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  • Price cut: $10K (12/3)
    $825,000

    3N943 Ralph Waldo Emerson Ln, St Charles, IL 60175

    4beds
    4,110sqft
    : 
    Single Family Residence
    Built in 2002
    0.36 Acres Lot
    $813,500 Zestimate®
    $201/sqft
    $117/mo HOA

    What's special

    Cozy fireplaceFunctional open-concept layoutBright and inviting foyerElegant formal dining room
    Welcome to St. Charles living at its finest! Nestled in the highly desirable Fox Mill community, this beautifully maintained home offers everything today's buyers are looking including a newer roof 2023. This home offers a functional open-concept layout, an expansive chef's kitchen, and stunning hardwood floors throughout. Perfectly positioned on a quiet court with a charming central park, this location provides both privacy and a picturesque, family-friendly setting. As you step inside, you're welcomed by a bright and inviting foyer framed by a formal living room on the right and an elegant formal dining room on the left, ideal for holiday gatherings and special occasions. Moving further into the home, you'll discover an expansive family room filled with natural light and centered around a cozy fireplace. The open flow into the kitchen creates the perfect environment for hosting, entertaining, or simply enjoying everyday family life. The chef's kitchen is a true highlight, offering generous counter space, a large island ideal for meal prep and casual seating, and a spacious eat-in area that comfortably fits a large dining table. Whether you're cooking dinner or helping with homework, this kitchen was designed for real-life functionality. Just off the kitchen, a large deck overlooks the private, tree-lined yard... the perfect spot for summer grilling, outdoor dining, or relaxing in the serenity of your surroundings. A dedicated home office on the main level provides a quiet and productive space for working from home, studying, or managing daily tasks. Upstairs, you'll find four well-appointed bedrooms, each offering ample closet space and natural light. The oversized primary suite serves as a private retreat, featuring hardwood floors, a spacious layout, and a rare private balcony, a peaceful spot for morning coffee, fresh air, or evening relaxation. The ensuite bath includes a dual vanity, walk-in shower, and soaking tub, making it easy to unwind at the end of the day. The upper level also features a large bonus room with skylights that bathe the space in natural light. This room is versatile and can be tailored to your lifestyle... a recreation room, playroom, home gym, movie room, or even a second office or creative studio. Located in the sought-after Fox Mill subdivision, residents enjoy an unmatched lifestyle with resort-style amenities, including a community clubhouse, swimming pool, multiple playgrounds, and miles of scenic walking and biking trails.HVAC - 3 years of age and water heater - 5 years of age. Beyond the neighborhood, you'll love being part of the St. Charles community, known for its top-rated District 303 schools, exceptional park district, and vibrant downtown filled with restaurants, boutique shops, riverfront paths, and year-round entertainment.
    25 days
    |
    1,761
    |
    97
    |

    Likely to sell faster than

    Zillow last checked: 8 hours ago

    Listing updated: December 08, 2025 at 10:06pm

    Listing courtesy of:

