Discover the pinnacle of coastal modern luxury at Lot 4 Saltwater, the final and most coveted release in an exclusive private community of just five residences—each uniquely designed and built to the highest standards of personalization and craftsmanship—in the heart of historic Old Seagrove Beach along Scenic 30A.
This stunning to-be-built home redefines sophisticated seaside living with its fresh coastal modern architecture, thoughtfully created from the ground up to harmonize privacy, aesthetics, and seamless indoor-outdoor flow. Encircled by elegant white stucco privacy walls, the residence ensures maximum seclusion while blending beautifully with its neighbors. Make a dramatic first impression with an elegant entry featuring a serene water feature illuminated by ambient lighting, leading to the grand front door. Inside, exquisite white shell stone flooring flows effortlessly from the floating staircase through the entire first floor and out to the private back patio courtyard, blurring the boundaries between interiors and the lush outdoors.
The expansive living space boasts soaring 22-foot ceilings accented by thick wood beam detailing, an electric hearth with floating shelf display, and three sets of four-panel accordion doors that open fully to the courtyard. At the heart of the home lies a massive restaurant-style chef's kitchen, complete with double islands, a walk-through butler's pantry, and an additional food pantryperfect for culinary enthusiasts.
The main-level owner's suite is a private oasis, featuring a sitting area, dedicated laundry, indoor and outdoor showers, two large master closets, and direct access to the patio and private pool. Upstairs, two generous guest suites each offer full baths and walk-in closets, along with a convenient upper-level laundry and a versatile loft/gallery overlooking the dramatic clerestory below.
Enhancing the property's versatility is a detached guest housea complete mother-in-law suite with its own full kitchen, living room, bedroom, en suite bath, and stacked washer/dryer. Additional highlights include a large screened outdoor living, dining, and kitchen area; a private pool with raised patio; an exercise room/storage space; and a community well for irrigation.
Conveniently located within walking distance to the sugar-white sands of the Gulf, charming Seaside, and Publix, this home offers the ultimate 30A lifestyle. With the flexibility to customize the floor plan and make it 100% your own, Lot 4 Saltwater presents a rare opportunity to create your dream coastal retreat in one of Florida's most desirable enclaves.
For sale
Price cut: $2.2M (1/27)
$3,595,000
4 Saltwater Ln, Santa Rosa Beach, FL 32459
4beds
4,249sqft
Est.:
Single Family Residence
Built in 2026
9,583.2 Square Feet Lot
$-- Zestimate®
$846/sqft
$83/mo HOA
What's special
Double islandsPrivate oasisFloating staircaseUpper-level laundryExpansive living spaceIndoor and outdoor showersDedicated laundry
- 53 days |
- 185 |
- 8 |
Zillow last checked: 8 hours ago
Listing updated: January 27, 2026 at 09:09am
Listed by:
Keith V Vertes 480-335-4165,
Go to the Beach Real Estate
Source: ECAOR,MLS#: 992618
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
- Area: 360 Square Feet
- Dimensions: 18 x 20
Bedroom
- Level: Second
- Area: 208 Square Feet
- Dimensions: 16 x 13
Bedroom
- Level: Second
- Area: 140 Square Feet
- Dimensions: 14 x 10
Bedroom
- Level: Second
- Area: 192 Square Feet
- Dimensions: 12 x 16
Primary bathroom
- Level: First
- Area: 360 Square Feet
- Dimensions: 18 x 20
Dining area
- Level: First
- Area: 270 Square Feet
- Dimensions: 18 x 15
Kitchen
- Level: First
- Area: 468 Square Feet
- Dimensions: 26 x 18
Living room
- Level: First
- Area: 440 Square Feet
- Dimensions: 22 x 20
Loft
- Level: Second
- Area: 189 Square Feet
- Dimensions: 21 x 9
Heating
- Central, Natural Gas
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range Hood, Washer, Gas Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Beamed Ceilings, Cathedral Ceiling(s), Kitchen Island
- Flooring: Hardwood
- Has fireplace: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 4,249
- Total interior livable area: 4,249 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Guest
- Attached garage spaces: 2
Features
- Stories: 2
- Patio & porch: Covered
- Exterior features: Balcony
- Pool features: Heated, In Ground
- Fencing: Privacy
Lot
- Size: 9,583.2 Square Feet
- Dimensions: 137 x 90 x 78 x 100
- Features: Within 1/2 Mile to Water
Details
- Parcel number: 143S19257100000040
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subtype: Single Family Residence
Materials
- Frame, Siding CmntFbrHrdBrd
- Foundation: Slab
- Roof: Metal
Condition
- To Be Built
- New construction: No
- Year built: 2026
Utilities & green energy
- Water: Public
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Saltwater
HOA
- Has HOA: Yes
- HOA fee: $1,000 annually
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $846/sqft
- Annual tax amount: $4,978
- Date on market: 1/11/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/27/2026 | Price change | $1,395,000-61.2%$328/sqft |
Source: | ||
| 1/27/2026 | Price change | $3,595,000-10%$846/sqft |
Source: | ||
| 1/11/2026 | Listed for sale | $3,995,000$940/sqft |
Source: | ||
Public tax history
Public tax history
Tax history is unavailable.BuyAbility℠ payment
Est. payment
$20,305/mo
Principal & interest
$17436
Property taxes
$2786
HOA Fees
$83
Climate risks
Neighborhood: 32459
Nearby schools
GreatSchools rating
- 10/10Bay Elementary SchoolGrades: K-5Distance: 3.4 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 2.6 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 5.3 mi
Schools provided by the listing agent
- Elementary: Dune Lakes
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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