3BR/2BA Patio Home with Lagoon Views & Wrap-Around Deck - Enjoy serene double-lagoon views and walking paths from this one-level patio home. The vaulted living and dining area features a fireplace and opens to a bright sunroom and large wrap-around deck. The kitchen offers an electric range, dishwasher, refrigerator, pantry, and access to both the garage and side grilling deck. Primary suite has vaulted ceilings, lagoon views, walk-in closet, and spacious bath with double vanity and walk-in shower. Versatile middle bedroom includes a bonus storage/office nook, and the third bedroom has a walk-in closet. Hall bath doubles as guest powder room. Additional highlights: hardwood floors, inside laundry, and one of the largest backyards in the neighborhood. Quarterly dues include yard maintenance, mowing, trimming, and pine straw. Community green space and walking/biking trails just steps away. All fogged windows and doors have been ordered and are going to be repaired on October 8-10. HOA fee is $270.00 month for everything.
For sale
Price cut: $25K (11/14)
$495,000
4 Bay Tree Ct W, Saint Simons Island, GA 31522
3beds
1,511sqft
Est.:
Single Family Residence
Built in 1991
6,098.4 Square Feet Lot
$-- Zestimate®
$328/sqft
$-- HOA
What's special
Walking pathsLarge wrap-around deckBright sunroomHardwood floorsDouble-lagoon viewsWalk-in closetWalk-in shower
- 85 days |
- 1,478 |
- 63 |
Zillow last checked: 8 hours ago
Listing updated: November 14, 2025 at 03:42pm
Listed by:
Phoebe Hoaster 912-270-5730,
DeLoach Sotheby's International Realty
Source: GIAOR,MLS#: 1656578Originating MLS: Golden Isles Association of Realtors
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Electric, Heat Pump
Cooling
- Electric, Heat Pump
Appliances
- Included: Dishwasher, Plumbed For Ice Maker, Range, Range Hood, Washer
- Laundry: In Kitchen
Features
- Breakfast Bar, Breakfast Area, Pantry, Painted Woodwork, Vaulted Ceiling(s), Ceiling Fan(s), Fireplace
- Flooring: Hardwood, Tile
- Windows: Double Pane Windows
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: Living Room, Wood Burning
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 1,511 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener, Kitchen Level, Paved
- Garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Low Threshold Shower, Accessible Hallway(s)
Features
- Patio & porch: Deck, Open
- Exterior features: Deck, Sprinkler/Irrigation, Paved Driveway
- Has view: Yes
- View description: Lagoon, Other, Residential
- Has water view: Yes
- Water view: Lagoon
- Waterfront features: Lagoon
Lot
- Size: 6,098.4 Square Feet
- Features: Cul-De-Sac, Landscaped, Level
Details
- Parcel number: 0408141
- Zoning description: Res Single,Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Patio Home
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Brick, Cedar, Drywall
- Foundation: Crawlspace
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1991
Utilities & green energy
- Electric: 220 Volts
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Available, Sewer Available, Sewer Connected, Underground Utilities
Green energy
- Energy efficient items: Windows
Community & HOA
Community
- Features: Lake, Street Lights, Sidewalks
- Security: Smoke Detector(s)
- Subdivision: Bay Tree Cottages
HOA
- Has HOA: Yes
Location
- Region: Saint Simons Island
Financial & listing details
- Price per square foot: $328/sqft
- Tax assessed value: $405,700
- Annual tax amount: $4,032
- Date on market: 9/16/2025
- Cumulative days on market: 86 days
- Listing terms: Cash,Conventional,1031 Exchange
- Inclusions: Dryer, Refrigerator, Washer
- Electric utility on property: Yes
- Road surface type: Asphalt, Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/14/2025 | Price change | $495,000-4.8%$328/sqft |
Source: GIAOR #1656578 Report a problem | ||
| 9/16/2025 | Listed for sale | $520,000+60%$344/sqft |
Source: GIAOR #1656578 Report a problem | ||
| 2/25/2021 | Sold | $325,000+16.1%$215/sqft |
Source: Public Record Report a problem | ||
| 1/22/2019 | Sold | $280,000+3.9%$185/sqft |
Source: GIAOR #1601314 Report a problem | ||
| 1/15/2016 | Sold | $269,500-2%$178/sqft |
Source: GIAOR #1576276 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,032 -2% | $162,280 |
| 2023 | $4,113 +28.3% | $162,280 +32.1% |
| 2022 | $3,206 -1.5% | $122,840 +9.7% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,774/mo
Principal & interest
$2374
Property taxes
$227
Home insurance
$173
Climate risks
Neighborhood: 31522
Nearby schools
GreatSchools rating
- 9/10Oglethorpe Point Elementary SchoolGrades: PK-5Distance: 0.7 mi
- 7/10Glynn Middle SchoolGrades: 6-8Distance: 7.6 mi
- 9/10Glynn AcademyGrades: 9-12Distance: 7.7 mi
Schools provided by the listing agent
- Elementary: Oglethorpe
- Middle: Glynn Middle
- High: Glynn Academy
Source: GIAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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