    Kari Kohler 630-673-4586,

    Coldwell Banker Realty,

    Sam Kohler 331-575-7457,

    Coldwell Banker Realty

    Source: MRED as distributed by MLS GRID,MLS#: 12513725MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    Rooms
    • Room types: Recreation Room, Office, Eating Area
    Primary bedroom
    • Features: Flooring (Hardwood), Window Treatments (Blinds), Bathroom (Full)
    • Level: Second
    • Area: 374 Square Feet
    • Dimensions: 22X17
    Bedroom 2
    • Features: Flooring (Hardwood), Window Treatments (Blinds)
    • Level: Second
    • Area: 180 Square Feet
    • Dimensions: 15X12
    Bedroom 3
    • Features: Flooring (Hardwood), Window Treatments (Blinds)
    • Level: Second
    • Area: 154 Square Feet
    • Dimensions: 14X11
    Bedroom 4
    • Features: Flooring (Hardwood), Window Treatments (Blinds)
    • Level: Second
    • Area: 140 Square Feet
    • Dimensions: 14X10
    Dining room
    • Features: Flooring (Hardwood), Window Treatments (Plantation Shutters)
    • Level: Main
    • Area: 182 Square Feet
    • Dimensions: 14X13
    Eating area
    • Features: Flooring (Hardwood)
    • Level: Main
    • Area: 90 Square Feet
    • Dimensions: 10X9
    Family room
    • Features: Flooring (Hardwood), Window Treatments (Plantation Shutters)
    • Level: Main
    • Area: 285 Square Feet
    • Dimensions: 19X15
    Kitchen
    • Features: Kitchen (Eating Area-Breakfast Bar, Eating Area-Table Space, Island, Pantry-Walk-in), Flooring (Hardwood), Window Treatments (Blinds)
    • Level: Main
    • Area: 210 Square Feet
    • Dimensions: 15X14
    Laundry
    • Features: Flooring (Ceramic Tile)
    • Level: Main
    • Area: 72 Square Feet
    • Dimensions: 12X6
    Living room
    • Features: Flooring (Carpet)
    • Level: Main
    • Area: 168 Square Feet
    • Dimensions: 14X12
    Office
    • Features: Flooring (Hardwood), Window Treatments (Blinds)
    • Level: Main
    • Area: 196 Square Feet
    • Dimensions: 14X14
    Recreation room
    • Features: Flooring (Carpet), Window Treatments (Plantation Shutters)
    • Level: Second
    • Area: 320 Square Feet
    • Dimensions: 20X16
    Heating
    • Natural Gas
    Cooling
    • Central Air
    Appliances
    • Included: Range, Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
    • Laundry: Main Level, Sink
    Features
    • Dry Bar, Built-in Features, Walk-In Closet(s), Open Floorplan, Special Millwork, Separate Dining Room, Pantry
    • Flooring: Hardwood, Carpet
    • Doors: Sliding Doors
    • Windows: Drapes, Blinds
    • Basement: Unfinished,Full
    • Number of fireplaces: 2
    • Fireplace features: Wood Burning, Gas Starter, Family Room, Master Bedroom
    Interior area
    • Total structure area: 6,089
    • Total interior livable area: 4,110 sqft

    Property

    Parking
    • Total spaces: 3
    • Parking features: Asphalt, Garage Door Opener, Garage Owned, Attached, Garage
    • Attached garage spaces: 3
    • Has uncovered spaces: Yes
    Accessibility
    • Accessibility features: No Disability Access
    Features
    • Stories: 2
    • Patio & porch: Deck
    • Exterior features: Balcony
    Lot
    • Size: 0.36 Acres
    • Dimensions: 97X160X97X173
    • Features: Cul-De-Sac, Landscaped, Mature Trees
    Details
    • Additional structures: None
    • Parcel number: 0826227017
    • Special conditions: None
    • Other equipment: Ceiling Fan(s)

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Traditional
    • Property subtype: Single Family Residence
    Materials
    • Brick
    • Foundation: Concrete Perimeter
    • Roof: Asphalt
    Condition
    • New construction: No
    • Year built: 2002

    Utilities & green energy

    • Electric: Circuit Breakers
    • Sewer: Public Sewer
    • Water: Shared Well

    Community & HOA

    Community
    • Features: Clubhouse, Park, Pool, Curbs, Sidewalks, Street Lights, Street Paved
    • Subdivision: Fox Mill
    HOA
    • Has HOA: Yes
    • Services included: Insurance
    • HOA fee: $350 quarterly
    Location
    • Region: St Charles

    Financial & listing details

    • Price per square foot: $201/sqft
    • Tax assessed value: $833,475
    • Annual tax amount: $17,959
    • Date on market: 11/15/2025
    • Ownership: Fee Simple w/ HO Assn.
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    Estimated market value

    $813,500

    $773,000 - $854,000

    $5,674/mo

    Price history

    Price history
    DateEventPrice
    12/3/2025Price change$825,000-1.2%$201/sqft
    Source: MRED as distributed by MLS GRID #12513725 Report a problem
    11/15/2025Listed for sale$835,000+54.6%$203/sqft
    Source: MRED as distributed by MLS GRID #12513725 Report a problem
    6/13/2014Sold$540,000-5.2%$131/sqft
    Source: Public Record Report a problem
    3/4/2014Price change$569,900-8.8%$139/sqft
    Source: Coldwell Banker Residential Brokerage - St Charles #08547995 Report a problem
    5/25/2013Price change$625,000-1.6%$152/sqft
    Source: Coldwell Banker Residential Brokerage - St Charles #08321178 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$17,959 +2.1%$277,825 +11.9%
    2023$17,584 +5.7%$248,390 +9.8%
    2022$16,640 +6.3%$226,323 +5.9%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $5,873/mo
    Principal & interest
    $4016
    Property taxes
    $1451
    Other costs
    $406

      Climate risks

      Neighborhood: 60175

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • District: 303

      Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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