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For sale
  • Price cut: $400K (10/15)
    $8,599,000

    40 Whispering Wind Way, Santa Rosa Beach, FL 32459

    6beds
    6,347sqft
    : 
    Single Family Residence
    Built in 2023
    0.58 Acres Lot
    $-- Zestimate®
    $1,355/sqft
    $500/mo HOA

    What's special

    Presenting 40 Whispering Wind Way - a newly constructed, custom-designed retreat that epitomizes the highest standard of privacy, seclusion, and luxury. Nestled within the exclusive gated enclave of Bannerman Beach, this extraordinary estate offers unmatched access to a pristine stretch of North Florida coastline. With 3.4 acres of private deeded beach access and only 19 boutique lots in this serene community, this property ensures an unparalleled level of exclusivity. Adjacent to the peaceful Grayton Beach State Park, the location along the coveted 30A corridor offers both natural beauty and a quiet, tranquil atmosphere.The property boasts exceptional features such as a private pickleball court, a heated pool with a spacious pool deck, and sweeping Gulf views from the third-floor
    133 days
    |
    398
    |
    25
    |

    Likely to sell faster than

    Zillow last checked: 8 hours ago

    Listing updated: October 24, 2025 at 05:22am

    Listed by:

    Blankenship Watkins Advisory Group 850-805-6100,

    Christies International Real Estate Emerald Coast

    Source: ECAOR,MLS#: 983383MLS LogoOriginating MLS: Emerald Coast

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 6
    • Bathrooms: 7
    • Full bathrooms: 6
    • 1/2 bathrooms: 1
    Primary bedroom
    • Features: MBed First Floor, Walk-In Closet(s)
    • Level: First
    Primary bathroom
    • Features: Double Vanity, Soaking Tub, MBath Separate Shwr, MBath Tile, Walk-In Closet(s)
    Kitchen
    • Level: First
    Living room
    • Level: First
    Cooling
    • AC - 2 or More, Electric, Gas, AC - High Efficiency, Ceiling Fan(s)
    Appliances
    • Included: Dishwasher, Dryer, Ice Maker, Range Hood, Refrigerator, Refrigerator W/IceMk, Washer, Wine Refrigerator
    • Laundry: Washer/Dryer Hookup
    Features
    • Breakfast Bar, Beamed Ceilings, Elevator, Kitchen Island, Recessed Lighting, Newly Painted, Pantry, Wet Bar, Bedroom, Kitchen, Living Room, Master Bedroom
    • Flooring: Hardwood
    • Has fireplace: Yes
    • Fireplace features: Fireplace, Outside
    • Furnished: Yes
    • Common walls with other units/homes: No Common Walls
    Interior area
    • Total structure area: 6,347
    • Total interior livable area: 6,347 sqft

    Property

    Parking
    • Total spaces: 10
    • Parking features: Garage, Attached, Oversized
    • Attached garage spaces: 2
    • Has uncovered spaces: Yes
    Features
    • Stories: 3
    • Patio & porch: Deck Open, Patio Open, Porch Open
    • Exterior features: Balcony, Outdoor Kitchen, Tennis Court(s)
    • Has private pool: Yes
    • Pool features: Private, In Ground
    • Fencing: Full
    • Has view: Yes
    • View description: Coastal Dune Lakes, Gulf
    • Has water view: Yes
    • Water view: Coastal Dune Lakes,Gulf
    • Waterfront features: Beach
    Lot
    • Size: 0.58 Acres
    • Dimensions: 196 x 130
    • Features: Controlled Access, Cul-De-Sac, Within 1/2 Mile to Water, Deed Access
    Details
    • Parcel number: 073S19250000040050
    • Zoning description: Resid Single Family

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Contemporary
    • Property subtype: Single Family Residence
    Materials
    • Brick, Frame, Siding CmntFbrHrdBrd
    • Roof: Metal
    Condition
    • Construction Complete
    • Year built: 2023

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Electricity Connected, Natural Gas Connected, Cable Connected

    Community & HOA

    Community
    • Features: Fishing, Gated
    • Subdivision: Bannerman Beach Estates
    HOA
    • Has HOA: Yes
    • Services included: Maintenance Grounds, Master Association, Security
    • HOA fee: $6,000 annually
    Location
    • Region: Santa Rosa Beach

    Financial & listing details

    • Price per square foot: $1,355/sqft
    • Tax assessed value: $4,444,679
    • Annual tax amount: $40,284
    • Date on market: 8/19/2025
    • Cumulative days on market: 303 days
    • Listing terms: Conventional,Other
    • Electric utility on property: Yes
    • Road surface type: Paved
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    Estimated market value

    Not available

    Estimated sales range

    Not available

    Not available

    Price history

    Price history
    DateEventPrice
    10/15/2025Price change$8,599,000-4.4%$1,355/sqft
    Source: ECAOR #983383 Report a problem
    9/15/2025Price change$8,999,000-2.2%$1,418/sqft
    Source: ECAOR #983383 Report a problem
    8/27/2025Price change$9,199,000-5.2%$1,449/sqft
    Source: ECAOR #983383 Report a problem
    8/19/2025Price change$9,700,000-19.1%$1,528/sqft
    Source: ECAOR #983383 Report a problem
    3/3/2025Listed for sale$11,990,000+51.8%$1,889/sqft
    Source: ECAOR #969977 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$40,284 +265.3%$4,379,697 +260.9%
    2023$11,028 -9.9%$1,213,653 -6.4%
    2022$12,236 +7.3%$1,296,133 +10%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $52,772/mo
    Principal & interest
    $42598
    Property taxes
    $6664
    Other costs
    $3510

      Climate risks

      Neighborhood: 32459

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Van R Butler
      • Middle: Emerald Coast
      • High: South Walton

      Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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