Perhaps the best buy in the Chappaqua School District! This expanded Cape Cod ringed by mature trees has been well-maintained and updated as a multi-generation family hub for almost 60 years. Now it's ready to start that nurturing cycle again with a new family on nearly 2/3 of an acre with water views and lake access on Tara Lake, but no HOA fees or restrictions. The private beach area is open to a limited number of properties around the lake. The home's renovated kitchen has stone counters, an island, a full suite of appliances, and propane for cooking. There are two bedrooms (originally three) and a full, renovated bathroom on the first floor. Two more bedrooms, a full bath, and yet-to-be-finished space on the second floor wait for updates of your choice. Other improvements include: a young roof (approx. 10 years), approx. 700sf maintenance-free deck (2022), above-ground oil tank (2015), and upgraded electrical (2013); permits for all improvements are closed. Municipal water, an expanded septic system, an oil-fired furnace, and hot-water baseboard and steam heat support this comfortable home. The location on a "primary", county road means reliable plowing when snow falls. Chappaqua schools, local shopping and services, easy access to highways, public parks and recreation; and multiple MetroNorth options are the perfect suburban mix. All inclusive taxes for 2024 = $15,241; current STAR = $1,702 standard/$3,676 enhanced. Grab this rare opportunity to buy a move-in ready home in one of Westchester's top-rated school districts for an as-is price with lots of potential to add value.
For sale
$749,900
403 Saw Mill River Road, Millwood, NY 10546
4beds
1,644sqft
Single Family Residence
Built in 1957
0.61 Acres Lot
$-- Zestimate®
$456/sqft
$-- HOA
What's special
- 9 days
- on Zillow |
- 1,984 |
- 115 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: 13 hours ago
Listing by:
Key Real Estate Services, LLC 718-874-2877,
Allison Jaffe 718-577-5284
Source: OneKey® MLS,MLS#: 848363

Travel times
Tour with a buyer’s agent
Tour with a buyer’s agent
Open house
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Description: Combined two rooms; the original FIVE-bedroom layout can be restored.
- Level: First
Bedroom 2
- Description: Another first-floor bedroom, den, or home office
- Level: First
Bedroom 3
- Level: Second
Bedroom 4
- Level: Second
Bathroom 1
- Description: Modern bath with a large shower
- Level: First
Bathroom 2
- Level: Second
Bonus room
- Level: Basement
Dining room
- Description: With electric fireplace
- Level: First
Kitchen
- Description: Modern kitchen w/casual dining island
- Level: First
Laundry
- Level: Basement
Living room
- Level: First
Heating
- Baseboard
Cooling
- Wall/Window Unit(s)
Appliances
- Included: Dishwasher, Dryer, Freezer, Gas Range, Microwave, Refrigerator
- Laundry: Washer/Dryer Hookup, In Basement, Washer Hookup
Features
- First Floor Bedroom, First Floor Full Bath, Breakfast Bar, Granite Counters, His and Hers Closets, Kitchen Island, Master Downstairs, Storage, Walk Through Kitchen
- Flooring: Carpet, Hardwood
- Basement: Partial,Partially Finished,Walk-Out Access
- Attic: Unfinished
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Interior area
- Total structure area: 1,644
- Total interior livable area: 1,644 sqft
Property
Parking
- Total spaces: 3
- Parking features: Attached, Garage
- Garage spaces: 1
- Carport spaces: 1
Features
- Levels: Three Or More
- Patio & porch: Deck, Porch, Screened
- Fencing: None
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Water Access
Lot
- Size: 0.61 Acres
- Features: Back Yard, Front Yard
Details
- Parcel number: 3600081013000010000018
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Block
Condition
- Actual
- New construction: No
- Year built: 1957
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Propane, Trash Collection Public, Water Connected
Community & HOA
HOA
- Has HOA: No
Location
- Region: Millwood
Financial & listing details
- Price per square foot: $456/sqft
- Tax assessed value: $88,800
- Annual tax amount: $15,241
- Date on market: 4/18/2025
- Listing agreement: Exclusive Right To Sell
- Inclusions: Refrigerator, Oven, Microwave, Dishwasher
- Electric utility on property: Yes
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