Located in the desirable Splitrail Farms subdivision. This stunning classic 2-story Cape Cod style home sits on a picturesque wooded lot approximately 1.5 acre lot on a serene cul-de-sac. Lot is heavily wooded with mature trees and accessed by winding driveway. Plenty of beautiful nature to enjoy. This beautiful 4 bedroom 3.1 bathroom home features 3 finished levels with a walkout basement leading to professionally landscaped backyard. As you step inside, you are greeted by a breathtaking two-story foyer adorned with high vaulted ceiling and lovely light fixture. To the right is a large dining room w/ inlaid hardwood floor. To the left is a large living room which includes grand piano which conveys with the home. Lots of light throughout with many floor-to-ceiling windows. French doors lead you into the cozy family room with a floor-to-ceiling brick fireplace, and rail to overlook the sun room below creates an open feel. The kitchen has a great open feel as well with a nice size eating area to have a gathering comfortably. The kitchen features recessed lighting over the counters & island for plenty of light during cooking your favorite meals or entertaining. Wonderfully appointed kitchen offers stainless appliances including a Wolf stove w/ pot filler, Kuppersbusch electric convection oven, Sub Zero fridge, a large island, granite counters, plenty of counter & cabinet space including large eating area. First floor also features porcelain tiled kitchen, eating area, foyer and laundry room which has convenient service door to deck/yard. Upstairs you'll find a spacious master suite w/sitting area, two walk-in closets, bath has double sinks, separate shower & whirlpool tub. 3 additional large bedrooms have shared bathroom. Finished basement has a second family room that includes another fireplace and rec room w/large pool table (conveys w/ home), additional room could be a den or bedroom, another kitchenette area, a full bath, and 2nd refrigerator. The bright sun-room on lower level provides great view and access to the private yard with in-ground swimming pool for summer entertaining. Equipment includes a central vacuum system, active radon system, invisible fence. Updates: Roof (2019), Driveway(2021), Lighted Retractable Awning(2024), Washer & dryer(2020), AC(for 2nd floor 2022), Pool pump(2022). Minutes to Randall Road corridor for shopping, dining, expressways and more.
Closed
$715,000
39W965 Cutwood Ln, St Charles, IL 60175
4beds
3,834sqft
Single Family Residence
Built in 1987
1.50 Acres lot
$718,000 Zestimate®
$186/sqft
$50/mo HOA
What's special
Zillow last checked: 7 hours ago
Listing updated: May 04, 2025 at 01:01am
Listing courtesy of:
Mark Rusch 630-479-7571,
Baird & Warner Fox Valley - Geneva,
Jeffery Schielke,
Baird & Warner Fox Valley - Geneva
Bought with:
Meg Whitted
Baird & Warner Fox Valley - Geneva
Source: MRED as distributed by MLS GRID,MLS#: 12298294

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Features: Flooring (Carpet), Bathroom (Full)
- Level: Second
- Area: 483 Square Feet
- Dimensions: 23X21
Bedroom 2
- Features: Flooring (Carpet)
- Level: Second
- Area: 168 Square Feet
- Dimensions: 12X14
Bedroom 3
- Features: Flooring (Carpet)
- Level: Second
- Area: 168 Square Feet
- Dimensions: 12X14
Bedroom 4
- Features: Flooring (Carpet)
- Level: Second
- Area: 234 Square Feet
- Dimensions: 13X18
Den
- Features: Flooring (Wood Laminate)
- Level: Basement
- Area: 247 Square Feet
- Dimensions: 19X13
Dining room
- Features: Flooring (Hardwood), Window Treatments (Blinds)
- Level: Main
- Area: 221 Square Feet
- Dimensions: 17X13
Eating area
- Features: Flooring (Porcelain Tile)
- Level: Main
- Area: 208 Square Feet
- Dimensions: 13X16
Family room
- Features: Flooring (Carpet)
- Level: Main
- Area: 384 Square Feet
- Dimensions: 24X16
Kitchen
- Features: Kitchen (Eating Area-Table Space, Island, Granite Counters), Flooring (Porcelain Tile)
- Level: Main
- Area: 224 Square Feet
- Dimensions: 16X14
Laundry
- Features: Flooring (Porcelain Tile)
- Level: Main
- Area: 112 Square Feet
- Dimensions: 14X8
Living room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 260 Square Feet
- Dimensions: 20X13
Recreation room
- Features: Flooring (Carpet)
- Level: Basement
- Area: 480 Square Feet
- Dimensions: 24X20
Sun room
- Features: Flooring (Ceramic Tile)
- Level: Basement
- Area: 136 Square Feet
- Dimensions: 17X8
Heating
- Natural Gas, Forced Air, Sep Heating Systems - 2+
Cooling
- Central Air
Appliances
- Included: Range, Microwave, Dishwasher, Refrigerator, High End Refrigerator, Bar Fridge, Washer, Dryer, Oven, Water Softener Owned, Electric Oven, Multiple Water Heaters
- Laundry: Main Level, Gas Dryer Hookup, In Unit
Features
- Wet Bar, Walk-In Closet(s)
- Flooring: Hardwood
- Windows: Screens, Skylight(s)
- Basement: Finished,Exterior Entry,Rec/Family Area,Full,Walk-Out Access
- Number of fireplaces: 2
- Fireplace features: Gas Log, Gas Starter, Masonry, Family Room, Basement
Interior area
- Total structure area: 6,290
- Total interior livable area: 3,834 sqft
- Finished area below ground: 2,000
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Wheelchair Accessible, Wheelchair Ramp(s), Disability Access
Features
- Stories: 2
- Patio & porch: Deck, Patio
- Exterior features: Balcony
- Pool features: In Ground
- Fencing: Invisible
Lot
- Size: 1.50 Acres
- Dimensions: 164X226X216X226X75
- Features: Cul-De-Sac, Landscaped, Wooded, Mature Trees
Details
- Additional parcels included: 0812101017
- Parcel number: 0812101006
- Special conditions: None
- Other equipment: Water-Softener Rented, Central Vacuum, TV-Dish, Intercom, Ceiling Fan(s), Sump Pump, Radon Mitigation System
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Aluminum Siding, Brick
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1987
Utilities & green energy
- Electric: 200+ Amp Service
- Sewer: Septic Tank
- Water: Well
Community & neighborhood
Security
- Security features: Security System, Carbon Monoxide Detector(s), Closed Circuit Camera(s)
Community
- Community features: Street Paved
Location
- Region: St Charles
- Subdivision: Splitrail Farm
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $600 annually
- Services included: None
Other
Other facts
- Listing terms: Conventional
- Ownership: Fee Simple
Services availability

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$718,000
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