Elementary
- Middle: Van Buren Co High School
- High: Van Buren Co High School
Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 38581
- Tennessee
- Van Buren County
- Rock Island
- 38581
- 4042 Rocky Ridge Rd
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