Welcome to your dream home nestled in the heart of Mill Creek, where timeless charm meets modern sophistication in a setting that overlooks lush, tranquil golf course views. This exquisite residence showcases soaring 9-foot ceilings, elegant crown molding, rich hardwood floors, and tall baseboards that add warmth and character throughout. The spacious kitchen is a chef's delight, featuring stainless steel appliances (new 2020), granite countertops, abundant cabinetry, and a stylish pantry for effortless organization. The inviting family room centers around a beautiful brick fireplace with gas start, creating the perfect ambiance for cozy evenings. Upstairs, the Primary Suite is a true retreat, offering a luxurious ensuite bath with a marble shower, walk-in closet, and a full-size stackable washer and dryer for ultimate convenience. Bedrooms two and three are generously sized, featuring large closets and built-in wardrobes, and are connected by a stylish Jack and Jill bath. A versatile loft space offers the ideal setting for a home office or reading nook, with direct access to a second-floor porch that captures even more stunning golf course views. The fully finished basement expands your living space with a dedicated theater room, adjacent den, private office, fourth bedroom, and a full bath-perfect for entertaining or multi-generational living. The attached heated garage is a standout feature, with 220v electricity for an electric car. Also boasts a soaring 12-foot ceiling and a 'high boy' garage door opener, ideal for oversized vehicles, lifts, or additional vertical storage. Attic storage in garage is accessed with pull-down stairs. With ample storage throughout and thoughtful design in every corner, this home truly has it all. The HOA takes care of lawn maintenance, snow removal, and even window washing twice a year-offering truly carefree living in a beautifully appointed single-family home. Impeccably maintained & many new updates! New hardwood flooring 1st floor & MBR 2025 - Freshly painted 1st floor 2025 - HVAC 2020, Water heater - 2019, Sliding Glass Door 2021, Roof 2017. Enjoy the luxury of low-maintenance ownership while surrounded by comfort, style, and convenience.Located just minutes from Geneva's vibrant downtown, top-rated schools, and scenic trails, this Mill Creek gem offers the perfect blend of luxury, privacy, comfort, and convenience!
Active
Price cut: $10K (11/7)
$565,000
39W430 Armstrong Ln, Geneva, IL 60134
4beds
2,541sqft
Est.:
Single Family Residence
Built in 1999
-- sqft lot
$-- Zestimate®
$222/sqft
$125/mo HOA
What's special
Beautiful brick fireplaceVersatile loft spaceFully finished basementHome officeRich hardwood floorsPrivate officeAttached heated garage
- 55 days |
- 1,404 |
- 65 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: November 12, 2025 at 10:07pm
Listing courtesy of:
Lisa Vargo 630-377-1771,
Coldwell Banker Realty
Source: MRED as distributed by MLS GRID,MLS#: 12484837
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Rooms
- Room types: Office, Game Room, Recreation Room, Loft
Primary bedroom
- Features: Flooring (Hardwood), Bathroom (Full, Double Sink)
- Level: Second
- Area: 252 Square Feet
- Dimensions: 18X14
Bedroom 2
- Features: Flooring (Carpet)
- Level: Second
- Area: 182 Square Feet
- Dimensions: 14X13
Bedroom 3
- Features: Flooring (Carpet)
- Level: Second
- Area: 182 Square Feet
- Dimensions: 14X13
Bedroom 4
- Features: Flooring (Carpet)
- Level: Basement
- Area: 130 Square Feet
- Dimensions: 13X10
Dining room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 140 Square Feet
- Dimensions: 14X10
Family room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 238 Square Feet
- Dimensions: 17X14
Game room
- Level: Basement
- Area: 120 Square Feet
- Dimensions: 12X10
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar, Eating Area-Table Space, Island, Granite Counters, Updated Kitchen), Flooring (Hardwood)
- Level: Main
- Area: 256 Square Feet
- Dimensions: 16X16
Laundry
- Features: Flooring (Hardwood)
- Level: Main
- Area: 54 Square Feet
- Dimensions: 9X6
Living room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 182 Square Feet
- Dimensions: 14X13
Loft
- Features: Flooring (Hardwood)
- Level: Second
- Area: 126 Square Feet
- Dimensions: 14X9
Office
- Level: Basement
- Area: 130 Square Feet
- Dimensions: 13X10
Recreation room
- Features: Flooring (Other)
- Level: Basement
- Area: 512 Square Feet
- Dimensions: 32X16
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Cooktop, Water Softener, Water Softener Owned, Gas Cooktop, Humidifier, Gas Water Heater
- Laundry: Gas Dryer Hookup, Multiple Locations
Features
- Doors: Mirrored Closet Door(s), Storm Door(s), Panel Door(s), 6 Panel Door(s)
- Basement: Finished,Full
- Attic: Pull Down Stair
- Number of fireplaces: 1
- Fireplace features: Gas Log, Gas Starter, Family Room
Interior area
- Total structure area: 3,903
- Total interior livable area: 2,541 sqft
Property
Parking
- Total spaces: 2
- Parking features: Off Alley, Heated Garage, Garage Owned, Attached, Garage
- Attached garage spaces: 2
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
- Patio & porch: Deck, Porch
- Exterior features: Balcony, Fire Pit
- Fencing: Fenced
Lot
- Dimensions: 72 x 101 x 40 x 100
Details
- Parcel number: 1112407005
- Special conditions: None
- Other equipment: Water-Softener Owned, Ceiling Fan(s), Sump Pump, Radon Mitigation System
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1999
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Park, Pool
- Subdivision: Mill Creek
HOA
- Has HOA: Yes
- Services included: Insurance, Lawn Care, Snow Removal, Other
- HOA fee: $125 monthly
Location
- Region: Geneva
Financial & listing details
- Price per square foot: $222/sqft
- Tax assessed value: $451,440
- Annual tax amount: $11,837
- Date on market: 10/16/2025
- Ownership: Fee Simple w/ HO Assn.
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/7/2025 | Price change | $565,000-1.7%$222/sqft |
Source:  MRED as distributed by MLS GRID #12484837 Report a problem | ||
| 10/30/2025 | Price change | $575,000-0.9%$226/sqft |
Source: MRED as distributed by MLS GRID #12484837 Report a problem | ||
| 10/16/2025 | Listed for sale | $580,000+90.2%$228/sqft |
Source: MRED as distributed by MLS GRID #12484837 Report a problem | ||
| 4/11/2012 | Sold | $305,000-4.7%$120/sqft |
Source: MRED as distributed by MLS GRID #07986217 Report a problem | ||
| 2/2/2012 | Listed for sale | $319,900+10.3%$126/sqft |
Source: RE/MAX Suburban #07986217 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $11,837 +3.7% | $150,480 +10.8% |
| 2023 | $11,419 +1.2% | $135,812 +4.6% |
| 2022 | $11,281 +3.5% | $129,900 +4.5% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,085/mo
Principal & interest
$2769
Property taxes
$993
Other costs
$323
Climate risks
Neighborhood: 60134
Nearby schools
GreatSchools rating
- 6/10Mill Creek SchoolGrades: K-5Distance: 0.6 mi
- 8/10Geneva Middle School SouthGrades: 6-8Distance: 1.6 mi
- 9/10Geneva Community High SchoolGrades: 9-12Distance: 3.7 mi
Schools provided by the listing agent
- Elementary: Mill Creek Elementary School
- Middle: Geneva Middle School
- High: Geneva Community High School
- District: 304
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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