Waterfront Cottage at Heritage Harbor Resort Welcome to the Boat House at Heritage Harbor, a stunning two-story waterfront cottage that perfectly blends comfort, style, and resort living. Featuring 4 bedrooms and 3.5 baths, this bright and cheerful retreat is thoughtfully designed with an open floor plan, vaulted second-story ceilings, and LVT flooring throughout. The modern kitchen is highlighted by quartz countertops, while a convenient second-story balcony makes enjoying Harbor views everyday easy. Enjoy outdoor living at its finest with a large front porch, a screened-in patio with direct access to seasonal boat docks, and a private deck offering breathtaking sunset views over the water. This home comes with quite a bit of furnishings and is short-term rental ready, providing excellent potential for investment or personal enjoyment. Two owned parking spaces add convenience for you and your guests. As part of the vibrant Heritage Harbor Resort community, owners and guests have access to incredible amenities including boat and kayak rentals, an on-site restaurant, walking paths, pickleball courts, a dog park, year-round events, and more. Located just 3 miles from historic downtown Ottawa and within 15 minutes of four state parks, including Starved Rock, this cottage is the perfect getaway destination. Whether you're looking for a weekend retreat, a full-time home, or a rental investment, the Boat House offers it all-waterfront living, resort amenities, and unmatched natural beauty.
Active
Price cut: $10K (11/6)
$599,000
40 Waterside Way, Ottawa, IL 61350
4beds
2,500sqft
Est.:
Single Family Residence
Built in 2021
871.2 Square Feet Lot
$-- Zestimate®
$240/sqft
$189/mo HOA
What's special
Waterfront cottageSecond-story balconyBreathtaking sunset viewsPrivate deckScreened-in patioOpen floor planLarge front porch
- 77 days |
- 152 |
- 1 |
Zillow last checked: 8 hours ago
Listing updated: November 10, 2025 at 10:07pm
Listing courtesy of:
Tammy Barry 815-252-3113,
Homesmart Realty Group IL
Source: MRED as distributed by MLS GRID,MLS#: 12483497
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Rooms
- Room types: Walk In Closet, Deck, Balcony/Porch/Lanai, Screened Porch
Primary bedroom
- Features: Flooring (Wood Laminate), Bathroom (Full)
- Level: Second
- Area: 285 Square Feet
- Dimensions: 19X15
Bedroom 2
- Features: Flooring (Wood Laminate)
- Level: Second
- Area: 156 Square Feet
- Dimensions: 12X13
Bedroom 3
- Features: Flooring (Wood Laminate)
- Level: Second
- Area: 90 Square Feet
- Dimensions: 10X9
Bedroom 4
- Level: Basement
- Area: 100 Square Feet
- Dimensions: 10X10
Balcony porch lanai
- Level: Main
- Area: 136 Square Feet
- Dimensions: 17X8
Deck
- Level: Main
- Area: 136 Square Feet
- Dimensions: 17X8
Dining room
- Features: Flooring (Wood Laminate)
- Level: Main
- Area: 132 Square Feet
- Dimensions: 11X12
Kitchen
- Features: Kitchen (Island, Pantry-Closet)
- Level: Main
- Area: 156 Square Feet
- Dimensions: 12X13
Living room
- Features: Flooring (Wood Laminate)
- Level: Main
- Area: 320 Square Feet
- Dimensions: 20X16
Screened porch
- Level: Basement
- Area: 136 Square Feet
- Dimensions: 17X8
Walk in closet
- Level: Second
- Area: 40 Square Feet
- Dimensions: 5X8
Heating
- Natural Gas, Electric
Cooling
- Central Air
Appliances
- Included: Range, Microwave, Dishwasher, Refrigerator, Freezer, Washer, Dryer, Stainless Steel Appliance(s)
Features
- Basement: Unfinished,Walk-Out Access
Interior area
- Total structure area: 2,550
- Total interior livable area: 2,500 sqft
Property
Parking
- Total spaces: 2
- Parking features: Gravel, Off Street, Owned
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
- Patio & porch: Deck, Patio
- Has view: Yes
- View description: Water, Back of Property
- Water view: Water,Back of Property
- Waterfront features: River Front
Lot
- Size: 871.2 Square Feet
- Dimensions: 30 X 112
Details
- Parcel number: 1544313010
- Special conditions: Home Warranty
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Other
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2021
Details
- Warranty included: Yes
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Heritage Harbor
HOA
- Has HOA: Yes
- Services included: Pool, Scavenger
- HOA fee: $189 monthly
Location
- Region: Ottawa
Financial & listing details
- Price per square foot: $240/sqft
- Tax assessed value: $463,176
- Annual tax amount: $14,521
- Date on market: 9/29/2025
- Ownership: Fee Simple w/ HO Assn.
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/6/2025 | Price change | $599,000-1.6%$240/sqft |
Source:  MRED as distributed by MLS GRID #12483497 Report a problem | ||
| 9/29/2025 | Listed for sale | $609,000+40.4%$244/sqft |
Source: MRED as distributed by MLS GRID #12483497 Report a problem | ||
| 12/6/2021 | Sold | $433,669$173/sqft |
Source: MRED as distributed by MLS GRID #11067682 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $14,522 +8.8% | $154,392 +11.1% |
| 2023 | $13,351 -1% | $138,967 +0.5% |
| 2022 | $13,484 +364.9% | $138,309 +374% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,329/mo
Principal & interest
$2897
Property taxes
$1033
Other costs
$399
Climate risks
Neighborhood: 61350
Nearby schools
GreatSchools rating
- 5/10Rutland Elementary SchoolGrades: PK-8Distance: 4.8 mi
- 4/10Ottawa Township High SchoolGrades: 9-12Distance: 2.3 mi
Schools provided by the listing agent
- High: Ottawa Township High School
- District: 230
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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